Business Description
ACNB Corp
NAICS : 522110
SIC : 6022
ISIN : US0008681092
Description
ACNB Corp provides banking, insurance, and financial services to businesses and consumers, through its wholly-owned subsidiaries, ACNB Bank and ACNB Insurance Services, Inc. The corporation has two reporting segments; the Bank which generates the majority of the revenue provides banking and wealth management services, including trust and retail brokerage, and ACNB Insurance Services segment which offers a broad range of property and casualty, life and health insurance to both commercial and individual clients.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.29 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.81 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -5.31 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 5 | |||||
| 3-Year EPS without NRI Growth Rate | 11 | |||||
| 3-Year FCF Growth Rate | 17.8 | |||||
| 3-Year Book Growth Rate | 3.2 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 69.44 | |||||
| 9-Day RSI | 57.41 | |||||
| 14-Day RSI | 52.17 | |||||
| 6-1 Month Momentum % | 9.57 | |||||
| 12-1 Month Momentum % | 14.26 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.37 | |||||
| Dividend Payout Ratio | 0.31 | |||||
| 3-Year Dividend Growth Rate | 4.5 | |||||
| Forward Dividend Yield % | 3.48 | |||||
| 5-Year Yield-on-Cost % | 4.16 | |||||
| 3-Year Average Share Buyback Ratio | 0.8 | |||||
| Shareholder Yield % | -32.29 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 29.77 | |||||
| FCF Margin % | 37.05 | |||||
| ROE % | 12.27 | |||||
| ROA % | 1.31 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.25 | |||||
| PE Ratio without NRI | 9.33 | |||||
| Shiller PE Ratio | 11.21 | |||||
| Price-to-Owner-Earnings | 8.64 | |||||
| PEG Ratio | 1.73 | |||||
| PS Ratio | 2.76 | |||||
| PB Ratio | 1.06 | |||||
| Price-to-Tangible-Book | 1.31 | |||||
| Price-to-Free-Cash-Flow | 7.45 | |||||
| Price-to-Operating-Cash-Flow | 7.24 | |||||
| EV-to-Revenue | 4.24 | |||||
| EV-to-FCF | 11.52 | |||||
| Price-to-Projected-FCF | 0.54 | |||||
| Price-to-DCF (Earnings Based) | 0.57 | |||||
| Price-to-DCF (FCF Based) | 0.43 | |||||
| Price-to-Median-PS-Value | 0.94 | |||||
| Price-to-Graham-Number | 0.74 | |||||
| FCF Yield % | 13.47 | |||||
| Forward Rate of Return (Yacktman) % | 15.38 |
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