Banca Sistema SpA provides factoring and banking services. It is specialized in the acquisition, management, and financing of receivables. The firm's products and services comprise current accounts, time deposits, funding for SMEs, non-recourse factoring, credit management, and payment services. Segment reporting of the company includes the following divisions: Factoring Division includes the business related to the origination of trade and tax receivables with and without recourse and the management. CQ Division, which includes the business related to the purchase of salary- and pension-backed loans. Collateralized Lending Division includes the business related to collateral-backed loans. Corporate Division includes activities related to the management of the Group's financial resources.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.84
Equity-to-Asset	0.06
Debt-to-Equity	1.12
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.61	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1
	3-Year EPS without NRI Growth Rate	-13.1
	3-Year FCF Growth Rate	110.2
	3-Year Book Growth Rate	9

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	67.31
	9-Day RSI	61.75
	14-Day RSI	61.76
	6-1 Month Momentum %	17.25
	12-1 Month Momentum %	-4.48

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.51
	Dividend Payout Ratio	0.32
	Forward Dividend Yield %	4.51
	5-Year Yield-on-Cost %	4.6
	Shareholder Yield %	96.89

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	16.16
	FCF Margin %	121.14
	ROE %	6.49
	ROA %	0.37
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.89
	PE Ratio without NRI	6.89
	Shiller PE Ratio	4.1
	Price-to-Owner-Earnings	1.25
	PEG Ratio	0.57
	PS Ratio	1.11
	PB Ratio	0.42
	Price-to-Tangible-Book	0.5
	Price-to-Free-Cash-Flow	0.92
	Price-to-Operating-Cash-Flow	0.91
	EV-to-Revenue	1.7
	EV-to-FCF	1.36
	Price-to-Projected-FCF	0.21
	Price-to-Peter-Lynch-Fair-Value	0.56
	Price-to-Graham-Number	0.39
	FCF Yield %	107.04
	Forward Rate of Return (Yacktman) %	44.26

Financials

Annual Quarterly TTM

MIL:BST's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Banca Sistema SpA Executives

Details

GF Value: €1.46

MIL:BST

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with BST. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	102.113
	EPS (TTM) (€)	0.205
	Beta	1
	Volatility %	26.18
	14-Day RSI	61.76
	14-Day ATR (€)	0.04189
	20-Day SMA (€)	1.4131
	12-1 Month Momentum %	-4.48
	52-Week Range (€)	1.062 - 1.574
	Shares Outstanding (Mil)	80.25

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banca Sistema SpA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banca Sistema SpA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Banca Sistema SpA Frequently Asked Questions

What is Banca Sistema SpA(MIL:BST)'s stock price today?

The current price of MIL:BST is €1.44. The 52 week high of MIL:BST is €1.57 and 52 week low is €1.06.

When is next earnings date of Banca Sistema SpA(MIL:BST)?

The next earnings date of Banca Sistema SpA(MIL:BST) is .

Does Banca Sistema SpA(MIL:BST) pay dividends? If so, how much?

The Dividend Yield % of Banca Sistema SpA(MIL:BST) is 4.51% (As of Today), Highest Dividend Payout Ratio of Banca Sistema SpA(MIL:BST) was 0.6. The lowest was 0.17. And the median was 0.24. The Forward Dividend Yield % of Banca Sistema SpA(MIL:BST) is 4.51%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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