Business Description
Equifax Inc
NAICS : 561450
SIC : 7323
Description
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about a third of the firm's revenue comes from workforce solutions, which provides income verification and employer human resources services. Equifax generates over 20% of its revenue from outside the United States.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.04 | |||||
| Equity-to-Asset | 0.33 | |||||
| Debt-to-Equity | 1.57 | |||||
| Debt-to-EBITDA | 3.56 | |||||
| Interest Coverage | 6.75 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 3.51 | |||||
| Beneish M-Score | -2.21 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12.3 | |||||
| 3-Year EBITDA Growth Rate | 25.4 | |||||
| 3-Year EPS without NRI Growth Rate | 33 | |||||
| 3-Year FCF Growth Rate | 34.4 | |||||
| 3-Year Book Growth Rate | 4.4 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 12.82 | |||||
| Future 3-5Y Total Revenue Growth Rate | 9.54 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 94.45 | |||||
| 9-Day RSI | 83.98 | |||||
| 14-Day RSI | 77.64 | |||||
| 6-1 Month Momentum % | 4.58 | |||||
| 12-1 Month Momentum % | -38.46 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.64 | |||||
| Quick Ratio | 0.64 | |||||
| Cash Ratio | 0.12 | |||||
| Days Sales Outstanding | 56.64 | |||||
| Days Payable | 32.2 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.55 | |||||
| Dividend Payout Ratio | 0.21 | |||||
| Forward Dividend Yield % | 0.75 | |||||
| 5-Year Yield-on-Cost % | 0.62 | |||||
| 3-Year Average Share Buyback Ratio | -0.4 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 58.21 | |||||
| Operating Margin % | 21.87 | |||||
| Net Margin % | 13.72 | |||||
| ROE % | 19.17 | |||||
| ROA % | 6.34 | |||||
| ROIC % | 7.75 | |||||
| ROC (Joel Greenblatt) % | 76.56 | |||||
| ROCE % | 12.18 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 38.58 | |||||
| Forward PE Ratio | 27.03 | |||||
| PE Ratio without NRI | 38.58 | |||||
| Shiller PE Ratio | 57.72 | |||||
| Price-to-Owner-Earnings | 86.56 | |||||
| PS Ratio | 5.3 | |||||
| PB Ratio | 7.24 | |||||
| Price-to-Free-Cash-Flow | 129.34 | |||||
| Price-to-Operating-Cash-Flow | 33.6 | |||||
| EV-to-EBIT | 30.63 | |||||
| EV-to-Forward-EBIT | 24.2 | |||||
| EV-to-EBITDA | 20.27 | |||||
| EV-to-Forward-EBITDA | 17.33 | |||||
| EV-to-Revenue | 6.46 | |||||
| EV-to-Forward-Revenue | 6.45 | |||||
| EV-to-FCF | 154.58 | |||||
| Price-to-Projected-FCF | 3.57 | |||||
| Price-to-Median-PS-Value | 1.11 | |||||
| Earnings Yield (Greenblatt) % | 3.27 | |||||
| Forward Rate of Return (Yacktman) % | -10.6 |
