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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

vs
industry
vs
history
Cash-to-Debt 0.13
PBCT's Cash-to-Debt is ranked lower than
90% of the 1374 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. PBCT: 0.13 )
Ranked among companies with meaningful Cash-to-Debt only.
PBCT' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07  Med: 0.42 Max: No Debt
Current: 0.13
0.07
No Debt
Equity-to-Asset 0.14
PBCT's Equity-to-Asset is ranked higher than
74% of the 1386 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.11 vs. PBCT: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
PBCT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.34
Current: 0.14
0.05
0.34
Debt-to-Equity 0.55
PBCT's Debt-to-Equity is ranked lower than
52% of the 1222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.72 vs. PBCT: 0.55 )
Ranked among companies with meaningful Debt-to-Equity only.
PBCT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01  Med: 0.95 Max: 4.16
Current: 0.55
0.01
4.16
Debt-to-EBITDA 2.10
PBCT's Debt-to-EBITDA is ranked lower than
64% of the 1236 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.99 vs. PBCT: 2.10 )
Ranked among companies with meaningful Debt-to-EBITDA only.
PBCT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0  Med: 0 Max: 2.1
Current: 2.1
0
2.1
Beneish M-Score: -2.32
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Net Margin % 28.28
PBCT's Net Margin % is ranked higher than
62% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 23.34 vs. PBCT: 28.28 )
Ranked among companies with meaningful Net Margin % only.
PBCT' s Net Margin % Range Over the Past 10 Years
Min: 8.56  Med: 19.27 Max: 28.28
Current: 28.28
8.56
28.28
ROE % 7.30
PBCT's ROE % is ranked lower than
64% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.73 vs. PBCT: 7.30 )
Ranked among companies with meaningful ROE % only.
PBCT' s ROE % Range Over the Past 10 Years
Min: 1.56  Med: 4.79 Max: 7.3
Current: 7.3
1.56
7.3
ROA % 1.00
PBCT's ROA % is ranked higher than
54% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. PBCT: 1.00 )
Ranked among companies with meaningful ROA % only.
PBCT' s ROA % Range Over the Past 10 Years
Min: 0.36  Med: 0.73 Max: 1
Current: 1
0.36
1
3-Year Revenue Growth Rate 1.60
PBCT's 3-Year Revenue Growth Rate is ranked lower than
64% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. PBCT: 1.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PBCT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5.9 Max: 17.5
Current: 1.6
0
17.5
3-Year EPS without NRI Growth Rate 4.90
PBCT's 3-Year EPS without NRI Growth Rate is ranked higher than
50% of the 1163 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.80 vs. PBCT: 4.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PBCT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 4.9 Max: 135.3
Current: 4.9
0
135.3
GuruFocus has detected 3 Warning Signs with People's United Financial Inc PBCT.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PBCT's 30-Y Financials

Financials (Next Earnings Date: 2019-01-19 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

PBCT Guru Trades in Q3 2017

Paul Tudor Jones 97,576 sh (+3.20%)
Private Capital 92,125 sh (-14.71%)
Jim Simons 202,986 sh (-84.07%)
» More
Q4 2017

PBCT Guru Trades in Q4 2017

Pioneer Investments 103,696 sh (New)
Jim Simons 527,386 sh (+159.81%)
Private Capital 86,340 sh (-6.28%)
Paul Tudor Jones 41,982 sh (-56.98%)
» More
Q1 2018

PBCT Guru Trades in Q1 2018

Ray Dalio 89,342 sh (New)
Pioneer Investments 581,783 sh (+461.05%)
Jim Simons 771,786 sh (+46.34%)
Paul Tudor Jones Sold Out
Private Capital 39,944 sh (-53.74%)
» More
Q2 2018

PBCT Guru Trades in Q2 2018

Pioneer Investments 1,294,457 sh (+122.50%)
Jim Simons 1,011,786 sh (+31.10%)
Ray Dalio Sold Out
Private Capital 39,749 sh (-0.49%)
» More
» Details

Insider Trades

Latest Guru Trades with NAS:PBCT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of People's United Financial Inc

SymbolPriceYieldDescription
PBCTP.PFD24.735.69A

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522120    SIC: 6035
Compare:NYSE:WAL, NYSE:SNV, NAS:OZRK, NYSE:FHN, NAS:PACW, NAS:BOKF, NAS:CBSH, NYSE:CIT, NYSE:WBS, NAS:SBNY, NYSE:STL, NYSE:CFR, XPTY:BGFG, NAS:UMPQ, NAS:FCNCA, NAS:WTFC, NYSE:PB, NAS:PNFP, NAS:TCBI, NAS:BPOP » details
Traded in other countries:PP21.Germany,
Headquarter Location:USA
People's United Financial Inc is a bank holding company. It provides commercial banking, retail and business banking, and wealth management services to individual, corporate and municipal customers.

People's United Financial Inc has nearly $39 billion of assets. People's United Bank is one of the New England-based banks and among the top 50 in the U.S. Of the bank's 405 locations, 40% are in Connecticut, where it ranks third by deposit market share. It also ranks among the top 10 in Vermont, New Hampshire, and Maine. The bank offers brokerage, financial advisory and wealth management, and insurance services. Commercial real estate accounts for 35% of the loan book, C&I and equipment financing accounts for another 35%, and the rest is in mortgages and consumer.

