NAS:TCBI (USA) Also trade in: Germany

Texas Capital Bancshares Inc

$ 59.16 -0.53 (-0.89%)
Volume: 388,165 Avg Vol (1m): 534,444
Market Cap $: 2.97 Bil Enterprise Value $: 4.58 Bil
P/E (TTM): 9.84 P/B: 1.24
Earnings Power Value -30.1
Net Current Asset Value 0
Tangible Book 47.06
Projected FCF 8.37
Median P/S Value 78.81
Graham Number 79.78
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.58
Cash-To-Debt ranked lower than
62.96% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
TCBI: 0.58
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.06, Med: 0.73, Max: 30.18
Current: 0.58
0.06
30.18
Equity-to-Asset 0.09
Equity-to-Asset ranked lower than
63.25% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
TCBI: 0.09
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.07, Med: 0.08, Max: 0.13
Current: 0.09
0.07
0.13
Debt-to-Equity 1.55
Debt-to-Equity ranked lower than
80.62% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
TCBI: 1.55
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.92, Max: 3.05
Current: 1.55
0.01
3.05
Debt-to-EBITDA 3.95
Debt-to-EBITDA ranked lower than
79.31% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
TCBI: 3.95
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 3.95
Current: 3.95
0
3.95
Beneish M-Score -2.17
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 8.25%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 30.81
Net Margin ranked higher than
67.42% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
TCBI: 30.81
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 10.69, Med: 24, Max: 30.81
Current: 30.81
10.69
30.81
ROE % 12.45
ROE ranked higher than
71.18% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
TCBI: 12.45
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 4.32, Med: 9.35, Max: 16.61
Current: 12.45
4.32
16.61
ROA % 1.15
ROA ranked higher than
57.87% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
TCBI: 1.15
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.45, Med: 0.92, Max: 1.29
Current: 1.15
0.45
1.29
3-Year Total Revenue Growth Rate 17.40
3-Year Revenue Growth Rate ranked higher than
84.60% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
TCBI: 14.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 6.9, Med: 14.8, Max: 86.3
Current: 14.3
6.9
86.3
3-Year EPS w/o NRI Growth Rate 25.80
3-Year EPS w/o NRI Growth Rate ranked higher than
84.47% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
TCBI: 25.8
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 13.1, Max: 76
Current: 25.8
0
76

» TCBI's 30-Y Financials

Financials (Next Earnings Date: 2019-07-17)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:HOMB NAS:CSFL NAS:UMBF NAS:CVBF NYSE:BOH NAS:ONB NAS:CHFC NYSE:CBU NYSE:BXS NYSE:TCF NAS:CATY NAS:AUB NYSE:BKU NAS:FULT NAS:VLY NAS:HWC NAS:GBCI NYSE:ASB NAS:FHB NYSE:CADE
Traded in other countries TCA.Germany
Address 2000 McKinney Avenue, Suite 700, Dallas, TX, USA, 75201
Texas Capital is a $10 billion asset bank that caters to middle-market companies and wealthy people in the Lone Star State. Business loans are the biggest portfolio in the $6 billion loan book, with almost 60% share, followed by commercial real estate at 30%. Construction, consumer, and leasing credits make up the balance. The bank operates in Texas' main metropolitan areas, like Dallas-Fort Worth, Houston, Austin, and San Antonio.

Ratios

Current vs industry vs history
PE Ratio (TTM) 9.84
PE Ratio ranked higher than
62.88% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
TCBI: 9.84
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 8.6, Med: 19, Max: 35.94
Current: 9.84
8.6
35.94
Forward PE Ratio 9.38
Forward P/E ranked higher than
70.23% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
TCBI: 9.38
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 9.84
PE without NRI ranked higher than
63.38% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
TCBI: 9.84
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 8.6, Med: 18.87, Max: 35.53
Current: 9.84
8.6
35.53
Price-to-Owner-Earnings 15.11
Price-to-Owner-Earnings ranked lower than
64.00% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
TCBI: 15.11
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 3.47, Med: 24.32, Max: 70.57
Current: 15.11
3.47
70.57
PB Ratio 1.24
PB Ratio ranked lower than
64.08% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
TCBI: 1.24
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.54, Med: 1.77, Max: 2.73
Current: 1.24
0.54
2.73
PS Ratio 2.94
PS Ratio ranked lower than
52.09% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
TCBI: 2.94
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.12, Med: 3.92, Max: 6.13
Current: 2.94
1.12
6.13
EV-to-Revenue 4.53
EV-to-Revenue ranked lower than
60.83% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
TCBI: 4.53
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.6, Med: 5.4, Max: 9.6
Current: 4.53
1.6
9.6
Shiller PE Ratio 19.05
Shiller PE Ratio ranked lower than
63.10% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
TCBI: 19.05
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 17.09, Med: 31.52, Max: 42.4
Current: 19.05
17.09
42.4

Dividend & Buy Back

Current vs industry vs history
3-Year Dividend Growth Rate (Per Share) -100.00
3-Year Dividend Growth Rate ranked lower than
92.73% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
TCBI: -100
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: -100
Current: -100
0
-100
3-Year Share Buyback Rate -3.10
3-Year Share Buyback Rate ranked lower than
55.06% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
TCBI: -3.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -41.9, Med: -6.4, Max: -1.2
Current: -3.1
-41.9
-1.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.26
Price-to-Tangible-Book ranked lower than
57.58% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
TCBI: 1.26
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.89, Med: 2.07, Max: 2.95
Current: 1.26
0.89
2.95
Price-to-Projected-FCF 7.07
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
99.16% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
TCBI: 7.07
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 1.09, Med: 2.93, Max: 320
Current: 7.07
1.09
320
Price-to-Median-PS-Value 0.75
Price-to-Median-PS-Value ranked higher than
78.87% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
TCBI: 0.75
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.46, Med: 1.04, Max: 1.78
Current: 0.75
0.46
1.78
Price-to-Graham-Number 0.74
Price-to-Graham-Number ranked higher than
58.13% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
TCBI: 0.74
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.66, Med: 1.28, Max: 1.89
Current: 0.74
0.66
1.89

More Statistics

Revenue (TTM) (Mil) $ 1,011.75
EPS (TTM) $ 6.01
Beta 1.79
Volatility % 39.81
52-Week Range $ 47.86 - 99.95
Shares Outstanding (Mil) 50.27

Analyst Estimate

Piotroski F-Score Details