Business Description
World Acceptance Corp
NAICS : 522291
SIC : 6141
Description
World Acceptance Corp operates a small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. It also offers income tax return preparation services to its loan customers and other individuals.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.03 | |||||
| Equity-to-Asset | 0.3 | |||||
| Debt-to-Equity | 2.25 | |||||
| Debt-to-EBITDA | 1.41 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -3.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 14.7 | |||||
| 3-Year EPS without NRI Growth Rate | 1.8 | |||||
| 3-Year FCF Growth Rate | 20.9 | |||||
| 3-Year Book Growth Rate | -0.4 | |||||
| Future 3-5Y Total Revenue Growth Rate | 2.19 |
Momentum Rank
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 11.9 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 2.44 | |||||
| ROE % | 3.77 | |||||
| ROA % | 1.12 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 50.55 | |||||
| Forward PE Ratio | 12.21 | |||||
| PE Ratio without NRI | 50.55 | |||||
| Shiller PE Ratio | 11.44 | |||||
| PEG Ratio | 36.15 | |||||
| PS Ratio | 1.09 | |||||
| PB Ratio | 1.72 | |||||
| Price-to-Tangible-Book | 1.84 | |||||
| Price-to-Free-Cash-Flow | 2.11 | |||||
| Price-to-Operating-Cash-Flow | 2.06 | |||||
| EV-to-Revenue | 2.5 | |||||
| EV-to-FCF | 4.71 | |||||
| Price-to-Projected-FCF | 0.19 | |||||
| Price-to-DCF (Earnings Based) | 4.05 | |||||
| Price-to-DCF (FCF Based) | 0.13 | |||||
| Price-to-Median-PS-Value | 0.71 | |||||
| Price-to-Graham-Number | 2.06 | |||||
| Forward Rate of Return (Yacktman) % | 31.35 |
