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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.01
NAS:CRMT's Cash-to-Debt is ranked lower than
99% of the 1245 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.53 vs. NAS:CRMT: 0.01 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:CRMT' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.02 Max: No Debt
Current: 0.01
0
No Debt
Equity-to-Asset 0.50
NAS:CRMT's Equity-to-Asset is ranked higher than
56% of the 1232 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.48 vs. NAS:CRMT: 0.50 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:CRMT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.59 Max: 0.96
Current: 0.5
0.1
0.96
Debt-to-Equity 0.66
NAS:CRMT's Debt-to-Equity is ranked lower than
60% of the 1093 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.51 vs. NAS:CRMT: 0.66 )
Ranked among companies with meaningful Debt-to-Equity only.
NAS:CRMT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02  Med: 0.46 Max: 6
Current: 0.66
0.02
6
Debt-to-EBITDA 3.06
NAS:CRMT's Debt-to-EBITDA is ranked lower than
59% of the 1032 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 2.49 vs. NAS:CRMT: 3.06 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NAS:CRMT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.86  Med: 1.86 Max: 4.15
Current: 3.06
0.86
4.15
Piotroski F-Score: 7
Altman Z-Score: 4.80
Beneish M-Score: -2.16
WACC vs ROIC
5.23%
-7.54%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % -5.24
NAS:CRMT's Operating Margin % is ranked lower than
91% of the 1248 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 5.90 vs. NAS:CRMT: -5.24 )
Ranked among companies with meaningful Operating Margin % only.
NAS:CRMT' s Operating Margin % Range Over the Past 10 Years
Min: -7.74  Med: -0.26 Max: 10.7
Current: -5.24
-7.74
10.7
Net Margin % 7.30
NAS:CRMT's Net Margin % is ranked higher than
69% of the 1248 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.84 vs. NAS:CRMT: 7.30 )
Ranked among companies with meaningful Net Margin % only.
NAS:CRMT' s Net Margin % Range Over the Past 10 Years
Min: 2.29  Med: 6.52 Max: 8.69
Current: 7.3
2.29
8.69
ROE % 17.26
NAS:CRMT's ROE % is ranked higher than
73% of the 1228 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.97 vs. NAS:CRMT: 17.26 )
Ranked among companies with meaningful ROE % only.
NAS:CRMT' s ROE % Range Over the Past 10 Years
Min: 5.04  Med: 14.43 Max: 17.75
Current: 17.26
5.04
17.75
ROA % 8.91
NAS:CRMT's ROA % is ranked higher than
77% of the 1259 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.09 vs. NAS:CRMT: 8.91 )
Ranked among companies with meaningful ROA % only.
NAS:CRMT' s ROA % Range Over the Past 10 Years
Min: 2.88  Med: 8.42 Max: 11.4
Current: 8.91
2.88
11.4
ROC (Joel Greenblatt) % 163.95
NAS:CRMT's ROC (Joel Greenblatt) % is ranked higher than
98% of the 1256 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 14.10 vs. NAS:CRMT: 163.95 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
NAS:CRMT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 63.46  Med: 161.15 Max: 210.47
Current: 163.95
63.46
210.47
3-Year Revenue Growth Rate 11.40
NAS:CRMT's 3-Year Revenue Growth Rate is ranked higher than
76% of the 1190 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 3.80 vs. NAS:CRMT: 11.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:CRMT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -85  Med: 11.1 Max: 1279.9
Current: 11.4
-85
1279.9
3-Year EBITDA Growth Rate 3.30
NAS:CRMT's 3-Year EBITDA Growth Rate is ranked lower than
58% of the 1101 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.70 vs. NAS:CRMT: 3.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:CRMT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 1.7 Max: 64.2
Current: 3.3
0
64.2
3-Year EPS without NRI Growth Rate 14.70
NAS:CRMT's 3-Year EPS without NRI Growth Rate is ranked higher than
63% of the 987 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 7.20 vs. NAS:CRMT: 14.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:CRMT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 3.4 Max: 183.2
Current: 14.7
0
183.2
GuruFocus has detected 2 Warning Signs with America's Car-Mart Inc NAS:CRMT.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:CRMT's 30-Y Financials

