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Also traded in: Germany

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Business Description

Industry: Credit Services » Credit Services  
Traded in other countries:FMA1.Germany,
Headquarter Location:USA
The First Marblehead Corp is a specialty finance company engaged in the education financing marketplace in the United States. It provides education loan programs for K-12, undergraduate and graduate students and for college graduates.

The First Marblehead Corp was formed as a limited partnership in 1991 and was incorporated in Delaware in August 1994. It is a specialty finance company focused on the education financing marketplace in the United States. It provides loan programs on behalf of its lender clients for K-12, undergraduate and graduate students and for college graduates seeking to refinance private education loan obligations, as well as tuition planning, tuition billing, refund management and payment technology services. It provides a fully integrated suite of services through its Monogram loan product service platform, which it refer to as its Monogram platform, as well as certain services on a stand-alone, fee-for-service basis. These loan programs are designed to be marketed to prospective student borrowers and their families directly or through educational institutions and to generate portfolios which might be held by the originating lender or financed in the capital markets. It offers a fully integrated suite of services, including its new Monogram loan product, as well as certain services on a standalone, fee-for-service basis. In addition, it provides administrative and other services to securitization trusts that it has facilitated and asset servicing to the third-party owner of certain securitization trusts. The Company's bank subsidiary, Union Federal Savings Bank is a federally chartered thrift that offers residential and commercial mortgage loans, and certain other banking products. Through its Monogram product offering, it enables lenders to offer borrowers private education loans with competitive terms and clear pricing alternatives, but which are also structured to align product options made available to qualified applicants with their credit risk. The Monogram product integrates all of its service offerings, including program design, marketing support, loan origination and portfolio management. The product enables its lender clients to customize their loan programs to meet their risk control and return objectives without a third-party guaranty. Specifically, the client could customize the range of loan terms offered to their qualified applicants, such as repayment options, loan limits and borrower pricing. The Monogram product is based on its proprietary origination risk score model, which was independently reviewed by a credit bureau. It helps clients design their private education loan programs. The Company's design approach begins with a standard set of pricing options, legal agreements and third-party relationships that it could then customize for its clients in order to satisfy their particular needs. The Company's systems have been designed to provide applicants with consumer protection disclosures required by law and regulation, as well as information helpful for making informed decisions about private education loans. It operates in a competitive environment.FIRSTMARBLEHEAD, the checkered logo, MONOGRAM, MONTICELLO STUDENT LOA

Top Ranked Articles about The First Marblehead Corp

First Marblehead Education Resources, Inc. Launches New Private Student Loan Program
MEDFORD, MA--(Marketwired - July 05, 2016) - The First Marblehead Corporation (NYSE: FMD) today announced that First Marblehead Education Resources, Inc. (FMER), a wholly owned subsidiary of FMD, has launched its new raise^ private student loan program. FMD and FMER developed the new program using over twenty years of proprietary private student loan performance data so that FMER may offer education funding options to a broader range of students than is addressed by the current market. The raise^ private student loan program provides borrowers with a compelling alternative to credit cards and personal loans, which previously may have been the only options for some students to fund their education. "We want to provide more students in the market with access to attractive financing options. The private student loan marketplace offers many options for super prime borrowers, while many prime borrowers are left to seek financing in the general market of unsecured consumer products, which often have higher interest rates and upfront fees. We have leveraged our data so that FMER can provide a competitively priced product without upfront fees that is customized for these borrowers. It's time for the market to extend its reach beyond the super prime segment," said Daniel Meyers, First Marblehead's Chairman and Chief Executive Officer. Approved borrowers will have the ability to select from three different repayment terms and can choose to start repayment immediately or make monthly interest payments while in school. About The First Marblehead Corporation First Marblehead helps meet the need for education financing by offering national and regional financial institutions and educational institutions the Monogram® platform, an integrated suite of design, implementation and credit risk management services for private label, customizable private education loan programs. For more information, please see www.firstmarblehead.com. First Marblehead supports responsible lending and is a strong proponent of the smart borrowing principle, which encourages students to access scholarships, grants and federally-guaranteed loans before considering private education loans; please see www.SmartBorrowing.org. First Marblehead offers outsourced tuition planning, billing, payment technology services and refund management services through its subsidiary Tuition Management Systems LLC. For more information, please see www.afford.com. Through its subsidiary, Cology LLC, First Marblehead offers private education loan processing and disbursement services for lenders. For more information, please see www2.cology.com.Safe Harbor for Forward Looking StatementsStatements in this press release regarding the raise^ private student loan program, as well as any other statements that are not purely historical, constitute forward-looking statements for purposes of the safe harbor provisions of The Private Securities Litigation Reform Act of 1995. These forward-looking statements are based upon our expectations as of July 5, 2016. The inclusion of this forward-looking information should not be regarded as a representation by us or any other person that the future expectations expressed or implied by us will be achieved. You are cautioned that matters subject to forward-looking statements involve known and unknown risks and uncertainties, including economic, legislative, regulatory, competitive and other factors, which may cause our actual financial or operating results, or the timing of events, to be materially different from those expressed or implied by forward-looking statements. Important factors that could cause or contribute to such differences include: the successful introduction of the raise^ private student loan program and market acceptance of the raise^ private student loan program. We specifically disclaim any obligation to update any forward-looking statements as a result of developments occurring after the date of this press release, even if our estimates change, and you should not rely on those statements as representing our views as of any date subsequent to the date of this press release.
Alan Breitman
Chief Financial Officer

The First Marblehead Corporation
One Cabot Road, Suite 200
Medford, MA 02155




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More Statistics

Revenue (TTM) (Mil) $51.86
EPS (TTM) $ -2.53
Short Percentage of Float2.63%
52-Week Range $2.81 - 5.05
Shares Outstanding (Mil)11.71

Analyst Estimate

Jun16 Jun17
Revenue (Mil $) 53 54
EPS ($) -2.23 -1.65
EPS without NRI ($) -2.23 -1.65
EPS Growth Rate
(Future 3Y To 5Y Estimate)
Dividends per Share ($)
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More From Other Websites
FMD: FMD Acquisition by FP Resources USA Inc. Completed Aug 23 2016
First Marblehead Stockholders Approve Merger; Transaction Completed Aug 22 2016
SunTrust Bank's Monogram(R)-Based Loan Program Offers New Education Loan Refinance Option Jul 14 2016
First Marblehead Education Resources, Inc. Launches New Private Student Loan Program Jul 05 2016
Government Financing Of Higher Education Leaves Millions Of Americans Worse Off Jun 08 2016
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Commencement of an Investigation Concerning the... Jun 03 2016
First Marblehead Announces Agreement to Be Acquired for US$5.05 Per Share in Cash Jun 02 2016
ETF’s with exposure to First Marblehead Corp. : May 19, 2016 May 19 2016
First Marblehead Announces Third Quarter Financial Results May 10 2016
First Marblehead to Release Third Quarter Fiscal 2016 Financial Results and Host Conference Call May 04 2016
FMD: FMD Surprises on the Upside…Again Apr 28 2016
First Marblehead Corp. Earnings Analysis: Q2, 2016 By the Numbers Feb 16 2016
First Marblehead Announces Second Quarter Financial Results Feb 09 2016

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