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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.98
NYSE:AEL's Cash-to-Debt is ranked lower than
63% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.42 vs. NYSE:AEL: 0.98 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:AEL' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.9 Max: 4.44
Current: 0.98
0.01
4.44
Equity-to-Asset 0.04
NYSE:AEL's Equity-to-Asset is ranked lower than
68% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. NYSE:AEL: 0.04 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:AEL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0  Med: 0.04 Max: 0.05
Current: 0.04
0
0.05
Debt-to-Equity 0.29
NYSE:AEL's Debt-to-Equity is ranked lower than
52% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.25 vs. NYSE:AEL: 0.29 )
Ranked among companies with meaningful Debt-to-Equity only.
NYSE:AEL' s Debt-to-Equity Range Over the Past 10 Years
Min: -3.5  Med: 0.64 Max: 5.32
Current: 0.29
-3.5
5.32
Debt-to-EBITDA 1.62
NYSE:AEL's Debt-to-EBITDA is ranked lower than
70% of the 56 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.20 vs. NYSE:AEL: 1.62 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NYSE:AEL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.62  Med: 2.7 Max: 5.86
Current: 1.62
1.62
5.86
Beneish M-Score: -2.51
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Net Margin % 7.99
NYSE:AEL's Net Margin % is ranked lower than
55% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.69 vs. NYSE:AEL: 7.99 )
Ranked among companies with meaningful Net Margin % only.
NYSE:AEL' s Net Margin % Range Over the Past 10 Years
Min: 3.34  Med: 5.8 Max: 11.08
Current: 7.99
3.34
11.08
ROE % 9.88
NYSE:AEL's ROE % is ranked lower than
66% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.16 vs. NYSE:AEL: 9.88 )
Ranked among companies with meaningful ROE % only.
NYSE:AEL' s ROE % Range Over the Past 10 Years
Min: 3.07  Med: 6.97 Max: 16.31
Current: 9.88
3.07
16.31
ROA % 0.43
NYSE:AEL's ROA % is ranked lower than
83% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.74 vs. NYSE:AEL: 0.43 )
Ranked among companies with meaningful ROA % only.
NYSE:AEL' s ROA % Range Over the Past 10 Years
Min: 0.1  Med: 0.3 Max: 0.68
Current: 0.43
0.1
0.68
3-Year Revenue Growth Rate 7.20
NYSE:AEL's 3-Year Revenue Growth Rate is ranked higher than
84% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.30 vs. NYSE:AEL: 7.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:AEL' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -24.3  Med: 7.6 Max: 55.8
Current: 7.2
-24.3
55.8
3-Year EBITDA Growth Rate 7.90
NYSE:AEL's 3-Year EBITDA Growth Rate is ranked higher than
58% of the 76 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.50 vs. NYSE:AEL: 7.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:AEL' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -31.1  Med: -6.2 Max: 102.7
Current: 7.9
-31.1
102.7
3-Year EPS without NRI Growth Rate 6.90
NYSE:AEL's 3-Year EPS without NRI Growth Rate is ranked higher than
52% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.40 vs. NYSE:AEL: 6.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:AEL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -35  Med: 10.8 Max: 97.5
Current: 6.9
-35
97.5
GuruFocus has detected 1 Warning Sign with American Equity Investment Life Holding Co NYSE:AEL.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:AEL's 30-Y Financials

Financials (Next Earnings Date: 2018-08-02)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2017

AEL Guru Trades in Q2 2017

Steven Cohen 417,500 sh (New)
Jeremy Grantham 32,492 sh (+170.95%)
Arnold Schneider 718,044 sh (+33.15%)
Richard Snow 2,436,424 sh (+22.58%)
Richard Pzena 2,437,159 sh (+0.38%)
Diamond Hill Capital 315,429 sh (unchged)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
David Dreman 1,419 sh (-94.02%)
» More
Q3 2017

AEL Guru Trades in Q3 2017

Jim Simons 32,200 sh (New)
Arnold Schneider 822,748 sh (+14.58%)
David Dreman 1,419 sh (unchged)
Steven Cohen Sold Out
Jeremy Grantham Sold Out
Richard Snow 2,276,488 sh (-6.56%)
Richard Pzena 1,848,605 sh (-24.15%)
Diamond Hill Capital 152,958 sh (-51.51%)
» More
Q4 2017

AEL Guru Trades in Q4 2017

Pioneer Investments 55,800 sh (New)
Paul Tudor Jones 18,836 sh (New)
Joel Greenblatt 11,150 sh (New)
Jim Simons 264,300 sh (+720.81%)
David Dreman 1,419 sh (unchged)
Diamond Hill Capital Sold Out
Richard Snow 2,237,741 sh (-1.70%)
Richard Pzena 1,746,560 sh (-5.52%)
Arnold Schneider 620,197 sh (-24.62%)
» More
Q1 2018

