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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.11
CFFN's Cash-to-Debt is ranked lower than
93% of the 1656 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.12 vs. CFFN: 0.11 )
Ranked among companies with meaningful Cash-to-Debt only.
CFFN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.05 Max: N/A
Current: 0.11
Equity-to-Asset 0.15
CFFN's Equity-to-Asset is ranked higher than
86% of the 1629 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. CFFN: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
CFFN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.12 Max: 0.21
Current: 0.15
0.1
0.21
Interest Coverage 1.11
CFFN's Interest Coverage is ranked lower than
62% of the 1583 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. CFFN: 1.11 )
Ranked among companies with meaningful Interest Coverage only.
CFFN' s Interest Coverage Range Over the Past 10 Years
Min: 0.17  Med: 0.67 Max: 1.12
Current: 1.11
0.17
1.12
Beneish M-Score: -2.45
WACC vs ROIC
3.72%
2.35%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 57.91
CFFN's Operating Margin % is ranked higher than
89% of the 1663 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.61 vs. CFFN: 57.91 )
Ranked among companies with meaningful Operating Margin % only.
CFFN' s Operating Margin % Range Over the Past 10 Years
Min: 29.6  Med: 52.03 Max: 57.91
Current: 57.91
29.6
57.91
Net Margin % 38.98
CFFN's Net Margin % is ranked higher than
84% of the 1664 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.71 vs. CFFN: 38.98 )
Ranked among companies with meaningful Net Margin % only.
CFFN' s Net Margin % Range Over the Past 10 Years
Min: 19.82  Med: 33.84 Max: 38.98
Current: 38.98
19.82
38.98
ROE % 6.02
CFFN's ROE % is ranked lower than
69% of the 1664 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.51 vs. CFFN: 6.02 )
Ranked among companies with meaningful ROE % only.
CFFN' s ROE % Range Over the Past 10 Years
Min: 2.65  Med: 5.16 Max: 7.32
Current: 6.02
2.65
7.32
ROA % 0.90
CFFN's ROA % is ranked higher than
50% of the 1669 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.91 vs. CFFN: 0.90 )
Ranked among companies with meaningful ROA % only.
CFFN' s ROA % Range Over the Past 10 Years
Min: 0.41  Med: 0.79 Max: 0.9
Current: 0.9
0.41
0.9
3-Year Revenue Growth Rate 5.20
CFFN's 3-Year Revenue Growth Rate is ranked higher than
55% of the 1397 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.30 vs. CFFN: 5.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CFFN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 3.25 Max: 27.3
Current: 5.2
0
27.3
3-Year EBITDA Growth Rate 8.20
CFFN's 3-Year EBITDA Growth Rate is ranked higher than
55% of the 1308 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. CFFN: 8.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CFFN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 4.85 Max: 46.5
Current: 8.2
0
46.5
3-Year EPS without NRI Growth Rate 9.50
CFFN's 3-Year EPS without NRI Growth Rate is ranked higher than
56% of the 1265 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.30 vs. CFFN: 9.50 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CFFN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5.35 Max: 46.3
Current: 9.5
0
46.3
GuruFocus has detected 1 Warning Sign with Capitol Federal Financial Inc $CFFN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CFFN's 30-Y Financials

Financials (Next Earnings Date: 2017-07-28 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6035
Compare:NYSE:AF, NYSE:FBC, NAS:NWBI, NYSE:PFS, NAS:BOFI, NAS:KRNY, NAS:WAFD, NAS:OCFC, NAS:EBSB, NAS:UBNK, NAS:LOB, NAS:CASH, NAS:FFIC, NAS:HMST, NAS:DCOM, NAS:HONE, NAS:WSBF, NAS:FDEF, NAS:UCFC, NAS:BKMU » details
Traded in other countries:CFW.Germany,
Headquarter Location:USA
Capitol Federal Financial Inc operates as a bank holding company. The Company offers construction loans and other consumer loans and also retail deposit accounts, including checking, savings, money market, IRA and certificates of deposit.

Capitol Federal Financial is a bank holding company that operates through its wholly owned subsidiary bank, Capitol Federal Savings Bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It primarily serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities, investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.

Top Ranked Articles about Capitol Federal Financial Inc

Capitol Federal® Financial, Inc. Announces True Blue® Capitol Dividend
Capitol Federal® Financial, Inc. Announces Quarterly Dividend
Outperforming the S&P500 Stocks that have a better performance than the benchmark
The following are some of the stocks that outperformed the Standard & Poor's 500 Index over the last 12 months and were bought by gurus during the last quarter. Read more...

