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Hafiz Akinde
Hafiz Akinde
Articles (5)  | Author's Website |

5 Reasons You Are Not Making Financial Headway

The financial choices we make can serve as hindrances to success

December 09, 2016 | About:

There is always a time in business when you hit the plateau and business growth starts to slow. We have all been there. We have seen multinational companies going moribund and otherwise leading industries grinding to a halt.

When a similar thing happens to your business, you might think that the market forces, harsh economic policies and stiff competition are all working against you. Sometimes all these do not count. It could be because you are not taking care of the little details.

Here are some of the reasons you may not making headway financially, and what you can do about it.

You are not making enough investments

Wealth creation has a direct relationship with your investment. If your investment is not good enough or does not match the terms of your financial goals, chances are your business could be heading towards stagnation.

Most businesses fail because of poor investment choices. A basic rule in investing is that it must be adequate and timely. You should have a systematic investment plan such that even if you are investing in small amounts, you still have a solid investment base.

You are not concentrating on business

It is common knowledge that the stock market is quite volatile. With stock prices always fluctuating, a little distraction might see you losing your grip. Again, since it is dangerous to always forecast stock markets and prices, you have no option but to concentrate.

Although it could be frustrating to keep watch over the fluctuating stock prices on a daily basis, a good profit margin typically relieves the stress. If you feel that monitoring your stock performance is a tedious process, you could seek professional help.

You are not paying attention to your health

Almost everybody believes in the maxim that ‘health is wealth.’ But how many people actually pay attention to their health? You may not realize it but your busy schedule could be affecting your health, which in turn affects your workplace productivity.

The health conditions of some entrepreneurs get compounded when they combine their lack of health consciousness with smoking or drinking. Granted, you could be trying to cut down on smoking with the e-cigarette or drinking less alcohol, but the bottom line for good health is to eat well, get adequate sleep, exercise and take vacations.

This way, you  have more energy to focus on the business and boost your return on investment.

You are not taking any risks

There s no gain in saying business is generally shrouded by risks. It does not matter whether you are investing in stocks or real estate, the amount of risk you are taking would typically determine the level of your financial success.

The popular quote by Warren Buffett (Trades, Portfolio) that “risk comes from not knowing what you’re doing” should not be misunderstood. The way he sees ‘risk’ is different from the way many people see it. He argues that most people confuse volatility with risk, so they do not beef up their investments.

Basically, you should not invest in a business until you have fully understood the terms. In this case, you would not only be taking a healthy risk but also be making a calculated attempt at increasing your ROI.

Your business is not innovative enough

When Apple Inc. (NASDAQ:AAPL) was going through a bad time in business, they figured out they needed to redefine their brand. Apple quickly flipped the script by evolving with a host of innovative new products. This was coupled with different creative ideas that powered their marketing and advertising campaigns.

When your business is heading for the rocks, you should go back to the drawing board and reassess the situation. Check to see if your ideas are keeping with market trends. You should also conduct a survey to determine if customers still find your ideas innovative enough. In the end, the results will give you a clear direction on what to do next.


If you are doing any of the above mentioned, then you are simply not maximizing your earnings potential. If your current financial strategies are not moving you towards actualizing your goals, then you need to reconsider why you are in business.

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About the author:

Hafiz Akinde
I'm a writer and small business consultant. I help business to improve their brands and generate more leads.

Visit Hafiz Akinde's Website

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