NAS:NRIM (USA)

Northrim BanCorp Inc

$ 34.35 -0.43 (-1.24%)
Volume: 14,582 Avg Vol (1m): 13,057
Market Cap $: 235.32 Mil Enterprise Value $: -100,540,000.00
P/E (TTM): 11.84 P/B: 1.15
Earnings Power Value 41.86
Net Current Asset Value 0
Tangible Book 25.99
Projected FCF 46.46
Median P/S Value 30.4
Graham Number 41.18
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 4.51
Cash-To-Debt ranked higher than
68.71% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
NRIM: 4.51
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.57, Med: 4.41, Max: 10000
Current: 4.51
0.57
10000
Equity-to-Asset 0.14
Equity-to-Asset ranked higher than
80.52% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
NRIM: 0.14
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.08, Med: 0.1, Max: 0.33
Current: 0.14
0.08
0.33
Debt-to-Equity 0.08
Debt-to-Equity ranked higher than
92.75% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
NRIM: 0.08
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.04, Med: 0.17, Max: 0.47
Current: 0.08
0.04
0.47
Debt-to-EBITDA 0.18
Debt-to-EBITDA ranked higher than
93.36% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
NRIM: 0.18
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.18
Current: 0.18
0
0.18
Beneish M-Score -2.52
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 8.19%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 21.32
Net Margin ranked lower than
60.71% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
NRIM: 21.32
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 13.49, Med: 19.28, Max: 24.37
Current: 21.32
13.49
24.37
ROE % 10.00
ROE ranked higher than
52.63% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
NRIM: 10
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 6.93, Med: 9.1, Max: 11.29
Current: 10
6.93
11.29
ROA % 1.35
ROA ranked higher than
68.69% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
NRIM: 1.35
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.77, Med: 1.06, Max: 1.35
Current: 1.35
0.77
1.35
3-Year Total Revenue Growth Rate -2.80
3-Year Revenue Growth Rate ranked higher than
76.60% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
NRIM: -2.9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -39.1, Med: 10, Max: 81.4
Current: -2.9
-39.1
81.4
3-Year EPS w/o NRI Growth Rate 3.80
3-Year EPS w/o NRI Growth Rate ranked lower than
84.55% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
NRIM: 3.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 10.1, Max: 59.8
Current: 3.8
0
59.8

» NRIM's 30-Y Financials

Financials (Next Earnings Date: 2019-07-30)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:NRIM

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks - Regional - US    NAICS : 551111    SIC : 6035
Compare NAS:PFBI NAS:CHMG NAS:PVBC NAS:ISTR NAS:BWFG NAS:FDBC NAS:BCML NAS:LCNB NAS:ORRF NAS:PKBK NAS:FVCB OTCPK:MCBS OTCPK:CSHX NAS:UNTY NAS:RBNC OTCPK:CZFS NAS:BFIN NAS:ATLO NAS:WNEB NAS:INBK
Traded in other countries
Address 3111 C Street, Anchorage, AK, USA, 99503
Northrim BanCorp Inc is a bank holding company. Its primary objective is to become Alaska's most trusted financial institution by adding value for customers, communities, and shareholders. The company operates in two segments: Community Banking and Home Mortgage Lending. It offers to spend and save products such as checking, savings, and money market accounts, debit cards, cash back rewards, and credit cards. The company's personal banking services also include loans and credit lines, and mortgage loans, investment, and plan products. In addition, it offers business banking services such as business lending and accelerating cash flow products; investment and plan products. Geographically all the operations are functioned through the regions of Alaska.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.84
PE Ratio ranked lower than
58.45% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
NRIM: 11.84
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 7.5, Med: 12.5, Max: 20.79
Current: 11.84
7.5
20.79
Forward PE Ratio 12.64
Forward P/E ranked lower than
53.80% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
NRIM: 12.64
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.84
PE without NRI ranked lower than
57.83% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
NRIM: 11.84
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 7.5, Med: 12.5, Max: 20.79
Current: 11.84
7.5
20.79
Price-to-Owner-Earnings 19.43
Price-to-Owner-Earnings ranked lower than
71.49% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
NRIM: 19.43
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 8.33, Med: 15.19, Max: 260.29
Current: 19.43
8.33
260.29
PB Ratio 1.15
PB Ratio ranked lower than
63.78% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
NRIM: 1.15
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.41, Med: 1.04, Max: 1.55
Current: 1.15
0.41
1.55
PS Ratio 2.53
PS Ratio ranked higher than
54.52% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
NRIM: 2.53
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.79, Med: 2.24, Max: 3.44
Current: 2.53
0.79
3.44
Price-to-Free-Cash-Flow 9.68
Price-to-Free-Cash-Flow ranked lower than
80.73% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
NRIM: 9.68
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 3.06, Med: 10.29, Max: 88.77
Current: 9.68
3.06
88.77
Price-to-Operating-Cash-Flow 8.16
Price-to-Operating-Cash-Flow ranked lower than
69.20% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
NRIM: 8.16
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 2.97, Med: 8.34, Max: 259.09
Current: 8.16
2.97
259.09
EV-to-Revenue -1.06
EV-to-Revenue ranked higher than
68.08% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
NRIM: -1.06
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -1.6, Med: 1.5, Max: 3.2
Current: -1.06
-1.6
3.2
Shiller PE Ratio 15.59
Shiller PE Ratio ranked lower than
53.57% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
NRIM: 15.59
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 4.83, Med: 13.14, Max: 21.82
Current: 15.59
4.83
21.82

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.32
Trailing Dividend Yield ranked lower than
56.82% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
NRIM: 3.32
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 2.05, Med: 2.61, Max: 8.84
Current: 3.32
2.05
8.84
Dividend Payout Ratio 0.37
Dividend Payout Ratio ranked lower than
55.63% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
NRIM: 0.37
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.28, Med: 0.32, Max: 0.46
Current: 0.37
0.28
0.46
3-Year Dividend Growth Rate (Per Share) 11.30
3-Year Dividend Growth Rate ranked higher than
54.89% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
NRIM: 11.3
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 7.1, Max: 28.6
Current: 11.3
0
28.6
Forward Dividend Yield % 3.45
Forward Dividend Yield ranked lower than
58.48% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
NRIM: 3.45
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 5.11
Yield-on-Cost (5y) ranked higher than
54.51% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
NRIM: 5.11
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 3.15, Med: 4.02, Max: 13.6
Current: 5.11
3.15
13.6

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.32
Price-to-Tangible-Book ranked lower than
59.32% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
NRIM: 1.32
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.64, Med: 1.29, Max: 2.22
Current: 1.32
0.64
2.22
Price-to-Projected-FCF 0.74
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
55.32% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
NRIM: 0.74
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.37, Med: 0.84, Max: 32.63
Current: 0.74
0.37
32.63
Price-to-Median-PS-Value 1.13
Price-to-Median-PS-Value ranked lower than
74.28% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
NRIM: 1.13
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.51, Med: 1.11, Max: 18.45
Current: 1.13
0.51
18.45
Price-to-Graham-Number 0.83
Price-to-Graham-Number ranked lower than
67.82% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
NRIM: 0.83
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.55, Med: 0.88, Max: 1.53
Current: 0.83
0.55
1.53

More Statistics

Revenue (TTM) (Mil) $ 95.01
EPS (TTM) $ 2.9
Beta 0.97
Volatility % 25.32
52-Week Range $ 29.66 - 45.4
Shares Outstanding (Mil) 6.85

Analyst Estimate

Piotroski F-Score Details