Waterstone Financial Inc (WSBF) Files 10-K for the Fiscal Year Ended on December 31, 2018

Waterstone Financial Inc (WSBF, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2018. Waterstone Financial Inc is a one-bank holding company with two segments: community banking & mortgage banking. The company provides consumer and business banking products and services to customers, and also provides residential mortgage loans. Waterstone Financial Inc has a market cap of $471.920 million; its shares were traded at around $16.58 with a P/E ratio of 14.94 and P/S ratio of 2.62. The dividend yield of Waterstone Financial Inc stocks is 2.90%.

For the last quarter Waterstone Financial Inc reported a revenue of $39.1 million, compared with the revenue of $41.51 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $172.4 million, a decrease of 1.6% from the previous year. For the last five years Waterstone Financial Inc had an average revenue growth rate of 8% a year.

The reported diluted earnings per share was $1.11 for the year, an increase of 19.4% from previous year. Over the last five years Waterstone Financial Inc had an EPS growth rate of 25.4% a year. The profitability rank of the company is 4 (out of 10).

At the end of the fiscal year, Waterstone Financial Inc has the cash and cash equivalents of $61.0 million, compared with $31.6 million in the previous year. The long term debt was $435.0 million, compared with $340.0 million in the previous year. Waterstone Financial Inc has a financial strength rank of 3 (out of 10).

At the current stock price of $16.58, Waterstone Financial Inc is traded at close to its historical median P/S valuation band of $17.13. The P/S ratio of the stock is 2.62, while the historical median P/S ratio is 2.72. The stock gained 0.17% during the past 12 months.

For the complete 20-year historical financial data of WSBF, click here.