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Nicholas Financial Inc (NICK) Files 10-K for the Fiscal Year Ended on March 31, 2018

June 27, 2018 | About:

Nicholas Financial Inc (NASDAQ:NICK) files its latest 10-K with SEC for the fiscal year ended on March 31, 2018. Nicholas Financial Inc is a specialized consumer finance company engaged in acquiring and servicing automobile finance installment contracts for purchases of new and used automobiles and light trucks. Nicholas Financial Inc has a market cap of $68.370 million; its shares were traded at around $8.66 with and P/S ratio of 0.77. Nicholas Financial Inc had annual average EBITDA growth of 6.00% over the past ten years.

For the last quarter Nicholas Financial Inc reported a revenue of $19.9 million, compared with the revenue of $22.86 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $83.9 million, a decrease of 7.2% from the previous year. For the last five years Nicholas Financial Inc had an average revenue growth rate of 1.2% a year.

The reported loss per diluted share was 14 cents for the year, compared with the earnings per share of $1.59 in the previous year. The Nicholas Financial Inc had a decent operating margin of 15.87%, compared with the operating margin of 19.61% a year before. The 10-year historical median operating margin of Nicholas Financial Inc is 39.57%. The profitability rank of the company is 7 (out of 10).

At the end of the fiscal year, Nicholas Financial Inc has the cash and cash equivalents of $2.63 million, compared with $2.86 million in the previous year. The company had no long term debt. The interest coverage to the debt is 1.3, which is not a favorable level. Nicholas Financial Inc has a financial strength rank of 4 (out of 10).

At the current stock price of $8.66, Nicholas Financial Inc is traded at 52.7% discount to its historical median P/S valuation band of $18.30. The P/S ratio of the stock is 0.77, while the historical median P/S ratio is 1.64. The stock gained 2.01% during the past 12 months.

For the complete 20-year historical financial data of NICK, click here.

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