Business Description
Hampton Roads Bankshares Inc
NAICS : 522110
SIC : 6021
ISIN : US4093215022
Description
Xenith Bankshares Inc. is US-based commercial bank which is engaged in general community and commercial banking business. The company offers a broad range of interest-bearing and noninterest-bearing deposit accounts, including commercial and retail checking accounts. It provides loan and advances and lending products to commercial and industrial, construction, real estate-commercial mortgage, real estate-residential mortgage and for various business purposes. The company also offers mortgage banking services such as originating and processing mortgage loans for sale to the secondary market. Its reportable segments are mortgage and corporate. The company's primary source of revenue comprises of interest income and fees earned from lending and investment activities.
Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.2 | |||||
| Equity-to-Asset | 0.15 | |||||
| Debt-to-Equity | 0.3 | |||||
| Debt-to-EBITDA | 3.6 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Beneish M-Score | -2.1 | |||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -7 | |||||
| 3-Year EPS without NRI Growth Rate | 141.3 | |||||
| 3-Year FCF Growth Rate | -26.5 | |||||
| 3-Year Book Growth Rate | 23 |
Momentum Rank
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -10.7 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Operating Margin % | 32.1 | |||||
| Net Margin % | 21.44 | |||||
| FCF Margin % | 98.32 | |||||
| ROE % | 5.14 | |||||
| ROA % | 0.75 | |||||
| ROIC % | 4.13 | |||||
| Years of Profitability over Past 10-Year | 6 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 37.59 | |||||
| PE Ratio without NRI | 38.01 | |||||
| Price-to-Owner-Earnings | 15.5 | |||||
| PEG Ratio | 3.14 | |||||
| PS Ratio | 7.01 | |||||
| PB Ratio | 1.62 | |||||
| Price-to-Tangible-Book | 1.74 | |||||
| Price-to-Free-Cash-Flow | 7.11 | |||||
| Price-to-Operating-Cash-Flow | 7.1 | |||||
| EV-to-EBIT | 24.81 | |||||
| EV-to-EBITDA | 22.47 | |||||
| EV-to-Revenue | 7.96 | |||||
| Price-to-Projected-FCF | 1.36 | |||||
| Price-to-Median-PS-Value | 2.28 | |||||
| Earnings Yield (Greenblatt) % | 4.03 | |||||
| FCF Yield % | 15.8 | |||||
| Forward Rate of Return (Yacktman) % | 167.24 |
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