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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

vs
industry
vs
history
Cash-to-Debt 0.12
FSBC's Cash-to-Debt is ranked lower than
90% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.12 vs. FSBC: 0.12 )
Ranked among companies with meaningful Cash-to-Debt only.
FSBC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.17 Max: 19.58
Current: 0.12
0.07
19.58
Equity-to-Asset 0.10
FSBC's Equity-to-Asset is ranked lower than
56% of the 1617 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. FSBC: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
FSBC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.12
Current: 0.1
0.08
0.12
Debt-to-Equity 2.06
FSBC's Debt-to-Equity is ranked lower than
90% of the 1231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. FSBC: 2.06 )
Ranked among companies with meaningful Debt-to-Equity only.
FSBC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02  Med: 1.72 Max: 2.27
Current: 2.06
0.02
2.27
Debt-to-EBITDA 5.46
FSBC's Debt-to-EBITDA is ranked lower than
98% of the 1243 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.24 vs. FSBC: 5.46 )
Ranked among companies with meaningful Debt-to-EBITDA only.
FSBC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 5.46
Current: 5.46
0
5.46
Beneish M-Score: -2.38
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Net Margin % 3.11
FSBC's Net Margin % is ranked lower than
92% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.23 vs. FSBC: 3.11 )
Ranked among companies with meaningful Net Margin % only.
FSBC' s Net Margin % Range Over the Past 10 Years
Min: -7.25  Med: 3.05 Max: 10.99
Current: 3.11
-7.25
10.99
ROE % 1.17
FSBC's ROE % is ranked lower than
91% of the 1631 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.44 vs. FSBC: 1.17 )
Ranked among companies with meaningful ROE % only.
FSBC' s ROE % Range Over the Past 10 Years
Min: -1.65  Med: 1 Max: 3.5
Current: 1.17
-1.65
3.5
ROA % 0.12
FSBC's ROA % is ranked lower than
91% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. FSBC: 0.12 )
Ranked among companies with meaningful ROA % only.
FSBC' s ROA % Range Over the Past 10 Years
Min: -0.18  Med: 0.1 Max: 0.35
Current: 0.12
-0.18
0.35
3-Year Revenue Growth Rate 17.00
FSBC's 3-Year Revenue Growth Rate is ranked higher than
87% of the 1453 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.40 vs. FSBC: 17.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
FSBC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 10.7 Max: 19.5
Current: 17
0
19.5
GuruFocus has detected 5 Warning Signs with FSB Bancorp Inc FSBC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FSBC's 30-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2017

FSBC Guru Trades in Q2 2017

Michael Price 53,382 sh (unchged)
» More
Q3 2017

FSBC Guru Trades in Q3 2017

Michael Price 166,286 sh (+211.50%)
» More
Q4 2017

FSBC Guru Trades in Q4 2017

Michael Price 166,286 sh (unchged)
» More
Q1 2018

FSBC Guru Trades in Q1 2018

Michael Price 166,286 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with NAS:FSBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2017-09-30 Add 211.50%0.26%$14.6 - $16.25 $ 17.6015%166,286
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522120    SIC: 6035
Compare:NAS:GLBZ, OTCPK:CYSM, OTCBB:FSRL, NAS:HVBC, OTCPK:HFBK, OTCPK:WEIN, OTCPK:FRSB, OTCPK:VSBN, OTCPK:SSNF, OTCPK:MNBP, NAS:CART, OTCPK:STBI, OTCPK:FFNM, OTCPK:CIBH, OTCPK:NUBK, OTCPK:QNTO, NAS:WCFB, OTCPK:CFDB, OTCPK:UWHR, OTCPK:SBTB » details
Headquarter Location:USA
FSB Bancorp Inc is a bank holding company. The Company through its banking subsidiaries is engaged in providing banking products and services including checking and savings, lending and other mortgage services.

FSB Bancorp Inc is a bank holding company. The Company through its banking subsidiaries is engaged in providing banking products and services including checking and savings, lending and other mortgage services.

Ratios

vs
industry
vs
history
PE Ratio 88.00
FSBC's PE Ratio is ranked lower than
98% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.27 vs. FSBC: 88.00 )
Ranked among companies with meaningful PE Ratio only.
FSBC' s PE Ratio Range Over the Past 10 Years
Min: 16.65  Med: 69.23 Max: 352.38
Current: 88
16.65
352.38
PE Ratio without NRI 88.00
FSBC's PE Ratio without NRI is ranked lower than
98% of the 1499 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.29 vs. FSBC: 88.00 )
Ranked among companies with meaningful PE Ratio without NRI only.
FSBC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 16.65  Med: 69.23 Max: 352.38
Current: 88
16.65
352.38
PB Ratio 1.08
FSBC's PB Ratio is ranked higher than
59% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. FSBC: 1.08 )
Ranked among companies with meaningful PB Ratio only.
FSBC' s PB Ratio Range Over the Past 10 Years
Min: 0.44  Med: 0.72 Max: 1.12
Current: 1.08
0.44
1.12
PS Ratio 2.84
FSBC's PS Ratio is ranked higher than
61% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. FSBC: 2.84 )
Ranked among companies with meaningful PS Ratio only.
FSBC' s PS Ratio Range Over the Past 10 Years
Min: 0.73  Med: 2.28 Max: 7.82
Current: 2.84
0.73
7.82
Price-to-Free-Cash-Flow 13.12
FSBC's Price-to-Free-Cash-Flow is ranked lower than
81% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.66 vs. FSBC: 13.12 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FSBC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.55  Med: 21.14 Max: 185.43
Current: 13.12
5.55
185.43
Price-to-Operating-Cash-Flow 12.10
FSBC's Price-to-Operating-Cash-Flow is ranked lower than
72% of the 960 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.67 vs. FSBC: 12.10 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FSBC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 4.47  Med: 36.67 Max: 250
Current: 12.1
4.47
250
EV-to-Revenue 7.70
FSBC's EV-to-Revenue is ranked lower than
83% of the 1276 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.24 vs. FSBC: 7.70 )
Ranked among companies with meaningful EV-to-Revenue only.
FSBC' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.2  Med: 5.7 Max: 13.3
Current: 7.7
0.2
13.3

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -2.50
FSBC's 3-Year Average Share Buyback Ratio is ranked lower than
52% of the 1082 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.20 vs. FSBC: -2.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FSBC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -161.6  Med: -2.5 Max: 0
Current: -2.5
-161.6
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.09
FSBC's Price-to-Tangible-Book is ranked higher than
61% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FSBC: 1.09 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FSBC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.44  Med: 0.77 Max: 1.09
Current: 1.09
0.44
1.09
Price-to-Intrinsic-Value-Projected-FCF 1.18
FSBC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
87% of the 883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. FSBC: 1.18 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FSBC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0  Med: 1.18 Max: 3.13
Current: 1.18
0
3.13
Price-to-Median-PS-Value 1.25
FSBC's Price-to-Median-PS-Value is ranked lower than
61% of the 1419 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FSBC: 1.25 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FSBC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0  Med: 1.09 Max: 3.36
Current: 1.25
0
3.36
Price-to-Graham-Number 2.07
FSBC's Price-to-Graham-Number is ranked lower than
69% of the 1378 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. FSBC: 2.07 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FSBC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0  Med: 1.43 Max: 3.23
Current: 2.07
0
3.23

More Statistics

Revenue (TTM) (Mil) $11.82
EPS (TTM) $ 0.20
Beta1.81
Volatility13.54%
52-Week Range $14.60 - 18.23
Shares Outstanding (Mil)1.94

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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