NAS:GSKY (USA)

GreenSky Inc

$ 12.95 -0.19 (-1.45%)
Volume: 548,595 Avg Vol (1m): 1,394,835
Market Cap $: 2.35 Bil Enterprise Value $: 2.39 Bil
P/E (TTM): 28.78 P/B: 174.99
Earnings Power Value 0
Net Current Asset Value -1.95
Tangible Book 0.07
Projected FCF 0
Median P/S Value 13.37
Graham Number 0.87
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.69
Cash-To-Debt ranked lower than
74.86% of 2180 companies
in the Software - Infrastructure industry.
Industry Max: 52661, Med: 5.23, Min: 0.01
GSKY: 0.69
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.61, Med: 0.71, Max: 10000
Current: 0.69
0.61
10000
Equity-to-Asset 0.02
Equity-to-Asset ranked lower than
94.61% of 2115 companies
in the Software - Infrastructure industry.
Industry Max: 1.55, Med: 0.6, Min: -56.05
GSKY: 0.02
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: -0.99, Med: 0.02, Max: 0.04
Current: 0.02
-0.99
0.04
Debt-to-Equity 28.45
Debt-to-Equity ranked lower than
99.29% of 1267 companies
in the Software - Infrastructure industry.
Industry Max: 248.23, Med: 0.27, Min: 0.01
GSKY: 28.45
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: -0.85, Med: 14.16, Max: 28.45
Current: 28.45
-0.85
28.45
Debt-to-EBITDA 2.56
Debt-to-EBITDA ranked lower than
65.38% of 1112 companies
in the Software - Infrastructure industry.
Industry Max: 5506.28, Med: 1.26, Min: 0.01
GSKY: 2.56
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 2.25, Med: 2.32, Max: 2.56
Current: 2.56
2.25
2.56
Interest Coverage 5.81
Interest Coverage ranked lower than
76.62% of 1702 companies
in the Software - Infrastructure industry.
Industry Max: 14867928, Med: 46.64, Min: 0.01
GSKY: 5.81
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 5.81, Med: 5009.66, Max: 10000
Current: 5.81
5.81
10000
Altman Z-Score 2.65
DISTRESS
GREY
SAFE

Profitability & Growth : 5/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 32.49
Operating Margin ranked higher than
97.71% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 678.59, Med: 4.91, Min: -510650
GSKY: 32.49
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 32.49, Med: 45.05, Max: 53.68
Current: 32.49
32.49
53.68
Net Margin % 6.27
Net Margin ranked higher than
88.67% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 990.53, Med: 3.58, Min: -307550
GSKY: 6.27
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 5.85, Med: 44.86, Max: 54.09
Current: 6.27
5.85
54.09
ROA % 3.65
ROA ranked higher than
88.54% of 2199 companies
in the Software - Infrastructure industry.
Industry Max: 3269.23, Med: 2.95, Min: -16416.67
GSKY: 3.65
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 3.65, Med: 36.25, Max: 82.37
Current: 3.65
3.65
82.37
ROC (Joel Greenblatt) % 1364.93
ROC (Joel Greenblatt) ranked higher than
78.24% of 2165 companies
in the Software - Infrastructure industry.
Industry Max: 85250, Med: 23.63, Min: -99999999.99
GSKY: 1364.93
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 1364.93, Med: 1502.61, Max: 3546.99
Current: 1364.93
1364.93
3546.99
3-Year Total Revenue Growth Rate 33.70
3-Year Revenue Growth Rate ranked lower than
100.00% of 1829 companies
in the Software - Infrastructure industry.
Industry Max: 1196.4, Med: 6.3, Min: -100
GSKY: 33.9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
N/A
3-Year Total EBITDA Growth Rate 18.90
3-Year EBITDA Growth Rate ranked lower than
100.00% of 1588 companies
in the Software - Infrastructure industry.
Industry Max: 1165.1, Med: 9.1, Min: -450.9
GSKY: 19
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
N/A

» GSKY's 30-Y Financials

Financials (Next Earnings Date: 2019-08-07)

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Business Description

Industry Application Software » Software - Infrastructure    NAICS : 511210    SIC : 7379
Compare
Traded in other countries
Address 5565 Glenridge Connector, Suite 700, Atlanta, GA, USA, 30342

