PennyMac Financial Services Inc (PFSI, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. PennyMac Financial Services Inc provides mortgage loans to customers in the United States. The company's services span its main function of loan production and loan servicing which includes the recovery of loans and other related charges. PennyMac Financial Services Inc has a market cap of $2.77 billion; its shares were traded at around $35.26 with a P/E ratio of 7.20 and P/S ratio of 2.25. The dividend yield of PennyMac Financial Services Inc stocks is 0.67%. PennyMac Financial Services Inc had annual average EBITDA growth of 50.70% over the past five years. GuruFocus has detected 5 severe warning signs with PennyMac Financial Services Inc. .
For the last quarter PennyMac Financial Services Inc reported a revenue of $490.4 million, compared with the revenue of $251.2 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $1.5 billion, an increase of 50% from last year. For the complete 30-year financial data, please go here.. For the last five years PennyMac Financial Services Inc had an average revenue growth rate of 19.5% a year.
The reported diluted earnings per share was $4.89 for the year, an increase of 88.8% from previous year. Over the last five years PennyMac Financial Services Inc had an EPS growth rate of 18.8% a year. The PennyMac Financial Services Inc enjoyed an operating margin of 38.05%, compared with the operating margin of 29.84% a year before. The 10-year historical median operating margin of PennyMac Financial Services Inc is 43.52%. The profitability rank of the company is 9 (out of 10).
At the end of the fiscal year, PennyMac Financial Services Inc has the cash and cash equivalents of $188.3 million, compared with $155.3 million in the previous year. The long term debt was $1.9 billion, compared with $1.8 billion in the previous year. The interest coverage to the debt is 3.1. PennyMac Financial Services Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $35.26, PennyMac Financial Services Inc is traded at 47.1% premium to its historical median P/S valuation band of $23.97. The P/S ratio of the stock is 2.25, while the historical median P/S ratio is 1.54. The stock gained 52.23% during the past 12 months.
Directors and Officers Recent Trades:
- Chief Risk Officer David M Walker sold 10,000 shares of PFSI stock on 02/26/2020 at the average price of $35.42. The price of the stock has decreased by 0.45% since.
- Director Stanford L Kurland sold 32,500 shares of PFSI stock on 02/24/2020 at the average price of $35.16. The price of the stock has increased by 0.28% since.
- Director Anne Mccallion sold 10,000 shares of PFSI stock on 02/21/2020 at the average price of $35.13. The price of the stock has increased by 0.37% since.
- Chief Risk Officer David M Walker sold 10,000 shares of PFSI stock on 02/14/2020 at the average price of $35.28. The price of the stock has decreased by 0.06% since.
- Director Matthew Botein sold 15,000 shares of PFSI stock on 02/13/2020 at the average price of $35.35. The price of the stock has decreased by 0.25% since.
For the complete 20-year historical financial data of PFSI, click here.
