Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 1.75
AEL's Cash-to-Debt is ranked lower than
65% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.48 vs. AEL: 1.75 )
Ranked among companies with meaningful Cash-to-Debt only.
AEL' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.89 Max: 4.44
Current: 1.75
0.01
4.44
Equity-to-Asset 0.05
AEL's Equity-to-Asset is ranked lower than
84% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. AEL: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
AEL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0  Med: 0.04 Max: 0.05
Current: 0.05
0
0.05
Debt-to-Equity 0.27
AEL's Debt-to-Equity is ranked lower than
67% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.28 vs. AEL: 0.27 )
Ranked among companies with meaningful Debt-to-Equity only.
AEL' s Debt-to-Equity Range Over the Past 10 Years
Min: -3.5  Med: 0.64 Max: 5.32
Current: 0.27
-3.5
5.32
Debt-to-EBITDA 1.67
AEL's Debt-to-EBITDA is ranked lower than
79% of the 57 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.17 vs. AEL: 1.67 )
Ranked among companies with meaningful Debt-to-EBITDA only.
AEL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.67  Med: 2.82 Max: 5.86
Current: 1.67
1.67
5.86
Interest Coverage 8.77
AEL's Interest Coverage is ranked lower than
80% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 103.48 vs. AEL: 8.77 )
Ranked among companies with meaningful Interest Coverage only.
AEL' s Interest Coverage Range Over the Past 10 Years
Min: 0.78  Med: 2.84 Max: 8.77
Current: 8.77
0.78
8.77
Beneish M-Score: -2.51
WACC vs ROIC
15.78%
11.35%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 12.09
AEL's Operating Margin % is ranked higher than
57% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.16 vs. AEL: 12.09 )
Ranked among companies with meaningful Operating Margin % only.
AEL' s Operating Margin % Range Over the Past 10 Years
Min: 5.08  Med: 8.15 Max: 22.8
Current: 12.09
5.08
22.8
Net Margin % 7.90
AEL's Net Margin % is ranked higher than
54% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.08 vs. AEL: 7.90 )
Ranked among companies with meaningful Net Margin % only.
AEL' s Net Margin % Range Over the Past 10 Years
Min: 3.34  Med: 5.24 Max: 14.47
Current: 7.9
3.34
14.47
ROE % 9.98
AEL's ROE % is ranked lower than
59% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.29 vs. AEL: 9.98 )
Ranked among companies with meaningful ROE % only.
AEL' s ROE % Range Over the Past 10 Years
Min: 3.07  Med: 6.18 Max: 16.31
Current: 9.98
3.07
16.31
ROA % 0.45
AEL's ROA % is ranked lower than
76% of the 92 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.70 vs. AEL: 0.45 )
Ranked among companies with meaningful ROA % only.
AEL' s ROA % Range Over the Past 10 Years
Min: 0.1  Med: 0.24 Max: 0.68
Current: 0.45
0.1
0.68
3-Year Revenue Growth Rate -9.30
AEL's 3-Year Revenue Growth Rate is ranked lower than
89% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.70 vs. AEL: -9.30 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
AEL' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -23.5  Med: 8.8 Max: 55.8
Current: -9.3
-23.5
55.8
3-Year EBITDA Growth Rate -31.10
AEL's 3-Year EBITDA Growth Rate is ranked lower than
95% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.20 vs. AEL: -31.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
AEL' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -31.1  Med: -7.05 Max: 102.7
Current: -31.1
-31.1
102.7
3-Year EPS without NRI Growth Rate -34.00
AEL's 3-Year EPS without NRI Growth Rate is ranked lower than
90% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.60 vs. AEL: -34.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
AEL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -35  Med: 11.8 Max: 97.5
Current: -34
-35
97.5
GuruFocus has detected 3 Warning Signs with American Equity Investment Life Holding Co AEL.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» AEL's 30-Y Financials

Financials (Next Earnings Date: 2018-02-08)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

AEL Guru Trades in Q4 2016

David Dreman 23,716 sh (+228.16%)
Richard Snow 531,835 sh (+26.60%)
Arnold Schneider 450,150 sh (+21.26%)
Steven Cohen Sold Out
Jeremy Grantham 18,923 sh (-1.05%)
Richard Pzena 2,455,566 sh (-3.25%)
Diamond Hill Capital 432,352 sh (-13.89%)
» More
Q1 2017

AEL Guru Trades in Q1 2017

Jim Simons 22,800 sh (New)
Paul Tudor Jones 23,269 sh (New)
Richard Snow 1,987,654 sh (+273.74%)
Arnold Schneider 539,288 sh (+19.80%)
David Dreman 23,716 sh (unchged)
Richard Pzena 2,427,963 sh (-1.12%)
Diamond Hill Capital 315,429 sh (-27.04%)
Jeremy Grantham 11,992 sh (-36.63%)
» More
Q2 2017