Financials (Next Earnings Date: 2018-11-17 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

CRMT Guru Trades in Q3 2017

Jim Simons 57,372 sh (+453.14%)
Barrow, Hanley, Mewhinney & Strauss 29,579 sh (unchged)
John Hussman 2,200 sh (unchged)
Yacktman Asset Management 428,143 sh (-3.07%)
Chuck Royce 300,100 sh (-19.99%)
» More
Q4 2017

CRMT Guru Trades in Q4 2017

Jim Simons 57,472 sh (+0.17%)
Barrow, Hanley, Mewhinney & Strauss 29,579 sh (unchged)
John Hussman 2,200 sh (unchged)
Yacktman Asset Management 403,460 sh (-5.77%)
Chuck Royce 268,864 sh (-10.41%)
» More
Q1 2018

CRMT Guru Trades in Q1 2018

John Hussman 2,200 sh (unchged)
Chuck Royce 258,064 sh (-4.02%)
Yacktman Asset Management 336,928 sh (-16.49%)
Barrow, Hanley, Mewhinney & Strauss 22,812 sh (-22.88%)
Jim Simons 30,272 sh (-47.33%)
» More
Q2 2018

CRMT Guru Trades in Q2 2018

John Hussman 11,000 sh (+400.00%)
Jim Simons 69,272 sh (+128.83%)
Chuck Royce 258,064 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss Sold Out
Yacktman Asset Management 51,150 sh (-84.82%)
» More
» Details

Insider Trades

Latest Guru Trades with NAS:CRMT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Yacktman Asset Management 2018-06-30 Reduce -84.82%0.14%$49.45 - $67.75 $ 71.6924%51,150
Barrow, Hanley, Mewhinney & Strauss 2018-06-30 Sold Out $49.45 - $67.75 $ 71.6924%0
Yacktman Asset Management 2018-03-31 Reduce -16.49%0.03%$43.25 - $51.35 $ 71.6951%336,928
Barrow, Hanley, Mewhinney & Strauss 2018-03-31 Reduce -22.88%$43.25 - $51.35 $ 71.6951%22,812
Yacktman Asset Management 2017-12-31 Reduce -5.77%0.01%Premium Member Access $44.65 $ 71.6961%403,460
Yacktman Asset Management 2017-12-31 Reduce -5.77%0.01%$41 - $47.85 $ 71.6964%403,460
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Autos » Auto & Truck Dealerships    NAICS: 441120    SIC: 5521
Compare:IST:DOAS, LSE:MOTR, ISX:MPMX, HKSE:01365, TSE:9856, OHEL:KAMUX, HKSE:00970, OTCPK:ABQQ, ASX:ASG, PHS:BCOR, TSX:ACQ, LSE:VTU, TSE:8291, TSE:9028, XKRX:900140, ISX:IMAS, HKSE:01268, CAS:NEJ, SZSE:000753, JSE:CMH » details
Traded in other countries:HC9.Germany,
Headquarter Location:USA
America's Car-Mart Inc is an automotive retailing company. It sells older model used vehicles & provides financing for customers.

America's Car-Mart Inc operates automotive dealerships in the United States of America. The company offers used vehicles and financing for the majority of its customers. A large part of its customers receiving financing are individuals with limited credit histories or past credit problems. America's Car-Mart offers less restrictive underwriting guidelines, flexible payment terms, and the ability to make payments in person.