Ratios

vs
industry
vs
history
PE Ratio 22.05
CFFN's PE Ratio is ranked lower than
81% of the 1548 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.53 vs. CFFN: 22.05 )
Ranked among companies with meaningful PE Ratio only.
CFFN' s PE Ratio Range Over the Past 10 Years
Min: 19.92  Med: 26.67 Max: 89.7
Current: 22.05
19.92
89.7
Forward PE Ratio 20.66
CFFN's Forward PE Ratio is ranked lower than
92% of the 383 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.18 vs. CFFN: 20.66 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 22.05
CFFN's PE Ratio without NRI is ranked lower than
81% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.61 vs. CFFN: 22.05 )
Ranked among companies with meaningful PE Ratio without NRI only.
CFFN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 19.92  Med: 26.67 Max: 91.05
Current: 22.05
19.92
91.05
Price-to-Owner-Earnings 26.22
CFFN's Price-to-Owner-Earnings is ranked lower than
87% of the 904 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.22 vs. CFFN: 26.22 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CFFN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.52  Med: 28.1 Max: 220.25
Current: 26.22
5.52
220.25
PB Ratio 1.36
CFFN's PB Ratio is ranked lower than
64% of the 1630 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.19 vs. CFFN: 1.36 )
Ranked among companies with meaningful PB Ratio only.
CFFN' s PB Ratio Range Over the Past 10 Years
Min: 0.86  Med: 1.33 Max: 4.13
Current: 1.36
0.86
4.13
PS Ratio 8.56
CFFN's PS Ratio is ranked lower than
93% of the 1611 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.42 vs. CFFN: 8.56 )
Ranked among companies with meaningful PS Ratio only.
CFFN' s PS Ratio Range Over the Past 10 Years
Min: 7.49  Med: 9.36 Max: 22.29
Current: 8.56
7.49
22.29
Price-to-Free-Cash-Flow 26.36
CFFN's Price-to-Free-Cash-Flow is ranked lower than
89% of the 877 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.52 vs. CFFN: 26.36 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CFFN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.21  Med: 21.88 Max: 65.17
Current: 26.36
5.21
65.17
Price-to-Operating-Cash-Flow 22.90
CFFN's Price-to-Operating-Cash-Flow is ranked lower than
89% of the 958 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.47 vs. CFFN: 22.90 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CFFN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.19  Med: 19.02 Max: 51.73
Current: 22.9
5.19
51.73
EV-to-EBIT 31.64
CFFN's EV-to-EBIT is ranked lower than
86% of the 1267 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.36 vs. CFFN: 31.64 )
Ranked among companies with meaningful EV-to-EBIT only.
CFFN' s EV-to-EBIT Range Over the Past 10 Years
Min: 31.4  Med: 44.35 Max: 106.2
Current: 31.64
31.4
106.2
EV-to-EBITDA 29.84
CFFN's EV-to-EBITDA is ranked lower than
88% of the 1272 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.09 vs. CFFN: 29.84 )
Ranked among companies with meaningful EV-to-EBITDA only.
CFFN' s EV-to-EBITDA Range Over the Past 10 Years
Min: 29.6  Med: 42.5 Max: 96.6
Current: 29.84
29.6
96.6
PEG Ratio 1.40
CFFN's PEG Ratio is ranked higher than
51% of the 852 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.42 vs. CFFN: 1.40 )
Ranked among companies with meaningful PEG Ratio only.
CFFN' s PEG Ratio Range Over the Past 10 Years
Min: 1.03  Med: 3.5 Max: 16.06
Current: 1.4
1.03
16.06
Shiller PE Ratio 28.58
CFFN's Shiller PE Ratio is ranked lower than
75% of the 509 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.59 vs. CFFN: 28.58 )
Ranked among companies with meaningful Shiller PE Ratio only.
CFFN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 27.98  Med: 43.26 Max: 72.04
Current: 28.58
27.98
72.04