Ratios

vs
industry
vs
history
PE Ratio 12.88
PBCT's PE Ratio is ranked lower than
54% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. PBCT: 12.88 )
Ranked among companies with meaningful PE Ratio only.
PBCT' s PE Ratio Range Over the Past 10 Years
Min: 12.25  Med: 20.01 Max: 63.22
Current: 12.88
12.25
63.22
Forward PE Ratio 11.47
PBCT's Forward PE Ratio is ranked lower than
62% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. PBCT: 11.47 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.88
PBCT's PE Ratio without NRI is ranked lower than
54% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.76 vs. PBCT: 12.88 )
Ranked among companies with meaningful PE Ratio without NRI only.
PBCT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 12.25  Med: 20.01 Max: 63.22
Current: 12.88
12.25
63.22
Price-to-Owner-Earnings 11.40
PBCT's Price-to-Owner-Earnings is ranked higher than
59% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.15 vs. PBCT: 11.40 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
PBCT' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 10.87  Med: 24.69 Max: 4340
Current: 11.4
10.87
4340
PB Ratio 0.98
PBCT's PB Ratio is ranked higher than
56% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. PBCT: 0.98 )
Ranked among companies with meaningful PB Ratio only.
PBCT' s PB Ratio Range Over the Past 10 Years
Min: 0.7  Med: 0.99 Max: 1.43
Current: 0.98
0.7
1.43
PS Ratio 3.52
PBCT's PS Ratio is ranked lower than
63% of the 1373 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. PBCT: 3.52 )
Ranked among companies with meaningful PS Ratio only.
PBCT' s PS Ratio Range Over the Past 10 Years
Min: 3.17  Med: 3.95 Max: 7.7
Current: 3.52
3.17
7.7
Price-to-Free-Cash-Flow 8.99
PBCT's Price-to-Free-Cash-Flow is ranked higher than
62% of the 754 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.61 vs. PBCT: 8.99 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PBCT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 8.56  Med: 17.3 Max: 145.32
Current: 8.99
8.56
145.32
Price-to-Operating-Cash-Flow 8.30
PBCT's Price-to-Operating-Cash-Flow is ranked higher than
60% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.07 vs. PBCT: 8.30 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PBCT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 7.9  Med: 13.76 Max: 55.57
Current: 8.3
7.9
55.57
EV-to-Revenue 5.77
PBCT's EV-to-Revenue is ranked lower than
73% of the 1151 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.50 vs. PBCT: 5.77 )
Ranked among companies with meaningful EV-to-Revenue only.
PBCT' s EV-to-Revenue Range Over the Past 10 Years
Min: 2.1  Med: 5.8 Max: 8
Current: 5.77
2.1
8
Shiller PE Ratio 20.80
PBCT's Shiller PE Ratio is ranked lower than
63% of the 573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.24 vs. PBCT: 20.80 )
Ranked among companies with meaningful Shiller PE Ratio only.
PBCT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 19.73  Med: 28.66 Max: 41.83
Current: 20.8
19.73
41.83

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 4.35
PBCT's Dividend Yield % is ranked higher than
69% of the 2530 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. PBCT: 4.35 )
Ranked among companies with meaningful Dividend Yield % only.
PBCT' s Dividend Yield % Range Over the Past 10 Years
Min: 2.6  Med: 4.3 Max: 5.9
Current: 4.35
2.6
5.9
Dividend Payout Ratio 0.56
PBCT's Dividend Payout Ratio is ranked lower than
81% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. PBCT: 0.56 )
Ranked among companies with meaningful Dividend Payout Ratio only.
PBCT' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.56  Med: 0.88 Max: 2.69
Current: 0.56
0.56
2.69
3-Year Dividend Growth Rate 1.50
PBCT's 3-Year Dividend Growth Rate is ranked lower than
69% of the 790 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. PBCT: 1.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
PBCT' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6 Max: 81.1
Current: 1.5
0
81.1
Forward Dividend Yield % 4.34
PBCT's Forward Dividend Yield % is ranked higher than
66% of the 2459 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. PBCT: 4.34 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 4.66
PBCT's 5-Year Yield-on-Cost % is ranked higher than
61% of the 2507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.30 vs. PBCT: 4.66 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PBCT' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.8  Med: 4.63 Max: 6.36
Current: 4.66
2.8
6.36
3-Year Average Share Buyback Ratio -4.20
PBCT's 3-Year Average Share Buyback Ratio is ranked lower than
59% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.40 vs. PBCT: -4.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PBCT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -28.9  Med: -0.9 Max: 5.7
Current: -4.2
-28.9
5.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.77
PBCT's Price-to-Tangible-Book is ranked lower than
78% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. PBCT: 1.77 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PBCT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.09  Med: 1.31 Max: 5.12
Current: 1.77
0.09
5.12
Price-to-Intrinsic-Value-Projected-FCF 0.67
PBCT's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
54% of the 867 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. PBCT: 0.67 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PBCT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.19  Med: 0.7 Max: 1.82
Current: 0.67
0.19
1.82
Price-to-Median-PS-Value 0.89
PBCT's Price-to-Median-PS-Value is ranked higher than
61% of the 1305 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. PBCT: 0.89 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PBCT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.04  Med: 0.82 Max: 11.74
Current: 0.89
0.04
11.74
Price-to-Graham-Number 1.01
PBCT's Price-to-Graham-Number is ranked lower than
63% of the 1212 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. PBCT: 1.01 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PBCT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.2  Med: 1.12 Max: 3.99
Current: 1.01
0.2
3.99

More Statistics

Revenue (TTM) (Mil) $1,560.70
EPS (TTM) $ 1.24
Beta1.23
Volatility13.48%
52-Week Range $15.04 - 20.26
Shares Outstanding (Mil)377.36

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 1,621 1,797 1,938
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 1.25 1.39 1.55
EPS without NRI ($) 1.25 1.39 1.55
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.70 0.73 0.76

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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