Ratios

vs
industry
vs
history
PE Ratio 12.88
CRMT's PE Ratio is ranked higher than
61% of the 1032 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 15.55 vs. CRMT: 12.88 )
Ranked among companies with meaningful PE Ratio only.
CRMT' s PE Ratio Range Over the Past 10 Years
Min: 5.04  Med: 13.38 Max: 24.33
Current: 12.88
5.04
24.33
PE Ratio without NRI 12.88
CRMT's PE Ratio without NRI is ranked higher than
61% of the 1039 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 15.71 vs. CRMT: 12.88 )
Ranked among companies with meaningful PE Ratio without NRI only.
CRMT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.04  Med: 13.38 Max: 24.33
Current: 12.88
5.04
24.33
PB Ratio 2.11
CRMT's PB Ratio is ranked lower than
62% of the 1218 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.45 vs. CRMT: 2.11 )
Ranked among companies with meaningful PB Ratio only.
CRMT' s PB Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.55 Max: 2.6
Current: 2.11
0.63
2.6
PS Ratio 0.97
CRMT's PS Ratio is ranked lower than
55% of the 1225 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.78 vs. CRMT: 0.97 )
Ranked among companies with meaningful PS Ratio only.
CRMT' s PS Ratio Range Over the Past 10 Years
Min: 0.3  Med: 0.83 Max: 1.27
Current: 0.97
0.3
1.27
Price-to-Free-Cash-Flow 89.28
CRMT's Price-to-Free-Cash-Flow is ranked lower than
85% of the 486 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 17.77 vs. CRMT: 89.28 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CRMT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 10.69  Med: 46.39 Max: 406.51
Current: 89.28
10.69
406.51
Price-to-Operating-Cash-Flow 63.68
CRMT's Price-to-Operating-Cash-Flow is ranked lower than
92% of the 734 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 10.35 vs. CRMT: 63.68 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CRMT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.61  Med: 29.1 Max: 179.59
Current: 63.68
8.61
179.59
EV-to-EBIT 13.79
CRMT's EV-to-EBIT is ranked lower than
56% of the 1071 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 12.56 vs. CRMT: 13.79 )
Ranked among companies with meaningful EV-to-EBIT only.
CRMT' s EV-to-EBIT Range Over the Past 10 Years
Min: 2.8  Med: 9.9 Max: 17.5
Current: 13.79
2.8
17.5
EV-to-EBITDA 12.65
CRMT's EV-to-EBITDA is ranked lower than
65% of the 1129 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 9.72 vs. CRMT: 12.65 )
Ranked among companies with meaningful EV-to-EBITDA only.
CRMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.7  Med: 9.3 Max: 15
Current: 12.65
2.7
15
EV-to-Revenue 1.20
CRMT's EV-to-Revenue is ranked lower than
57% of the 1234 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.98 vs. CRMT: 1.20 )
Ranked among companies with meaningful EV-to-Revenue only.
CRMT' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.4  Med: 1 Max: 1.5
Current: 1.2
0.4
1.5
PEG Ratio 12.90
CRMT's PEG Ratio is ranked lower than
92% of the 659 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.43 vs. CRMT: 12.90 )
Ranked among companies with meaningful PEG Ratio only.
CRMT' s PEG Ratio Range Over the Past 10 Years
Min: 0.38  Med: 1.06 Max: 12.9
Current: 12.9
0.38
12.9
Shiller PE Ratio 23.48
CRMT's Shiller PE Ratio is ranked lower than
55% of the 416 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 20.26 vs. CRMT: 23.48 )
Ranked among companies with meaningful Shiller PE Ratio only.
CRMT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.62  Med: 19.32 Max: 27.56
Current: 23.48
7.62
27.56
Current Ratio 5.61
CRMT's Current Ratio is ranked higher than
96% of the 1238 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.52 vs. CRMT: 5.61 )
Ranked among companies with meaningful Current Ratio only.
CRMT' s Current Ratio Range Over the Past 10 Years
Min: 0.08  Med: 8 Max: 53.75
Current: 5.61
0.08
53.75
Quick Ratio 5.14
CRMT's Quick Ratio is ranked higher than
97% of the 1238 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.08 vs. CRMT: 5.14 )
Ranked among companies with meaningful Quick Ratio only.
CRMT' s Quick Ratio Range Over the Past 10 Years
Min: 0.08  Med: 7.45 Max: 53.75
Current: 5.14
0.08
53.75
Days Inventory 38.56
CRMT's Days Inventory is ranked higher than
77% of the 1215 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 61.24 vs. CRMT: 38.56 )
Ranked among companies with meaningful Days Inventory only.
CRMT' s Days Inventory Range Over the Past 10 Years
Min: 34.01  Med: 39.67 Max: 45.87
Current: 38.56
34.01
45.87
Days Payable 16.21
CRMT's Days Payable is ranked lower than
94% of the 1204 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 61.95 vs. CRMT: 16.21 )
Ranked among companies with meaningful Days Payable only.
CRMT' s Days Payable Range Over the Past 10 Years
Min: 9.21  Med: 13.47 Max: 16.21
Current: 16.21
9.21
16.21