AEL Guru Trades in Q2 2017

Steven Cohen 417,500 sh (New)
Jeremy Grantham 32,492 sh (+170.95%)
Arnold Schneider 718,044 sh (+33.15%)
Richard Snow 2,436,424 sh (+22.58%)
Richard Pzena 2,437,159 sh (+0.38%)
Diamond Hill Capital 315,429 sh (unchged)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
David Dreman 1,419 sh (-94.02%)
» More
Q3 2017

AEL Guru Trades in Q3 2017

Jim Simons 32,200 sh (New)
Arnold Schneider 822,748 sh (+14.58%)
David Dreman 1,419 sh (unchged)
Jeremy Grantham Sold Out
Steven Cohen Sold Out
Richard Snow 2,276,488 sh (-6.56%)
Richard Pzena 1,848,605 sh (-24.15%)
Diamond Hill Capital 152,958 sh (-51.51%)
» More
» Details

Insider Trades

Latest Guru Trades with NYSE:AEL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Pzena 2017-09-30 Reduce -24.15%0.08%$25.75 - $29.29 $ 30.8212%1,848,605
Arnold Schneider 2017-09-30 Add 14.58%0.55%$25.75 - $29.29 $ 30.8212%822,748
Richard Pzena 2017-06-30 Add 0.38%$22.52 - $26.32 $ 30.8227%2,437,159
Arnold Schneider 2017-06-30 Add 33.15%0.89%$22.52 - $26.32 $ 30.8227%718,044
David Dreman 2017-06-30 Reduce -94.02%0.3%$22.52 - $26.32 $ 30.8227%1,419
Richard Pzena 2017-03-31 Reduce -1.12%$22.34 - $27.67 $ 30.8224%2,427,963
Arnold Schneider 2017-03-31 Add 19.80%0.35%$22.34 - $27.67 $ 30.8224%539,288
Richard Pzena 2016-12-31 Reduce -3.25%0.01%$15.71 - $23.08 $ 30.8254%2,455,566
Arnold Schneider 2016-12-31 Add 21.26%0.3%$15.71 - $23.08 $ 30.8254%450,150
David Dreman 2016-12-31 Add 228.16%0.21%$15.71 - $23.08 $ 30.8254%23,716
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6311
Compare:XTER:WUW, BOM:500271, JSE:LBH, JSE:MMI, TPE:2888, NYSE:FFG, BKK:BLA, XKRX:079440, NYSE:FGL, TPE:2823, LSE:PHNX, OSL:STB, NYSE:PRI, NAS:NWLI, NYSE:CNO, XKRX:082640, XTAE:CLIS, TPE:2867, IST:ANHYT, LSE:CSN » details
Traded in other countries:AM5.Germany,
Headquarter Location:USA
American Equity Investment Life Holding Company is engaged in the development and sale of fixed index and fixed rate annuity products. The Company through its wholly-owned life insurance subsidiaries issues fixed annuity and life insurance products.

American Equity Investment Life Holding Company is engaged in the development and sale of fixed index and fixed rate annuity products. The Company through its wholly-owned life insurance subsidiaries issues fixed annuity and life insurance products.

Ratios

vs
industry
vs
history
PE Ratio 10.45
AEL's PE Ratio is ranked higher than
57% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.76 vs. AEL: 10.45 )
Ranked among companies with meaningful PE Ratio only.
AEL' s PE Ratio Range Over the Past 10 Years
Min: 4.87  Med: 11.14 Max: 51.67
Current: 10.45
4.87
51.67
Forward PE Ratio 11.49
AEL's Forward PE Ratio is ranked higher than
58% of the 33 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.85 vs. AEL: 11.49 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 10.45
AEL's PE Ratio without NRI is ranked higher than
57% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.76 vs. AEL: 10.45 )
Ranked among companies with meaningful PE Ratio without NRI only.
AEL' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.87  Med: 11.14 Max: 51.67
Current: 10.45
4.87
51.67
Price-to-Owner-Earnings 3.70
AEL's Price-to-Owner-Earnings is ranked higher than
82% of the 56 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.30 vs. AEL: 3.70 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
AEL' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1  Med: 4.57 Max: 471.89
Current: 3.7
1
471.89
PB Ratio 0.99
AEL's PB Ratio is ranked higher than
60% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.19 vs. AEL: 0.99 )
Ranked among companies with meaningful PB Ratio only.
AEL' s PB Ratio Range Over the Past 10 Years
Min: 0.33  Med: 0.77 Max: 1.33
Current: 0.99
0.33
1.33
PS Ratio 0.85
AEL's PS Ratio is ranked higher than
52% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. AEL: 0.85 )
Ranked among companies with meaningful PS Ratio only.
AEL' s PS Ratio Range Over the Past 10 Years
Min: 0.35  Med: 0.71 Max: 1.81
Current: 0.85
0.35
1.81
Price-to-Free-Cash-Flow 1.60
AEL's Price-to-Free-Cash-Flow is ranked higher than
89% of the 55 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.02 vs. AEL: 1.60 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
AEL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.7  Med: 1.84 Max: 18.21
Current: 1.6
0.7
18.21
Price-to-Operating-Cash-Flow 1.60
AEL's Price-to-Operating-Cash-Flow is ranked higher than
90% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.84 vs. AEL: 1.60 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
AEL' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.7  Med: 1.82 Max: 17.88
Current: 1.6
0.7
17.88
EV-to-EBIT 4.98
AEL's EV-to-EBIT is ranked higher than
71% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.68 vs. AEL: 4.98 )
Ranked among companies with meaningful EV-to-EBIT only.
AEL' s EV-to-EBIT Range Over the Past 10 Years
Min: -8.6  Med: 5.4 Max: 50.3
Current: 4.98
-8.6
50.3
EV-to-EBITDA 4.98
AEL's EV-to-EBITDA is ranked higher than
69% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.33 vs. AEL: 4.98 )
Ranked among companies with meaningful EV-to-EBITDA only.
AEL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2613.2  Med: 4.6 Max: 50.3
Current: 4.98
-2613.2
50.3
EV-to-Revenue 0.67
AEL's EV-to-Revenue is ranked higher than
68% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. AEL: 0.67 )
Ranked among companies with meaningful EV-to-Revenue only.
AEL' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.9  Med: 0.8 Max: 3.4
Current: 0.67
-0.9
3.4
Shiller PE Ratio 20.09
AEL's Shiller PE Ratio is ranked higher than
51% of the 43 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.84 vs. AEL: 20.09 )
Ranked among companies with meaningful Shiller PE Ratio only.
AEL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.73  Med: 14.29 Max: 23.11
Current: 20.09
8.73
23.11