AEL Guru Trades in Q1 2018

Richard Snow 2,327,619 sh (+4.02%)
David Dreman 1,419 sh (unchged)
Pioneer Investments Sold Out
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
Arnold Schneider 606,677 sh (-2.18%)
Richard Pzena 1,641,482 sh (-6.02%)
Jim Simons 85,500 sh (-67.65%)
» More
» Details

Insider Trades

Latest Guru Trades with NYSE:AEL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Pzena 2018-03-31 Reduce -6.02%0.02%$29.36 - $35.5 $ 34.839%1,641,482
Arnold Schneider 2018-03-31 Reduce -2.18%0.09%$29.36 - $35.5 $ 34.839%606,677
Joel Greenblatt 2018-03-31 Sold Out $29.36 - $35.5 $ 34.839%0
Richard Pzena 2017-12-31 Reduce -5.52%0.02%$28.5 - $32.22 $ 34.8315%1,746,560
Arnold Schneider 2017-12-31 Reduce -24.62%1.06%$28.5 - $32.22 $ 34.8315%620,197
Joel Greenblatt 2017-12-31 New Buy$28.5 - $32.22 $ 34.8315%11,150
Richard Pzena 2017-09-30 Reduce -24.15%0.08%$25.75 - $29.29 $ 34.8326%1,848,605
Arnold Schneider 2017-09-30 Add 14.58%0.55%$25.75 - $29.29 $ 34.8326%822,748
Richard Pzena 2017-06-30 Add 0.38%$22.52 - $26.32 $ 34.8343%2,437,159
Arnold Schneider 2017-06-30 Add 33.15%0.89%$22.52 - $26.32 $ 34.8343%718,044
David Dreman 2017-06-30 Reduce -94.02%0.3%$22.52 - $26.32 $ 34.8343%1,419
Premium More recent guru trades are included for Premium Members only!!
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Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6311
Compare:JSE:MMI, JSE:LBH, XKRX:079440, XTER:WUW, NYSE:FG, BOM:500271, NYSE:CNO, NYSE:FFG, BKK:BLA-F, OSL:STB, TPE:2888, TPE:2823, NYSE:PRI, XKRX:088350, LSE:PHNX, XKRX:082640, NAS:NWLI, TPE:2867, XTAE:CLIS, LSE:CSN » details
Traded in other countries:AM5.Germany,
Headquarter Location:USA
American Equity Investment Life Holding Co is engaged in the development and sale of fixed index and fixed rate annuity products. The company through its wholly-owned life insurance subsidiaries issues fixed annuity and life insurance products.

American Equity Investment Life Holding Co is a financial services company. Its core business is selling fixed-index and fixed-rate annuity products through its subsidiaries, American Equity Investment Life Insurance Company of New York and Eagle Life Insurance Company. The company is licensed to sell its products in 50 states and the District of Columbia. Its targeted clients are individuals aged 45-75 who are interested in accumulating tax-deferred savings or creating guaranteed lifetime income.

Ratios

vs
industry
vs
history
PE Ratio 12.09
AEL's PE Ratio is ranked lower than
64% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.25 vs. AEL: 12.09 )
Ranked among companies with meaningful PE Ratio only.
AEL' s PE Ratio Range Over the Past 10 Years
Min: 4.87  Med: 11.3 Max: 51.67
Current: 12.09
4.87
51.67
Forward PE Ratio 10.12
AEL's Forward PE Ratio is ranked higher than
61% of the 33 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.90 vs. AEL: 10.12 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.09
AEL's PE Ratio without NRI is ranked lower than
64% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.09 vs. AEL: 12.09 )
Ranked among companies with meaningful PE Ratio without NRI only.
AEL' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.87  Med: 11.3 Max: 51.67
Current: 12.09
4.87
51.67
PB Ratio 1.22
AEL's PB Ratio is ranked higher than
56% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.18 vs. AEL: 1.22 )
Ranked among companies with meaningful PB Ratio only.
AEL' s PB Ratio Range Over the Past 10 Years
Min: 0.33  Med: 0.77 Max: 1.33
Current: 1.22
0.33
1.33
PS Ratio 0.98
AEL's PS Ratio is ranked higher than
58% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.82 vs. AEL: 0.98 )
Ranked among companies with meaningful PS Ratio only.
AEL' s PS Ratio Range Over the Past 10 Years
Min: 0.35  Med: 0.71 Max: 1.8
Current: 0.98
0.35
1.8
Price-to-Free-Cash-Flow 3.26
AEL's Price-to-Free-Cash-Flow is ranked higher than
88% of the 57 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.33 vs. AEL: 3.26 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
AEL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.7  Med: 1.75 Max: 13.86
Current: 3.26
0.7
13.86
Price-to-Operating-Cash-Flow 3.25
AEL's Price-to-Operating-Cash-Flow is ranked higher than
87% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.97 vs. AEL: 3.25 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
AEL' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.7  Med: 1.73 Max: 13.63
Current: 3.25
0.7
13.63
EV-to-EBIT 6.91
AEL's EV-to-EBIT is ranked higher than
77% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. AEL: 6.91 )
Ranked among companies with meaningful EV-to-EBIT only.
AEL' s EV-to-EBIT Range Over the Past 10 Years
Min: -8.6  Med: 5.4 Max: 50.3
Current: 6.91
-8.6
50.3
EV-to-EBITDA 6.91
AEL's EV-to-EBITDA is ranked higher than
76% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.45 vs. AEL: 6.91 )
Ranked among companies with meaningful EV-to-EBITDA only.
AEL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2613.2  Med: 4.6 Max: 50.3
Current: 6.91
-2613.2
50.3
EV-to-Revenue 0.98
AEL's EV-to-Revenue is ranked higher than
76% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.93 vs. AEL: 0.98 )
Ranked among companies with meaningful EV-to-Revenue only.
AEL' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.9  Med: 0.8 Max: 3.4
Current: 0.98
-0.9
3.4
Shiller PE Ratio 21.05
AEL's Shiller PE Ratio is ranked lower than
54% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.48 vs. AEL: 21.05 )
Ranked among companies with meaningful Shiller PE Ratio only.
AEL' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.73  Med: 14.79 Max: 23.11
Current: 21.05
8.73
23.11

