NAS:BNCL (USA)

Beneficial Bancorp Inc

$ 16.12 0 (0%)
Volume: 0 Avg Vol (1m): 0
Market Cap $: 1.20 Bil Enterprise Value $: 66.08 Mil
P/E (TTM): 25.19 P/B: 1.15
Earnings Power Value 15.29
Net Current Asset Value 0
Tangible Book 11.85
Projected FCF 22.2
Median P/S Value 16.12
Graham Number 13.06
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt No Debt
Cash-To-Debt ranked higher than
96.97% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
BNCL: No Debt
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.08, Med: 1.39, Max: 10000
Current: 10000
0.08
10000
Equity-to-Asset 0.18
Equity-to-Asset ranked higher than
90.90% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
BNCL: 0.18
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.12, Med: 0.14, Max: 0.23
Current: 0.18
0.12
0.23
Beneish M-Score -2.46
Not Manipulator
Manipulator

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 22.87
Net Margin ranked lower than
56.01% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
BNCL: 22.87
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -5.12, Med: 11.51, Max: 22.87
Current: 22.87
-5.12
22.87
ROE % 4.67
ROE ranked lower than
79.98% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
BNCL: 4.67
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -1.43, Med: 2.33, Max: 4.67
Current: 4.67
-1.43
4.67
ROA % 0.82
ROA ranked lower than
62.01% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
BNCL: 0.82
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.19, Med: 0.39, Max: 0.82
Current: 0.82
-0.19
0.82
3-Year Total Revenue Growth Rate 12.10
3-Year Revenue Growth Rate ranked higher than
87.31% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
BNCL: 16
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -7.6, Med: 6.8, Max: 95.6
Current: 16
-7.6
95.6
3-Year EPS w/o NRI Growth Rate 30.90
3-Year EPS w/o NRI Growth Rate ranked higher than
69.76% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
BNCL: 30.9
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: -5.35, Max: 31.4
Current: 30.9
0
31.4

» BNCL's 30-Y Financials

Financials (Next Earnings Date: 2019-07-19)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:BNCL

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks - Regional - US    NAICS : 522120    SIC : 6035
Compare NAS:SBSI NAS:BRKL NAS:SRCE NAS:TCBK NYSE:NBHC AMEX:TMP NAS:EFSC NAS:LKFN NAS:SASR NAS:FBNC NYSE:FBK NAS:HFWA NAS:CHCO OTCPK:FMBL NYSE:FCF NYSE:OFG NAS:STBA NYSE:BHLB NAS:RBCAA NAS:BPFH
Traded in other countries
Address
Beneficial Bancorp Inc offers consumer and commercial banking services to individuals, businesses and nonprofit organizations throughout the Philadelphia and Southern New Jersey area. The services provided by the company include cash management, savings, loans, packages, and lending.

Ratios

Current vs industry vs history
PE Ratio (TTM) 25.19
PE Ratio ranked lower than
87.80% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
BNCL: 25.19
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 21.73, Med: 49.13, Max: 145.5
Current: 25.19
21.73
145.5
PE Ratio without NRI 25.19
PE without NRI ranked lower than
87.66% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
BNCL: 25.19
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 21.73, Med: 49.13, Max: 145.5
Current: 25.19
21.73
145.5
Price-to-Owner-Earnings 23.16
Price-to-Owner-Earnings ranked lower than
89.89% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
BNCL: 23.16
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 7.17, Med: 43.52, Max: 1353.33
Current: 23.16
7.17
1353.33
PB Ratio 1.15
PB Ratio ranked lower than
51.79% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
BNCL: 1.15
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.83, Med: 1.17, Max: 1.72
Current: 1.15
0.83
1.72
PS Ratio 5.51
PS Ratio ranked lower than
87.51% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
BNCL: 5.51
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.3, Med: 5.51, Max: 8.38
Current: 5.51
3.3
8.38
Price-to-Free-Cash-Flow 12.06
Price-to-Free-Cash-Flow ranked lower than
55.67% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
BNCL: 12.06
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.33, Med: 17.89, Max: 96.96
Current: 12.06
4.33
96.96
Price-to-Operating-Cash-Flow 11.51
Price-to-Operating-Cash-Flow ranked lower than
58.65% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
BNCL: 11.51
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.24, Med: 15.38, Max: 575
Current: 11.51
4.24
575
EV-to-Revenue 0.32
EV-to-Revenue ranked lower than
57.51% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
BNCL: 0.32
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -0.7, Med: 5.2, Max: 10.2
Current: 0.32
-0.7
10.2
Shiller PE Ratio 63.55
Shiller PE Ratio ranked lower than
95.54% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
BNCL: 63.55
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 55.64, Med: 80, Max: 111.76
Current: 63.55
55.64
111.76

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.49
Trailing Dividend Yield ranked lower than
81.48% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
BNCL: 1.49
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.35, Med: 1.46, Max: 1.73
Current: 1.49
0.35
1.73
Dividend Payout Ratio 0.37
Dividend Payout Ratio ranked lower than
57.89% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
BNCL: 0.37
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.35, Med: 0.37, Max: 0.75
Current: 0.37
0.35
0.75
Forward Dividend Yield % 1.49
Forward Dividend Yield ranked lower than
84.25% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
BNCL: 1.49
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.49
Yield-on-Cost (5y) ranked lower than
82.47% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
BNCL: 1.49
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.35, Med: 1.46, Max: 1.73
Current: 1.49
0.35
1.73
3-Year Share Buyback Rate 3.40
3-Year Share Buyback Rate ranked higher than
68.43% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
BNCL: 3.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -21.6, Med: 0.6, Max: 3.4
Current: 3.4
-21.6
3.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.36
Price-to-Tangible-Book ranked lower than
58.42% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
BNCL: 1.36
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.12, Med: 1.55, Max: 1.95
Current: 1.36
1.12
1.95
Price-to-Projected-FCF 0.73
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
50.84% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
BNCL: 0.73
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.64, Med: 0.86, Max: 1.34
Current: 0.73
0.64
1.34
Price-to-Median-PS-Value 1.00
Price-to-Median-PS-Value ranked higher than
55.25% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
BNCL: 1
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.7, Med: 1.08, Max: 1.41
Current: 1
0.7
1.41
Price-to-Graham-Number 1.23
Price-to-Graham-Number ranked lower than
90.11% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
BNCL: 1.23
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 1.09, Med: 1.88, Max: 2.37
Current: 1.23
1.09
2.37

More Statistics

Revenue (TTM) (Mil) $ 209.24
EPS (TTM) $ 0.64
Beta 0
Volatility % 18.52
52-Week Range $ 13.74 - 18.6
Shares Outstanding (Mil) 74.69

Analyst Estimate

Piotroski F-Score Details