NAS:OZK (USA) Also trade in: Germany Mexico

Bank OZK

$ 29.75 0 (0%)
Volume: 857,888 Avg Vol (1m): 909,301
Market Cap $: 3.84 Bil Enterprise Value $: 806.05 Mil
P/E (TTM): 9.22 P/B: 0.98
Earnings Power Value 20.52
Net Current Asset Value 0
Tangible Book 24.74
Projected FCF 52.41
Median P/S Value 42.46
Graham Number 42.33
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.77
Cash-To-Debt ranked lower than
53.99% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
OZK: 1.77
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.08, Med: 0.25, Max: 10000
Current: 1.77
0.08
10000
Equity-to-Asset 0.17
Equity-to-Asset ranked higher than
89.80% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
OZK: 0.17
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.06, Med: 0.09, Max: 0.17
Current: 0.17
0.06
0.17
Debt-to-Equity 0.09
Debt-to-Equity ranked higher than
92.89% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
OZK: 0.09
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0, Med: 0.93, Max: 3.13
Current: 0.09
0
3.13
Debt-to-EBITDA 0.35
Debt-to-EBITDA ranked higher than
87.57% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
OZK: 0.35
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.35
Current: 0.35
0
0.35
Beneish M-Score -2.37
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 17.4%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 41.59
Net Margin ranked higher than
91.52% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
OZK: 41.59
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 25.45, Med: 38.45, Max: 47.97
Current: 41.59
25.45
47.97
ROE % 11.24
ROE ranked higher than
72.89% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
OZK: 11.24
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 11.24, Med: 15.4, Max: 27.2
Current: 11.24
11.24
27.2
ROA % 1.86
ROA ranked higher than
87.11% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
OZK: 1.86
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 1.44, Med: 2.06, Max: 2.85
Current: 1.86
1.44
2.85
3-Year Total Revenue Growth Rate 27.40
3-Year Revenue Growth Rate ranked higher than
89.36% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
OZK: 12
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 8, Med: 16.65, Max: 28
Current: 12
8
28
3-Year EPS w/o NRI Growth Rate 15.70
3-Year EPS w/o NRI Growth Rate ranked higher than
86.75% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
OZK: 15.7
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 1.1, Med: 21.05, Max: 45.8
Current: 15.7
1.1
45.8

» OZK's 30-Y Financials

Financials (Next Earnings Date: 2019-07-12)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:WTFC NAS:FFIN NAS:IBKC NAS:PNFP NAS:UBSI NYSE:FNB NYSE:STL NYSE:WBS NYSE:FHN NAS:UMPQ NAS:MBFI XPTY:EGIN NAS:PACW NAS:FHB NYSE:WAL NYSE:ASB NAS:GBCI NAS:HWC NAS:VLY NYSE:BKU
Traded in other countries BO8.Germany
Address 17901 Chenal Parkway, Little Rock, AR, USA, 72223
Bank of the Ozarks is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices primarily in the southeastern United States, as well as Texas, New York, and California. The bank holding company also owns a number of finance subsidiary business trusts formed in connection with the issuance of debt and preferred securities. Bank of the Ozarks provides a wide range of retail and commercial banking services, but principally concentrates its activities in real estate loans, which account for the great majority of the bank's loans and leases. The bank's real estate lending arm, which finances many metropolitan construction and development projects, extends further than many of its community banking competitors.

Ratios

Current vs industry vs history
PE Ratio (TTM) 9.22
PE Ratio ranked higher than
70.20% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
OZK: 9.22
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 6.69, Med: 14.77, Max: 27.9
Current: 9.22
6.69
27.9
Forward PE Ratio 8.41
Forward P/E ranked higher than
70.02% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
OZK: 8.41
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 9.22
PE without NRI ranked higher than
70.82% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
OZK: 9.22
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 6.69, Med: 14.77, Max: 27.9
Current: 9.22
6.69
27.9
Price-to-Owner-Earnings 6.03
Price-to-Owner-Earnings ranked higher than
57.63% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
OZK: 6.03
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.47, Med: 19.54, Max: 76.77
Current: 6.03
4.47
76.77
PB Ratio 0.98
PB Ratio ranked lower than
54.21% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
OZK: 0.98
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.74, Med: 2.22, Max: 3.87
Current: 0.98
0.74
3.87
PS Ratio 3.83
PS Ratio ranked lower than
75.44% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
OZK: 3.83
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.2, Med: 5.49, Max: 10.18
Current: 3.83
2.2
10.18
Price-to-Free-Cash-Flow 6.12
Price-to-Free-Cash-Flow ranked lower than
53.51% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
OZK: 6.12
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.51, Med: 20.96, Max: 267.8
Current: 6.12
4.51
267.8
Price-to-Operating-Cash-Flow 5.29
Price-to-Operating-Cash-Flow ranked lower than
50.84% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
OZK: 5.29
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.95, Med: 17.99, Max: 66.04
Current: 5.29
3.95
66.04
EV-to-Revenue 0.79
EV-to-Revenue ranked lower than
58.79% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
OZK: 0.79
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.1, Med: 5.8, Max: 9.3
Current: 0.79
0.1
9.3
Shiller PE Ratio 14.88
Shiller PE Ratio ranked lower than
51.19% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
OZK: 14.88
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 11.35, Med: 24.41, Max: 51.29
Current: 14.88
11.35
51.29

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.88
Trailing Dividend Yield ranked lower than
58.29% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
OZK: 2.88
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.98, Med: 1.42, Max: 3.67
Current: 2.88
0.98
3.67
Dividend Payout Ratio 0.26
Dividend Payout Ratio ranked higher than
73.59% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
OZK: 0.26
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.13, Med: 0.24, Max: 0.31
Current: 0.26
0.13
0.31
3-Year Dividend Growth Rate (Per Share) 13.10
3-Year Dividend Growth Rate ranked higher than
72.95% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
OZK: 13.1
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 17.95, Max: 65.1
Current: 13.1
0
65.1
Forward Dividend Yield % 2.94
Forward Dividend Yield ranked lower than
62.94% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
OZK: 2.94
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 6.18
Yield-on-Cost (5y) ranked higher than
79.46% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
OZK: 6.18
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.1, Med: 3.05, Max: 7.88
Current: 6.18
2.1
7.88
3-Year Share Buyback Rate -12.40
3-Year Share Buyback Rate ranked lower than
84.87% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
OZK: -12.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -18.1, Med: -1.75, Max: 0
Current: -12.4
-18.1
0

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.20
Price-to-Tangible-Book ranked lower than
63.15% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
OZK: 1.2
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.96, Med: 2.48, Max: 4.89
Current: 1.2
0.96
4.89
Price-to-Projected-FCF 0.57
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
52.30% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
OZK: 0.57
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.44, Med: 1.9, Max: 3.7
Current: 0.57
0.44
3.7
Price-to-Median-PS-Value 0.70
Price-to-Median-PS-Value ranked higher than
79.00% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
OZK: 0.7
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.27, Med: 0.91, Max: 1.71
Current: 0.7
0.27
1.71
Price-to-Graham-Number 0.70
Price-to-Graham-Number ranked higher than
59.15% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
OZK: 0.7
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.55, Med: 1.29, Max: 2.18
Current: 0.7
0.55
2.18

More Statistics

Revenue (TTM) (Mil) $ 996.96
EPS (TTM) $ 3.22
Beta 2.19
Volatility % 54.39
52-Week Range $ 21.02 - 48.51
Shares Outstanding (Mil) 128.94

Analyst Estimate

Piotroski F-Score Details