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.51
CFFN's Dividend Yield % is ranked lower than
55% of the 2338 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.52 vs. CFFN: 2.51 )
Ranked among companies with meaningful Dividend Yield % only.
CFFN' s Dividend Yield % Range Over the Past 10 Years
Min: 2.05  Med: 2.84 Max: 8.59
Current: 2.51
2.05
8.59
Dividend Payout Ratio 0.55
CFFN's Dividend Payout Ratio is ranked higher than
61% of the 1337 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.32 vs. CFFN: 0.55 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CFFN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.54  Med: 1.07 Max: 4.56
Current: 0.55
0.54
4.56
3-Year Dividend Growth Rate 4.30
CFFN's 3-Year Dividend Growth Rate is ranked lower than
60% of the 802 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. CFFN: 4.30 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
CFFN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 54.9
Current: 4.3
0
54.9
Forward Dividend Yield % 2.49
CFFN's Forward Dividend Yield % is ranked lower than
58% of the 2218 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.89 vs. CFFN: 2.49 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.52
CFFN's 5-Year Yield-on-Cost % is ranked lower than
66% of the 2673 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.17 vs. CFFN: 2.52 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CFFN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.06  Med: 2.85 Max: 8.63
Current: 2.52
2.06
8.63
3-Year Average Share Buyback Ratio 2.40
CFFN's 3-Year Average Share Buyback Ratio is ranked higher than
92% of the 1081 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. CFFN: 2.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CFFN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.3  Med: 2.45 Max: 0
Current: 2.4
-0.3
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.37
CFFN's Price-to-Tangible-Book is ranked lower than
57% of the 1622 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.28 vs. CFFN: 1.37 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CFFN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.8  Med: 1.66 Max: 922
Current: 1.37
0.8
922
Price-to-Intrinsic-Value-Projected-FCF 0.93
CFFN's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
65% of the 914 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. CFFN: 0.93 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CFFN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.55  Med: 1 Max: 1.79
Current: 0.93
0.55
1.79
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.49
CFFN's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
85% of the 142 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.86 vs. CFFN: 1.49 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 0.91
CFFN's Price-to-Median-PS-Value is ranked higher than
74% of the 1559 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.14 vs. CFFN: 0.91 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CFFN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.51  Med: 1.03 Max: 2.4
Current: 0.91
0.51
2.4
Price-to-Peter-Lynch-Fair-Value 3.25
CFFN's Price-to-Peter-Lynch-Fair-Value is ranked lower than
93% of the 463 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. CFFN: 3.25 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
CFFN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.1  Med: 3.48 Max: 9.24
Current: 3.25
1.1
9.24
Price-to-Graham-Number 1.16
CFFN's Price-to-Graham-Number is ranked lower than
68% of the 1452 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. CFFN: 1.16 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CFFN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.68  Med: 1.37 Max: 3.46
Current: 1.16
0.68
3.46
Earnings Yield (Greenblatt) % 3.17
CFFN's Earnings Yield (Greenblatt) % is ranked lower than
66% of the 1668 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.77 vs. CFFN: 3.17 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CFFN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.9  Med: 2.3 Max: 3.2
Current: 3.17
0.9
3.2
Forward Rate of Return (Yacktman) % 10.70
CFFN's Forward Rate of Return (Yacktman) % is ranked lower than
51% of the 952 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.26 vs. CFFN: 10.70 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CFFN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 3.4  Med: 10.85 Max: 23.9
Current: 10.7
3.4
23.9

More Statistics

Revenue (TTM) (Mil) $213.98
EPS (TTM) $ 0.62
Beta0.52
Short Percentage of Float5.18%
52-Week Range $13.24 - 17.04
Shares Outstanding (Mil)138.20

Analyst Estimate

Sep17 Sep18
Revenue (Mil $) 217 224
EPS ($) 0.64 0.66
EPS without NRI ($) 0.64 0.66
EPS Growth Rate
(Future 3Y To 5Y Estimate)
5.00%
Dividends per Share ($)
» More Articles for CFFN

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ETFs with exposure to Capitol Federal Financial, Inc. : May 31, 2017 May 31 2017
Capitol Federal Financial, Inc. :CFFN-US: Earnings Analysis: Q2, 2017 By the Numbers : May 17, 2017 May 17 2017
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Capitol Federal posts 2Q profit Apr 27 2017
Capitol Federal® Financial, Inc. Reports Second Quarter Fiscal Year 2017 Results Apr 27 2017
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Capitol Federal Financial, Inc. : CFFN-US: Dividend Analysis : February 03rd, 2017 (record date) :... Feb 06 2017
ETFs with exposure to Capitol Federal Financial, Inc. : February 2, 2017 Feb 02 2017
Capitol Federal Financial, Inc. :CFFN-US: Earnings Analysis: Q1, 2017 By the Numbers : January 30,... Jan 30 2017
Capitol Federal® Financial, Inc. Reports First Quarter Fiscal Year 2017 Results Jan 27 2017
Ward Retires; Cole Elected To Capitol Federal® Financial, Inc. Board Of Directors Jan 24 2017
Capitol Federal Financial, Inc. Announces Annual Meeting Presentation Available On Website Jan 20 2017
Capitol Federal Financial, Inc. breached its 50 day moving average in a Bearish Manner : CFFN-US :... Jan 18 2017

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