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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

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Business Description

Industry: Banks » Banks - Regional - US  
Compare:NAS:CBAN, OTCPK:KTYB, NAS:LARK, OTCPK:MNAT, NAS:FSFG, OTCPK:FDBC, NAS:SAL, NAS:CIZN, NAS:OVLY, OTCPK:CABC, OTCPK:HLAN, OTCPK:BKGMF, NAS:HWBK, OTCPK:EMYB, NAS:ACFC, NAS:MPB, OTCPK:EFSI, NAS:RBPAA, OTCPK:CPKF, NAS:CFBI » details
Headquarter Location:USA
1st Century Bancshrs Inc is a bank holding company for 1st Century Bank, N.A. The Bank provides various banking services to meet the financial needs of the local residential community.

1st Century Bancshrs Inc is a Delaware corporation. The Company operates as a bank holding company for 1st Century Bank, N.A., a National Association (the Bank). The Bank is a full service commercial bank. The bank's main focus is relationship banking to family and closely held middle market businesses, professional service firms, and high net worth individuals, real estate investors and entrepreneurs. The Bank also provides various banking services to meet the financial needs of the local residential community, with an orientation mainly directed toward owners and employees of its business client base. The Bank's product offerings includes: Loans and Deposits. Loans consist of business and personal lines of credit and term loans; tenant improvement and equipment financing; bridge and/or specific purpose loans; commercial, industrial and multi-family real estate lending; personal home equity loans and lines of credit; and credit cards for business and personal use. Deposits consist of business checking, money market and certificates of deposit; personal checking, money market and certificates of deposits; Attorney-Client trust accounts; trust accounts; cash management and on-line banking; and Debit cards. The general market area it serves is defined as La Cienega Boulevard to the east, the Santa Monica Mountains to the north, the Pacific Ocean to the west and the Los Angeles International Airport to the south. The Bank competes with other banks and financial institutions to attract deposits. The Bank faces competition from established local and regional banks and savings and loan institutions. The Company and its subsidiaries are subject to significant regulation and restrictions by Federal and State laws and regulatory agencies. The Bank is subject to both the regulation of and periodic examinations by the Office of the Comptroller of the Currency, which is the Bank's primary federal regulatory agency.

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Valuation & Return

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More Statistics

Revenue (TTM) (Mil) $25.34
EPS (TTM) $ 0.26
Short Percentage of Float0.05%
52-Week Range $6.75 - 11.60
Shares Outstanding (Mil)10.34

Analyst Estimate

Dec16
Revenue (Mil $)
EPS ($) 0.49
EPS without NRI ($) 0.49
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

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