Ratios

Current vs industry vs history
PE Ratio (TTM) 28.78
PE Ratio ranked higher than
79.93% of 1475 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.79, Min: 0.01
GSKY: 28.78
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 11.15, Med: 25.18, Max: 43
Current: 28.78
11.15
43
Forward PE Ratio 18.76
Forward P/E ranked higher than
89.25% of 456 companies
in the Software - Infrastructure industry.
Industry Max: 2500, Med: 26.18, Min: 2.66
GSKY: 18.76
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 28.78
PE without NRI ranked higher than
80.06% of 1414 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.46, Min: 0.01
GSKY: 28.78
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 11.15, Med: 25.18, Max: 43
Current: 28.78
11.15
43
PB Ratio 174.99
PB Ratio ranked lower than
98.67% of 2262 companies
in the Software - Infrastructure industry.
Industry Max: 5500, Med: 2.93, Min: 0.01
GSKY: 174.99
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 58.22, Med: 151.49, Max: 229.83
Current: 174.99
58.22
229.83
PS Ratio 5.61
PS Ratio ranked lower than
69.75% of 2268 companies
in the Software - Infrastructure industry.
Industry Max: 285714.29, Med: 2.86, Min: 0
GSKY: 5.61
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.93, Med: 5.8, Max: 13.61
Current: 5.61
3.93
13.61
Price-to-Free-Cash-Flow 9.52
Price-to-Free-Cash-Flow ranked higher than
92.64% of 924 companies
in the Software - Infrastructure industry.
Industry Max: 2237.2, Med: 28.2, Min: 0.08
GSKY: 9.52
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.95, Med: 9.65, Max: 22.35
Current: 9.52
5.95
22.35
Price-to-Operating-Cash-Flow 9.21
Price-to-Operating-Cash-Flow ranked higher than
88.23% of 1181 companies
in the Software - Infrastructure industry.
Industry Max: 6271.25, Med: 20.26, Min: 0.04
GSKY: 9.21
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.83, Med: 9.32, Max: 21.89
Current: 9.21
5.83
21.89
EV-to-EBIT 16.37
EV-to-EBIT ranked higher than
68.31% of 1537 companies
in the Software - Infrastructure industry.
Industry Max: 119475.88, Med: 18.1, Min: 0.05
GSKY: 16.37
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 10.3, Med: 16.75, Max: 32.4
Current: 16.37
10.3
32.4
EV-to-EBITDA 15.81
EV-to-EBITDA ranked higher than
61.11% of 1661 companies
in the Software - Infrastructure industry.
Industry Max: 64649.64, Med: 14.06, Min: 0.01
GSKY: 15.81
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 10.1, Med: 16.15, Max: 31.6
Current: 15.81
10.1
31.6
EV-to-Revenue 5.52
EV-to-Revenue ranked lower than
68.41% of 2327 companies
in the Software - Infrastructure industry.
Industry Max: 295554.27, Med: 2.52, Min: 0.01
GSKY: 5.52
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 4, Med: 5.75, Max: 13.9
Current: 5.52
4
13.9
Current Ratio 0.89
Current Ratio ranked higher than
99.28% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.93, Min: 0.01
GSKY: 0.89
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.89, Med: 1.13, Max: 2.93
Current: 0.89
0.89
2.93
Quick Ratio 0.89
Quick Ratio ranked higher than
99.33% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.78, Min: 0.01
GSKY: 0.89
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.89, Med: 1.13, Max: 2.93
Current: 0.89
0.89
2.93
Days Sales Outstanding 15.23
Days Sales Outstanding ranked higher than
93.71% of 2082 companies
in the Software - Infrastructure industry.
Industry Max: 989.79, Med: 66.86, Min: 0.02
GSKY: 15.23
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 13.56, Med: 20.56, Max: 23.19
Current: 15.23
13.56
23.19
Days Payable 39.56
Days Payable ranked lower than
79.79% of 1870 companies
in the Software - Infrastructure industry.
Industry Max: 2567.37, Med: 44.89, Min: 0.02
GSKY: 39.56
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 12.19, Med: 12.36, Max: 39.56
Current: 39.56
12.19
39.56

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate 0.10
3-Year Share Buyback Rate ranked lower than
100.00% of 1507 companies
in the Software - Infrastructure industry.
Industry Max: 100, Med: -3.3, Min: -1487.4
GSKY: 0.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
N/A

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 185.00
Price-to-Tangible-Book ranked lower than
96.17% of 2013 companies
in the Software - Infrastructure industry.
Industry Max: 5500, Med: 4.54, Min: 0.01
GSKY: 185
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 70.37, Med: 144.76, Max: 189.29
Current: 185
70.37
189.29
Price-to-Median-PS-Value 0.97
Price-to-Median-PS-Value ranked higher than
77.01% of 2062 companies
in the Software - Infrastructure industry.
Industry Max: 78, Med: 1, Min: 0.02
GSKY: 0.97
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.72, Med: 1.18, Max: 1.78
Current: 0.97
0.72
1.78
Price-to-Graham-Number 14.89
Price-to-Graham-Number ranked lower than
84.44% of 1170 companies
in the Software - Infrastructure industry.
Industry Max: 84.5, Med: 2.19, Min: 0.01
GSKY: 14.89
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 7.91, Med: 12.73, Max: 16.65
Current: 14.89
7.91
16.65
Earnings Yield (Joel Greenblatt) % 6.11
Earnings Yield (Greenblatt) ranked higher than
79.82% of 2413 companies
in the Software - Infrastructure industry.
Industry Max: 2103.44, Med: 2.07, Min: -5000
GSKY: 6.11
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 3.1, Med: 6, Max: 9.7
Current: 6.11
3.1
9.7

More Statistics

Revenue (TTM) (Mil) $ 433.05
EPS (TTM) $ 0.45
Beta 0
Volatility % 69.21
52-Week Range $ 8.3 - 23.9
Shares Outstanding (Mil) 181.82

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 0
Positive ROA N
Positive CFROA N
Higher ROA yoy N
CFROA > ROA N
Lower Leverage yoy N
Higher Current Ratio yoy N
Less Shares Outstanding yoy N
Higher Gross Margin yoy N
Higher Asset Turnover yoy N