MIL:BPSO (Italy)
Business Description
Banca Popolare di Sondrio SpA
Piazza Garibaldi, 16, Sondrio, ITA, 23100
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Traded in other countries / regions
593.Germany
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BPSO.Italy
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0NWJ.UK
Description
Banca Popolare di Sondrio SpA is a full-service cooperative bank operating primarily in Northern Italy but also in Central Italy and Switzerland. The bank's overall strategy is geared toward sustaining local economies, particularly small- and medium-sized businesses and households. most of the bank's business is generated through business banking, followed by individual banking activities. The bank generates most of its net revenue through net interest income, followed by net fees and commissions and net trading income. A majority of the bank's earning assets are mortgage loans. The bank's lending strategy revolves around a low propensity for risk and an emphasis on diversification.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.93 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 1.03 | |||||
| Debt-to-EBITDA | 3.14 | |||||
| Interest Coverage | N/A |
N/A
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N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | -2.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5.6 | |||||
| 3-Year EPS without NRI Growth Rate | 34.4 | |||||
| 3-Year FCF Growth Rate | -31.4 | |||||
| 3-Year Book Growth Rate | 7.3 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 78.3 | |||||
| 9-Day RSI | 64.38 | |||||
| 14-Day RSI | 56.82 | |||||
| 6-1 Month Momentum % | -16.12 | |||||
| 12-1 Month Momentum % | -13.77 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.95 | |||||
| Dividend Payout Ratio | 0.11 | |||||
| 3-Year Dividend Growth Rate | -5 | |||||
| Forward Dividend Yield % | 5.95 | |||||
| 5-Year Yield-on-Cost % | 5.95 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 22.88 | |||||
| ROE % | 7.83 | |||||
| ROA % | 0.47 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.1 | |||||
| PE Ratio without NRI | 6.1 | |||||
| Shiller PE Ratio | 11.83 | |||||
| Price-to-Owner-Earnings | 10.57 | |||||
| PEG Ratio | 1.3 | |||||
| PS Ratio | 1.4 | |||||
| PB Ratio | 0.46 | |||||
| Price-to-Tangible-Book | 0.46 | |||||
| Price-to-Free-Cash-Flow | 5.34 | |||||
| Price-to-Operating-Cash-Flow | 4.43 | |||||
| EV-to-Revenue | 1.62 | |||||
| EV-to-FCF | 6.16 | |||||
| Price-to-Projected-FCF | 0.1 | |||||
| Price-to-Median-PS-Value | 1.04 | |||||
| Price-to-Graham-Number | 0.35 | |||||
| Forward Rate of Return (Yacktman) % | 102.85 |
Guru Trades
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Insider Trades
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Executives
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,091.07 | ||
| EPS (TTM) (€) | 0.551 | ||
| Beta | 1.67 | ||
| Volatility % | 21.63 | ||
| 14-Day RSI | 56.82 | ||
| 14-Day ATR (€) | 0.098064 | ||
| 20-Day SMA (€) | 3.2164 | ||
| 12-1 Month Momentum % | -13.77 | ||
| 52-Week Range (€) | 2.668 - 4.338 | ||
| Shares Outstanding (Mil) | 449.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Banca Popolare di Sondrio SpA Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||