Payfare Inc is a global fintech company offering mobile banking, instant payment, and loyalty-reward solutions. Its financial technology platform is providing financial inclusion and empowerment to next-generation workers around the globe with a full-service mobile bank account and debit card with instant access to their earnings and relevant cash-back rewards. Some brands that use Payfare include Lyft, Uber, and DoorDash. Its geographical segments are Canada, the United States, and Mexico.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	3131.94
Equity-to-Asset	0.24
Interest Coverage	No Debt
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.36	Distress Grey Safe
Beneish M-Score	-2.51	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	164.8
	3-Year EBITDA Growth Rate	59.8
	3-Year EPS without NRI Growth Rate	53.4
	3-Year Book Growth Rate	181.3
	Future 3-5Y Total Revenue Growth Rate	33.83

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	48.76
	9-Day RSI	42.61
	14-Day RSI	40.98
	6-1 Month Momentum %	47.1
	12-1 Month Momentum %	4.59

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.28
	Quick Ratio	1.28
	Cash Ratio	0.27
	Days Sales Outstanding	6.43

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-3.9
	Shareholder Yield %	0.69

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	16.53
	Operating Margin %	5.41
	Net Margin %	6.38
	FCF Margin %	7.85
	ROE %	20.03
	ROA %	4.77
	ROIC %	5.74
	ROC (Joel Greenblatt) %	1191.25
	ROCE %	19.79

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	24.79
	Forward PE Ratio	7.8
	PE Ratio without NRI	24.49
	Price-to-Owner-Earnings	23.9
	PEG Ratio	1.08
	PS Ratio	1.63
	PB Ratio	4.36
	Price-to-Tangible-Book	4.71
	Price-to-Free-Cash-Flow	20.31
	Price-to-Operating-Cash-Flow	14.91
	EV-to-EBIT	21.6
	EV-to-EBITDA	17.18
	EV-to-Revenue	1.36
	EV-to-Forward-Revenue	1.07
	EV-to-FCF	16.98
	Price-to-Graham-Number	2.27
	Price-to-Net-Current-Asset-Value	4.88
	Earnings Yield (Greenblatt) %	4.63
	FCF Yield %	4.74

Financials

Annual Quarterly TTM

FRA:S2R's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Payfare Inc Executives

Details

GF Value: €9.69

FRA:S2R

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with S2R. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	120.563
	EPS (TTM) (€)	0.166
	Beta	0
	Volatility %	57.22
	14-Day RSI	40.98
	14-Day ATR (€)	0.093035
	20-Day SMA (€)	4.139
	12-1 Month Momentum %	4.59
	52-Week Range (€)	2.8 - 5.1
	Shares Outstanding (Mil)	47.8

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Payfare Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Payfare Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Payfare Inc Frequently Asked Questions

What is Payfare Inc(FRA:S2R)'s stock price today?

The current price of FRA:S2R is €4.00. The 52 week high of FRA:S2R is €5.10 and 52 week low is €2.80.

When is next earnings date of Payfare Inc(FRA:S2R)?

The next earnings date of Payfare Inc(FRA:S2R) is .

Does Payfare Inc(FRA:S2R) pay dividends? If so, how much?

Payfare Inc(FRA:S2R) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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