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.74
AEL's Dividend Yield % is ranked lower than
99.99% of the 135 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.13 vs. AEL: 0.74 )
Ranked among companies with meaningful Dividend Yield % only.
AEL' s Dividend Yield % Range Over the Past 10 Years
Min: 0.4  Med: 0.85 Max: 2.19
Current: 0.74
0.4
2.19
Dividend Payout Ratio 0.09
AEL's Dividend Payout Ratio is ranked higher than
77% of the 102 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.26 vs. AEL: 0.09 )
Ranked among companies with meaningful Dividend Payout Ratio only.
AEL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.13 Max: 0.25
Current: 0.09
0.05
0.25
3-Year Dividend Growth Rate 9.10
AEL's 3-Year Dividend Growth Rate is ranked lower than
51% of the 55 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.20 vs. AEL: 9.10 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
AEL' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 17 Max: 71
Current: 9.1
0
71
Forward Dividend Yield % 0.74
AEL's Forward Dividend Yield % is ranked lower than
99.99% of the 137 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.50 vs. AEL: 0.74 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.26
AEL's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 132 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.09 vs. AEL: 1.26 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
AEL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.68  Med: 1.45 Max: 3.72
Current: 1.26
0.68
3.72
3-Year Average Share Buyback Ratio -5.50
AEL's 3-Year Average Share Buyback Ratio is ranked lower than
82% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.10 vs. AEL: -5.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AEL' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -43.8  Med: -7.4 Max: 1.4
Current: -5.5
-43.8
1.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.23
AEL's Price-to-Tangible-Book is ranked higher than
62% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.46 vs. AEL: 1.23 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
AEL' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.37  Med: 0.87 Max: 1.63
Current: 1.23
0.37
1.63
Price-to-Intrinsic-Value-Projected-FCF 0.30
AEL's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
88% of the 52 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.55 vs. AEL: 0.30 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
AEL' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.14  Med: 0.28 Max: 1.33
Current: 0.3
0.14
1.33
Price-to-Median-PS-Value 1.36
AEL's Price-to-Median-PS-Value is ranked lower than
53% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.05 vs. AEL: 1.36 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
AEL' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.52  Med: 1.09 Max: 1.94
Current: 1.36
0.52
1.94
Price-to-Graham-Number 0.81
AEL's Price-to-Graham-Number is ranked higher than
55% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.88 vs. AEL: 0.81 )
Ranked among companies with meaningful Price-to-Graham-Number only.
AEL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.39  Med: 0.68 Max: 1.15
Current: 0.81
0.39
1.15
Earnings Yield (Greenblatt) % 14.51
AEL's Earnings Yield (Greenblatt) % is ranked higher than
81% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.31 vs. AEL: 14.51 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
AEL' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -3553.3  Med: 16.8 Max: 506.3
Current: 14.51
-3553.3
506.3
Forward Rate of Return (Yacktman) % 32.01
AEL's Forward Rate of Return (Yacktman) % is ranked higher than
73% of the 63 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.57 vs. AEL: 32.01 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
AEL' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -17.9  Med: 33.3 Max: 87.6
Current: 32.01
-17.9
87.6

More Statistics

Revenue (TTM) (Mil) $3,273.71
EPS (TTM) $ 2.88
Beta2.62
Volatility16.56%
52-Week Range $23.02 - 35.79
Shares Outstanding (Mil)90.10

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 2,580 2,421 2,505
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 3.45 3.70 3.80
EPS without NRI ($) 3.45 3.70 3.80
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.28 0.30 0.32

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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