Lake Shore Bancorp Inc (LSBK, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. Lake Shore Bancorp Inc operates as a savings and loan holdings company for Lake Shore Savings Bank. It attracts deposits and invests those deposits with funds in residential and real estate loans and home equity lines of credit. Lake Shore Bancorp Inc has a market cap of $54.380 million; its shares were traded at around $9.15 with a P/E ratio of 13.46 and P/S ratio of 2.60. The dividend yield of Lake Shore Bancorp Inc stocks is 5.25%. GuruFocus has detected 1 severe warning sign with Lake Shore Bancorp Inc. .
For the last quarter Lake Shore Bancorp Inc reported a revenue of $5.58 million, compared with the revenue of $5.26 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $21.6 million, an increase of 5.7% from last year. For the complete 30-year financial data, please go here.. For the last five years Lake Shore Bancorp Inc had an average revenue growth rate of 5% a year.
The reported diluted earnings per share was 68 cents for the year, an increase of 3% from previous year. Over the last five years Lake Shore Bancorp Inc had an EPS growth rate of 4.4% a year. The profitability rank of the company is 4 (out of 10).
At the end of the fiscal year, Lake Shore Bancorp Inc has the cash and cash equivalents of $30.3 million, compared with $12.1 million in the previous year. The company had no long term debt, compared with $24.7 million in the previous year. Lake Shore Bancorp Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $9.15, Lake Shore Bancorp Inc is traded at 37.2% discount to its historical median P/S valuation band of $14.57. The P/S ratio of the stock is 2.60, while the historical median P/S ratio is 4.13. The stock lost 39.73% during the past 12 months.
Directors and Officers Recent Trades:
- Director Tracy Steve Bennett bought 243 shares of LSBK stock on 03/04/2020 at the average price of $15.4. The price of the stock has decreased by 40.58% since.
For the complete 20-year historical financial data of LSBK, click here.
