NAS:RBNC (USA)

Reliant Bancorp Inc

$ 22.46 -0.17 (-0.75%)
Volume: 480 Avg Vol (1m): 13,614
Market Cap $: 253.67 Mil Enterprise Value $: -64,500,000.00
P/E (TTM): 18.10 P/B: 1.22
Earnings Power Value 26.34
Net Current Asset Value 0
Tangible Book 14.23
Projected FCF 0
Median P/S Value 21.45
Graham Number 19.93
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.29
Cash-To-Debt ranked lower than
69.39% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
RBNC: 1.29
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.13, Med: 0.32, Max: 1.29
Current: 1.29
0.13
1.29
Equity-to-Asset 0.12
Equity-to-Asset ranked higher than
64.35% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
RBNC: 0.12
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.1, Med: 0.12, Max: 0.13
Current: 0.12
0.1
0.13
Debt-to-Equity 0.13
Debt-to-Equity ranked higher than
68.41% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
RBNC: 0.13
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.13, Med: 0.57, Max: 1.54
Current: 0.13
0.13
1.54
Debt-to-EBITDA 0.43
Debt-to-EBITDA ranked higher than
64.48% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
RBNC: 0.43
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.43
Current: 0.43
0
0.43
Beneish M-Score -2.27
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 5.97%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 22.67
Net Margin ranked lower than
59.12% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
RBNC: 22.67
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 14.1, Med: 18.73, Max: 22.67
Current: 22.67
14.1
22.67
ROE % 6.87
ROE ranked lower than
67.28% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
RBNC: 6.87
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 5.58, Med: 8.02, Max: 10.05
Current: 6.87
5.58
10.05
ROA % 0.84
ROA ranked lower than
57.69% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
RBNC: 0.84
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.71, Med: 0.92, Max: 1.11
Current: 0.84
0.71
1.11
3-Year Total Revenue Growth Rate 17.10
3-Year Revenue Growth Rate ranked lower than
74.16% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
RBNC: -3.2
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -3.2, Med: -0.4, Max: 16.5
Current: -3.2
-3.2
16.5
3-Year EPS w/o NRI Growth Rate 12.70
3-Year EPS w/o NRI Growth Rate ranked lower than
73.29% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
RBNC: 12.7
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -2.9, Med: 12.7, Max: 23.2
Current: 12.7
-2.9
23.2

» RBNC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare OTCPK:CSHX NAS:PKBK NAS:PFBI NAS:BCML NAS:MFSF NAS:BWFG NAS:NRIM NAS:MBTF NAS:ATLO NAS:SLCT NAS:WNEB NAS:PVBC NAS:BFIN NAS:CHMG NAS:ISTR OTCPK:ALRS NAS:FSBW NAS:FDBC NAS:UNTY NAS:PDLB
Traded in other countries
Address 1736 Carothers Parkway, Suite 100, Brentwood, TN, USA, 37027
Reliant Bancorp Inc provides a full range of traditional banking services throughout the Middle Tennessee Region and the Nashville-Davidson-Murfreesboro-Franklin Metropolitan Statistical Area. It provides a wide range of commercial banking services for businesses and individuals. The company has two reportable business segments: Retail Banking and Residential Mortgage Banking. Retail Banking provides deposit and lending services to consumer and business customers. Residential Mortgage Banking originates first lien residential mortgage loans throughout the United States. These loans are typically underwritten to government agency standards and sold to third party secondary market mortgage investors.

Ratios

Current vs industry vs history
PE Ratio (TTM) 18.10
PE Ratio ranked lower than
80.86% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
RBNC: 18.1
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 11.44, Med: 17.88, Max: 34.16
Current: 18.1
11.44
34.16
Forward PE Ratio 14.68
Forward P/E ranked lower than
86.24% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
RBNC: 14.68
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 18.10
PE without NRI ranked lower than
80.42% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
RBNC: 18.1
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 11.44, Med: 17.88, Max: 34.16
Current: 18.1
11.44
34.16
Price-to-Owner-Earnings 24.96
Price-to-Owner-Earnings ranked lower than
91.30% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
RBNC: 24.96
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 22.21, Med: 25.02, Max: 58.71
Current: 24.96
22.21
58.71
PB Ratio 1.22
PB Ratio ranked lower than
60.87% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
RBNC: 1.22
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.88, Med: 1.26, Max: 1.79
Current: 1.22
0.88
1.79
PS Ratio 4.14
PS Ratio ranked lower than
73.32% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
RBNC: 4.14
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.11, Med: 3.95, Max: 5.6
Current: 4.14
2.11
5.6
Price-to-Free-Cash-Flow 12.31
Price-to-Free-Cash-Flow ranked lower than
96.26% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
RBNC: 12.31
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 3.18, Med: 9.99, Max: 136.34
Current: 12.31
3.18
136.34
Price-to-Operating-Cash-Flow 10.23
Price-to-Operating-Cash-Flow ranked lower than
92.51% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
RBNC: 10.23
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.13, Med: 8.99, Max: 63.49
Current: 10.23
3.13
63.49
EV-to-Revenue -1.02
EV-to-Revenue ranked lower than
63.62% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
RBNC: -1.02
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -1.1, Med: 5.3, Max: 7.9
Current: -1.02
-1.1
7.9

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.51
Trailing Dividend Yield ranked lower than
82.26% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
RBNC: 1.51
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.67, Med: 1.35, Max: 1.93
Current: 1.51
0.67
1.93
Dividend Payout Ratio 0.34
Dividend Payout Ratio ranked higher than
50.77% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
RBNC: 0.34
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.19, Med: 0.22, Max: 0.34
Current: 0.34
0.19
0.34
3-Year Dividend Growth Rate (Per Share) 24.90
3-Year Dividend Growth Rate ranked lower than
76.93% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
RBNC: 24.9
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: -3.5, Med: 3.2, Max: 24.9
Current: 24.9
-3.5
24.9
Forward Dividend Yield % 1.59
Forward Dividend Yield ranked lower than
83.35% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
RBNC: 1.59
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.34
Yield-on-Cost (5y) ranked lower than
83.76% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
RBNC: 2.34
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.05, Med: 2.11, Max: 3.01
Current: 2.34
1.05
3.01
3-Year Share Buyback Rate -16.60
3-Year Share Buyback Rate ranked lower than
97.01% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
RBNC: -16.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -43.3, Med: -36.4, Max: -16.6
Current: -16.6
-43.3
-16.6

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.58
Price-to-Tangible-Book ranked lower than
69.92% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
RBNC: 1.58
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.94, Med: 1.6, Max: 2.15
Current: 1.58
0.94
2.15
Price-to-Median-PS-Value 1.05
Price-to-Median-PS-Value ranked lower than
57.02% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
RBNC: 1.05
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.56, Med: 1.02, Max: 1.35
Current: 1.05
0.56
1.35
Price-to-Graham-Number 1.13
Price-to-Graham-Number ranked lower than
83.06% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
RBNC: 1.13
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.8, Med: 1.15, Max: 1.75
Current: 1.13
0.8
1.75

More Statistics

Revenue (TTM) (Mil) $ 62.49
EPS (TTM) $ 1.24
Beta 0.13
Volatility % 16.52
52-Week Range $ 19.03 - 30
Shares Outstanding (Mil) 11.29

Analyst Estimate

Piotroski F-Score Details