Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.48
Equity-to-Asset	0.07
Debt-to-Equity	1.25
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.4	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

7/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.4
	3-Year EPS without NRI Growth Rate	-1.5
	3-Year Book Growth Rate	-1.2
	Future 3-5Y EPS without NRI Growth Rate	-3.6
	Future 3-5Y Total Revenue Growth Rate	2.48

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Dividend Growth Rate	16.4
	3-Year Average Share Buyback Ratio	6.9
	Shareholder Yield %	11.09

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	9.62
	FCF Margin %	21.35
	ROE %	6.39
	ROA %	0.44
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	16.21
	Forward PE Ratio	13.26
	PE Ratio without NRI	14.76
	Shiller PE Ratio	11.71
	PEG Ratio	9.23
	PS Ratio	1.36
	PB Ratio	1.07
	Price-to-Tangible-Book	1.07
	Price-to-Free-Cash-Flow	6.34
	Price-to-Operating-Cash-Flow	2.59
	EV-to-Revenue	2.61
	EV-to-FCF	12.21
	Price-to-Projected-FCF	0.69
	Price-to-DCF (Earnings Based)	1.28
	Price-to-DCF (FCF Based)	0.55
	Price-to-Median-PS-Value	0.88
	Price-to-Graham-Number	0.81
	FCF Yield %	15.77
	Forward Rate of Return (Yacktman) %	5.68

Financials (Next Earnings Date:2024-07-19 Est.)

Annual Quarterly TTM

LTS:0HD0's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Ally Financial Inc Operating Data

Annual Quarterly

LTS:0HD0's Complete Operating Data

No operating data available for Ally Financial Inc.

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Ally Financial Inc Executives

Details

GF Value: $47.97

LTS:0HD0

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with 0HD0. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	8,916
	EPS (TTM) ($)	2.45
	Beta	0.28
	Volatility %	1
	14-Day RSI	0
	14-Day ATR ($)	0
	20-Day SMA ($)	51.08
	12-1 Month Momentum %	0
	52-Week Range ($)	51.08 - 51.08
	Shares Outstanding (Mil)	303.98

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Ally Financial Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Ally Financial Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Ally Financial Inc Frequently Asked Questions

What is Ally Financial Inc(LTS:0HD0)'s stock price today?

The current price of LTS:0HD0 is $51.08. The 52 week high of LTS:0HD0 is $51.08 and 52 week low is $51.08.

When is next earnings date of Ally Financial Inc(LTS:0HD0)?

The next earnings date of Ally Financial Inc(LTS:0HD0) is 2024-07-19 Est..

Does Ally Financial Inc(LTS:0HD0) pay dividends? If so, how much?

Ally Financial Inc(LTS:0HD0) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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