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.78
AEL's Dividend Yield % is ranked lower than
99.99% of the 130 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.26 vs. AEL: 0.78 )
Ranked among companies with meaningful Dividend Yield % only.
AEL' s Dividend Yield % Range Over the Past 10 Years
Min: 0.36  Med: 0.83 Max: 2.19
Current: 0.78
0.36
2.19
Dividend Payout Ratio 0.08
AEL's Dividend Payout Ratio is ranked higher than
86% of the 93 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.28 vs. AEL: 0.08 )
Ranked among companies with meaningful Dividend Payout Ratio only.
AEL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.12 Max: 0.25
Current: 0.08
0.05
0.25
3-Year Dividend Growth Rate 10.10
AEL's 3-Year Dividend Growth Rate is ranked higher than
55% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.10 vs. AEL: 10.10 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
AEL' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 17.8 Max: 71
Current: 10.1
0
71
Forward Dividend Yield % 0.84
AEL's Forward Dividend Yield % is ranked lower than
99.99% of the 128 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.55 vs. AEL: 0.84 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.53
AEL's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.32 vs. AEL: 1.53 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
AEL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.71  Med: 1.63 Max: 4.29
Current: 1.53
0.71
4.29
3-Year Average Share Buyback Ratio -7.70
AEL's 3-Year Average Share Buyback Ratio is ranked lower than
81% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. AEL: -7.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AEL' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -43.8  Med: -7.55 Max: 1.4
Current: -7.7
-43.8
1.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.99
AEL's Price-to-Tangible-Book is ranked higher than
67% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.49 vs. AEL: 0.99 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
AEL' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.37  Med: 0.86 Max: 1.63
Current: 0.99
0.37
1.63
Price-to-Intrinsic-Value-Projected-FCF 0.25
AEL's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
83% of the 48 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.54 vs. AEL: 0.25 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
AEL' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.14  Med: 0.28 Max: 1.33
Current: 0.25
0.14
1.33
Price-to-Median-PS-Value 1.19
AEL's Price-to-Median-PS-Value is ranked lower than
67% of the 72 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.07 vs. AEL: 1.19 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
AEL' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.52  Med: 1.04 Max: 1.95
Current: 1.19
0.52
1.95
Price-to-Graham-Number 0.68
AEL's Price-to-Graham-Number is ranked higher than
73% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. AEL: 0.68 )
Ranked among companies with meaningful Price-to-Graham-Number only.
AEL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.39  Med: 0.68 Max: 1.15
Current: 0.68
0.39
1.15
Earnings Yield (Greenblatt) % 20.08
AEL's Earnings Yield (Greenblatt) % is ranked higher than
76% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.07 vs. AEL: 20.08 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
AEL' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -3553.3  Med: 16.3 Max: 506.3
Current: 20.08
-3553.3
506.3
Forward Rate of Return (Yacktman) % 31.59
AEL's Forward Rate of Return (Yacktman) % is ranked higher than
72% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 20.94 vs. AEL: 31.59 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
AEL' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -17.9  Med: 33.2 Max: 88.9
Current: 31.59
-17.9
88.9

More Statistics

Revenue (TTM) (Mil) $3,275.20
EPS (TTM) $ 2.95
Beta2.73
Short Percentage of Float3.11%
52-Week Range $20.22 - 31.05
Shares Outstanding (Mil)89.12

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 2.65 2.68
EPS without NRI ($) 2.65 2.68
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}