Business Description
The Hanover Insurance Group Inc
NAICS : 524126
SIC : 6331
ISIN : BRTHGIBDR004
Share Class Description:
BSP:THGI34: BRDRDescription
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through three operating segments: Commercial Lines, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.4 | |||||
| Equity-to-Asset | 0.17 | |||||
| Debt-to-Equity | 0.32 | |||||
| Debt-to-EBITDA | 9.61 | |||||
| Interest Coverage | 2.21 | |||||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -1.82 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 9.4 | |||||
| 3-Year EBITDA Growth Rate | -44.4 | |||||
| 3-Year EPS without NRI Growth Rate | -45.5 | |||||
| 3-Year FCF Growth Rate | -18.9 | |||||
| 3-Year Book Growth Rate | -7.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 110.5 | |||||
| Future 3-5Y Total Revenue Growth Rate | 6.08 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 9-Day RSI | 10.59 | |||||
| 14-Day RSI | 8.03 | |||||
| 12-1 Month Momentum % | -25.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Dividend Growth Rate | 7.4 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 | |||||
| Shareholder Yield % | 2.6 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 0.59 | |||||
| FCF Margin % | 5.82 | |||||
| ROE % | 1.53 | |||||
| ROA % | 0.25 | |||||
| ROIC % | 0.46 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 135.33 | |||||
| Forward PE Ratio | 12.43 | |||||
| PE Ratio without NRI | 114.6 | |||||
| Shiller PE Ratio | 15.92 | |||||
| Price-to-Owner-Earnings | 17.2 | |||||
| PS Ratio | 0.77 | |||||
| PB Ratio | 1.85 | |||||
| Price-to-Tangible-Book | 1.99 | |||||
| Price-to-Free-Cash-Flow | 13.22 | |||||
| Price-to-Operating-Cash-Flow | 12.78 | |||||
| EV-to-EBIT | 66.99 | |||||
| EV-to-EBITDA | 61.81 | |||||
| EV-to-Revenue | 0.84 | |||||
| EV-to-Forward-Revenue | 1.41 | |||||
| EV-to-FCF | 14.4 | |||||
| Price-to-Projected-FCF | 0.54 | |||||
| Price-to-Median-PS-Value | 0.84 | |||||
| Price-to-Graham-Number | 2.68 | |||||
| Earnings Yield (Greenblatt) % | 1.49 | |||||
| FCF Yield % | 7.65 | |||||
| Forward Rate of Return (Yacktman) % | 5.92 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
The Hanover Insurance Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R$) | 29,654.067 | ||
| EPS (TTM) (R$) | 2.301 | ||
| Beta | 0.19 | ||
| Volatility % | 25.53 | ||
| 14-Day RSI | 8.03 | ||
| 14-Day ATR (R$) | 0.000059 | ||
| 20-Day SMA (R$) | 269.73 | ||
| 12-1 Month Momentum % | -25.76 | ||
| 52-Week Range (R$) | 264.6 - 363.34 | ||
| Shares Outstanding (Mil) | 71.86 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
The Hanover Insurance Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
The Hanover Insurance Group Inc Stock Events
| Event | Date | Price(R$) | ||
|---|---|---|---|---|
| No Event Data | ||||
The Hanover Insurance Group Inc Frequently Asked Questions
What is The Hanover Insurance Group Inc(BSP:THGI34)'s stock price today?
The current price of BSP:THGI34 is R$269.73. The 52 week high of BSP:THGI34 is R$363.34 and 52 week low is R$264.60.
When is next earnings date of The Hanover Insurance Group Inc(BSP:THGI34)?
The next earnings date of The Hanover Insurance Group Inc(BSP:THGI34) is 2024-05-01.
Does The Hanover Insurance Group Inc(BSP:THGI34) pay dividends? If so, how much?
The Hanover Insurance Group Inc(BSP:THGI34) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers