Business Description
Bread Financial Holdings Inc
NAICS : 522210
SIC : 6159
ISIN : US0185811082
Description
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.66 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 1.86 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.76 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.7 | |||||
| 3-Year EPS without NRI Growth Rate | 40.9 | |||||
| 3-Year FCF Growth Rate | 1.3 | |||||
| 3-Year Book Growth Rate | 24.6 | |||||
| Future 3-5Y EPS without NRI Growth Rate | -14.2 | |||||
| Future 3-5Y Total Revenue Growth Rate | -2.13 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 4.29 | |||||
| 9-Day RSI | 3.88 | |||||
| 14-Day RSI | 3.72 | |||||
| 6-1 Month Momentum % | -62.99 | |||||
| 12-1 Month Momentum % | -62.99 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.55 | |||||
| Dividend Payout Ratio | 0.06 | |||||
| 3-Year Dividend Growth Rate | -12.6 | |||||
| Forward Dividend Yield % | 2.5 | |||||
| 5-Year Yield-on-Cost % | 0.74 | |||||
| 3-Year Average Share Buyback Ratio | 0.3 | |||||
| Shareholder Yield % | 129.48 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 16.69 | |||||
| FCF Margin % | 45.96 | |||||
| ROE % | 26.56 | |||||
| ROA % | 3.15 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 2.5 | |||||
| Forward PE Ratio | 5.13 | |||||
| PE Ratio without NRI | 2.43 | |||||
| Shiller PE Ratio | 2.99 | |||||
| Price-to-Owner-Earnings | 2.47 | |||||
| PEG Ratio | 0.3 | |||||
| PS Ratio | 0.42 | |||||
| PB Ratio | 0.61 | |||||
| Price-to-Tangible-Book | 0.82 | |||||
| Price-to-Free-Cash-Flow | 0.9 | |||||
| Price-to-Operating-Cash-Flow | 0.9 | |||||
| EV-to-Revenue | 1.65 | |||||
| EV-to-Forward-Revenue | 1.83 | |||||
| EV-to-FCF | 3.57 | |||||
| Price-to-Projected-FCF | 0.09 | |||||
| Price-to-Median-PS-Value | 0.28 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.21 | |||||
| Price-to-Graham-Number | 0.3 | |||||
| FCF Yield % | 113.94 | |||||
| Forward Rate of Return (Yacktman) % | 104.74 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Bread Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MXN) | 75,555.344 | ||
| EPS (TTM) (MXN) | 258.015 | ||
| Beta | 0.36 | ||
| Volatility % | 63.12 | ||
| 14-Day RSI | 3.72 | ||
| 14-Day ATR (MXN) | 0.68964 | ||
| 20-Day SMA (MXN) | 561.15 | ||
| 12-1 Month Momentum % | -62.99 | ||
| 52-Week Range (MXN) | 525.61 - 1516.26596 | ||
| Shares Outstanding (Mil) | 49.42 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Bread Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Bread Financial Holdings Inc Stock Events
| Event | Date | Price(MXN) | ||
|---|---|---|---|---|
| No Event Data | ||||
Bread Financial Holdings Inc Frequently Asked Questions
What is Bread Financial Holdings Inc(MEX:BFH)'s stock price today?
The current price of MEX:BFH is MXN561.15. The 52 week high of MEX:BFH is MXN1516.27 and 52 week low is MXN525.61.
When is next earnings date of Bread Financial Holdings Inc(MEX:BFH)?
The next earnings date of Bread Financial Holdings Inc(MEX:BFH) is 2024-04-25.
Does Bread Financial Holdings Inc(MEX:BFH) pay dividends? If so, how much?
The Dividend Yield %  of Bread Financial Holdings Inc(MEX:BFH) is 2.55% (As of Today), Highest Dividend Payout Ratio of Bread Financial Holdings Inc(MEX:BFH) was 0.72. The lowest was 0.05. And the median was 0.14. The  Forward Dividend Yield % of Bread Financial Holdings Inc(MEX:BFH) is 2.5%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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