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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» ALLB's 30-Y Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

ALLB Guru Trades in

Q2 2015

ALLB Guru Trades in Q2 2015

Jim Simons 29,889 sh (New)
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Q3 2015

ALLB Guru Trades in Q3 2015

Jim Simons 41,800 sh (+39.85%)
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Q4 2015

ALLB Guru Trades in Q4 2015

Jim Simons Sold Out
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» Details

Insider Trades

Latest Guru Trades with ALLB

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Business Description

Industry: Banks » Banks - Regional - US  
Headquarter Location:USA

Alliance Bancorp Inc Of Pennsylvania is a Pennsylvania corporation and a savings and loan holding company, which is a Pennsylvania chartered community oriented savings bank. Alliance Bank operates a total of eight banking offices located in Delaware and Chester Counties, Pennsylvania, which are suburbs of Philadelphia. Its primary business consists of attracting deposits from the general public and using those funds, together with funds it borrows, to originate loans to its customers and invest in securities such as U.S. Government and agency securities, mortgage-backed securities and municipal obligations. Its loan originations are obtained by a variety of sources, including referrals from real estate brokers, builders, existing customers, advertising, walk-in customers and, to a significant extent, mortgage brokers who obtain credit reports, appraisals and other documentation involved with a loan. In most cases, property valuations are performed by independent outside appraisers. Title and hazard insurance are generally required on all security property other than property securing a home equity loan, in which case the Company obtains a title opinion. The majority of the Company's loans are secured by property located in its primary lending area. The Company originates and, to a lesser extent, purchases mortgage loans for the acquisition and refinancing of existing multi-family residential and commercial real estate properties. The Company also originates residential and commercial construction loans, and to a limited degree, land acquisition and development loans. Construction loans are classified as either residential construction loans or commercial real estate construction loans at the time of origination, depending on the nature of the property securing the loan. The Company's construction lending activities generally are limited to the Company's primary market area. The Company's residential construction loans are primarily made to local real estate builders and developers for the purpose of constructing single-family homes and single-family residential developments. The Company offers consumer loans in order to provide a full range of financial services to its customers and because such loans generally have shorter terms and higher interest rates than mortgage loans. The Company has a commercial loan department, which provides a full range of commercial loan products to small business customers in its primary marketing area. These loans generally have shorter terms and higher interest rates as compared to mortgage loans. In addition to interest earned on loans, the Company receives income from fees in connection with loan originations, loan modifications, late payments, prepayments and for miscellaneous services related to its loans. The Company faces competition both in attracting deposits and making real estate loans. The Company is subject to supervision and regulation by the Board of Governors of the Federal R



Dividend & Buy Back

Dividend Yield % 0.99
ALLB's Dividend Yield % is ranked lower than
88% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. ALLB: 0.99 )
Ranked among companies with meaningful Dividend Yield % only.
ALLB' s Dividend Yield % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.99
Current: 0.99
Dividend Payout Ratio 0.59
ALLB's Dividend Payout Ratio is ranked lower than
82% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. ALLB: 0.59 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ALLB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.59
Current: 0.59
5-Year Yield-on-Cost % 0.99
ALLB's 5-Year Yield-on-Cost % is ranked lower than
91% of the 2723 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.29 vs. ALLB: 0.99 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ALLB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.99
Current: 0.99

Valuation & Return


More Statistics

Revenue (TTM) (Mil) $15.28
EPS (TTM) $ 0.42
Short Percentage of Float0.08%
52-Week Range $15.51 - 25.22
Shares Outstanding (Mil)4.03

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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