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 7.10
CRMT's 3-Year Average Share Buyback Ratio is ranked higher than
97% of the 677 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: -2.00 vs. CRMT: 7.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CRMT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -47.4  Med: 3.1 Max: 12.5
Current: 7.1
-47.4
12.5

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 2.43
CRMT's Price-to-Net-Current-Asset-Value is ranked higher than
77% of the 658 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 4.84 vs. CRMT: 2.43 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
CRMT' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.71  Med: 1.81 Max: 14.41
Current: 2.43
0.71
14.41
Price-to-Tangible-Book 2.14
CRMT's Price-to-Tangible-Book is ranked lower than
56% of the 1176 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.63 vs. CRMT: 2.14 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CRMT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.3  Med: 1.46 Max: 16.5
Current: 2.14
0.3
16.5
Price-to-Intrinsic-Value-Projected-FCF 1.87
CRMT's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
68% of the 717 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.23 vs. CRMT: 1.87 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CRMT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.15  Med: 1.66 Max: 12.32
Current: 1.87
0.15
12.32
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.07
CRMT's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
61% of the 158 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 0.89 vs. CRMT: 1.07 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
CRMT' s Price-to-Intrinsic-Value-DCF (Earnings Based) Range Over the Past 10 Years
Min: 0.68  Med: 0.9 Max: 1.2
Current: 1.07
0.68
1.2
Price-to-Median-PS-Value 1.13
CRMT's Price-to-Median-PS-Value is ranked lower than
54% of the 1171 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.02 vs. CRMT: 1.13 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CRMT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.14  Med: 0.96 Max: 252
Current: 1.13
0.14
252
Price-to-Graham-Number 1.11
CRMT's Price-to-Graham-Number is ranked higher than
54% of the 951 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 1.17 vs. CRMT: 1.11 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CRMT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.08  Med: 0.93 Max: 2.5
Current: 1.11
0.08
2.5
Earnings Yield (Greenblatt) % 7.26
CRMT's Earnings Yield (Greenblatt) % is ranked higher than
53% of the 1257 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 6.90 vs. CRMT: 7.26 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CRMT' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 5.7  Med: 10.1 Max: 36.2
Current: 7.26
5.7
36.2
Forward Rate of Return (Yacktman) % 4.19
CRMT's Forward Rate of Return (Yacktman) % is ranked lower than
66% of the 849 Companies
in the Global Auto & Truck Dealerships industry.

( Industry Median: 8.28 vs. CRMT: 4.19 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CRMT' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -6.6  Med: 9.1 Max: 21.9
Current: 4.19
-6.6
21.9

More Statistics

Revenue (TTM) (Mil) $553.36
EPS (TTM) $ 5.56
Beta0.44
Volatility33.71%
52-Week Range $40.15 - 89.85
Shares Outstanding (Mil)6.88

Piotroski F-Score Details

Piotroski F-Score: 77
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyY
Less Shares Outstanding yoyY
Higher Gross Margin yoyY
Higher Asset Turnover yoyY

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