Business Description
First Guaranty Bancshares Inc
NAICS : 522110
SIC : 6022
ISIN : US32043P1066
Description
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana, through several banking facilities. The principal business activity of the company includes attracting deposits and investing it together with funds generated from operations and borrowings insecurities and in lending activities to serve the credit needs of its customer base. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and to a lesser extent, consumer and multifamily loans.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.06 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 1.08 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.72 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -2.6 | |||||
| 3-Year EPS without NRI Growth Rate | -30 | |||||
| 3-Year FCF Growth Rate | -28.1 | |||||
| 3-Year Book Growth Rate | 1.4 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 53.01 | |||||
| 9-Day RSI | 50.11 | |||||
| 14-Day RSI | 47.44 | |||||
| 6-1 Month Momentum % | -2.81 | |||||
| 12-1 Month Momentum % | -31.89 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.84 | |||||
| Dividend Payout Ratio | 0.97 | |||||
| 3-Year Dividend Growth Rate | 3.2 | |||||
| Forward Dividend Yield % | 6.86 | |||||
| 5-Year Yield-on-Cost % | 8.44 | |||||
| 3-Year Average Share Buyback Ratio | -5.2 | |||||
| Shareholder Yield % | -96.44 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 9.86 | |||||
| FCF Margin % | 7.08 | |||||
| ROE % | 3.87 | |||||
| ROA % | 0.28 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 16.1 | |||||
| Forward PE Ratio | 11.56 | |||||
| PE Ratio without NRI | 15.1 | |||||
| Shiller PE Ratio | 5.53 | |||||
| Price-to-Owner-Earnings | 11.71 | |||||
| PEG Ratio | 2.65 | |||||
| PS Ratio | 1.21 | |||||
| PB Ratio | 0.57 | |||||
| Price-to-Tangible-Book | 0.62 | |||||
| Price-to-Free-Cash-Flow | 17.18 | |||||
| Price-to-Operating-Cash-Flow | 5.37 | |||||
| EV-to-Revenue | 1.51 | |||||
| EV-to-FCF | 20.84 | |||||
| Price-to-Projected-FCF | 0.28 | |||||
| Price-to-DCF (Earnings Based) | 1.31 | |||||
| Price-to-DCF (FCF Based) | 1.49 | |||||
| Price-to-Median-PS-Value | 0.53 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.7 | |||||
| Price-to-Graham-Number | 0.65 | |||||
| FCF Yield % | 5.42 | |||||
| Forward Rate of Return (Yacktman) % | 24.19 |
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