Business Description
Provident Financial Holdings Inc
NAICS : 522120
SIC : 6035
ISIN : US7438681014
Description
Provident Financial Holdings Inc is engaged in providing community and mortgage banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's business segment is Bank. The Bank's activities include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgages, commercial business and consumer loans. It offers business checking accounts, other business banking services and services loans for others.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.12 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 2.95 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.33 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.9 | |||||
| 3-Year EPS without NRI Growth Rate | 5.6 | |||||
| 3-Year FCF Growth Rate | 28.6 | |||||
| 3-Year Book Growth Rate | 3.4 | |||||
| Future 3-5Y Total Revenue Growth Rate | 1.75 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 38.98 | |||||
| 9-Day RSI | 38.24 | |||||
| 14-Day RSI | 39.77 | |||||
| 6-1 Month Momentum % | 13.24 | |||||
| 12-1 Month Momentum % | 3.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.17 | |||||
| Dividend Payout Ratio | 0.49 | |||||
| Forward Dividend Yield % | 4.17 | |||||
| 5-Year Yield-on-Cost % | 4.17 | |||||
| 3-Year Average Share Buyback Ratio | 1.8 | |||||
| Shareholder Yield % | -230.36 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 19.94 | |||||
| FCF Margin % | 33.03 | |||||
| ROE % | 6.21 | |||||
| ROA % | 0.61 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.68 | |||||
| Forward PE Ratio | 8.72 | |||||
| PE Ratio without NRI | 11.68 | |||||
| Shiller PE Ratio | 12.98 | |||||
| Price-to-Owner-Earnings | 7.06 | |||||
| PEG Ratio | 4.33 | |||||
| PS Ratio | 2.35 | |||||
| PB Ratio | 0.72 | |||||
| Price-to-Tangible-Book | 0.72 | |||||
| Price-to-Free-Cash-Flow | 7.17 | |||||
| Price-to-Operating-Cash-Flow | 6.54 | |||||
| EV-to-Revenue | 10.64 | |||||
| EV-to-FCF | 32.21 | |||||
| Price-to-Projected-FCF | 0.24 | |||||
| Price-to-Median-PS-Value | 0.99 | |||||
| Price-to-Graham-Number | 0.61 | |||||
| FCF Yield % | 14.31 | |||||
| Forward Rate of Return (Yacktman) % | 27.92 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Provident Financial Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 40.29 | ||
| EPS (TTM) ($) | 1.15 | ||
| Beta | 0.26 | ||
| Volatility % | 33.13 | ||
| 14-Day RSI | 39.77 | ||
| 14-Day ATR ($) | 0.266154 | ||
| 20-Day SMA ($) | 13.5865 | ||
| 12-1 Month Momentum % | 3.11 | ||
| 52-Week Range ($) | 10.16 - 15.4 | ||
| Shares Outstanding (Mil) | 6.93 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Provident Financial Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Provident Financial Holdings Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Provident Financial Holdings Inc Frequently Asked Questions
What is Provident Financial Holdings Inc(PROV)'s stock price today?
The current price of PROV is $13.43. The 52 week high of PROV is $15.40 and 52 week low is $10.16.
When is next earnings date of Provident Financial Holdings Inc(PROV)?
The next earnings date of Provident Financial Holdings Inc(PROV) is 2024-04-26 Est..
Does Provident Financial Holdings Inc(PROV) pay dividends? If so, how much?
The Dividend Yield %  of Provident Financial Holdings Inc(PROV) is 4.17% (As of Today), Highest Dividend Payout Ratio of Provident Financial Holdings Inc(PROV) was 1.94. The lowest was 0.43. And the median was 0.56. The  Forward Dividend Yield % of Provident Financial Holdings Inc(PROV) is 4.17%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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