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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.57
NYSE:DFS's Cash-to-Debt is ranked lower than
51% of the 435 Companies
in the Global Credit Services industry.

( Industry Median: 0.61 vs. NYSE:DFS: 0.57 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:DFS' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04  Med: 0.42 Max: 6.03
Current: 0.57
0.04
6.03
Equity-to-Asset 0.11
NYSE:DFS's Equity-to-Asset is ranked lower than
89% of the 408 Companies
in the Global Credit Services industry.

( Industry Median: 0.43 vs. NYSE:DFS: 0.11 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:DFS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.13 Max: 0.2
Current: 0.11
0.1
0.2
Debt-to-Equity 2.39
NYSE:DFS's Debt-to-Equity is ranked lower than
69% of the 266 Companies
in the Global Credit Services industry.

( Industry Median: 1.16 vs. NYSE:DFS: 2.39 )
Ranked among companies with meaningful Debt-to-Equity only.
NYSE:DFS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21  Med: 2.04 Max: 3.19
Current: 2.39
0.21
3.19
Debt-to-EBITDA 6.88
NYSE:DFS's Debt-to-EBITDA is ranked lower than
51% of the 280 Companies
in the Global Credit Services industry.

( Industry Median: 6.49 vs. NYSE:DFS: 6.88 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NYSE:DFS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.05  Med: 4.93 Max: 12.29
Current: 6.88
1.05
12.29
Interest Coverage 2.15
NYSE:DFS's Interest Coverage is ranked lower than
67% of the 396 Companies
in the Global Credit Services industry.

( Industry Median: 7.89 vs. NYSE:DFS: 2.15 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:DFS' s Interest Coverage Range Over the Past 10 Years
Min: 0.8  Med: 2.49 Max: 3.44
Current: 2.15
0.8
3.44
Beneish M-Score: -2.50
WACC vs ROIC
7.95%
8.79%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 35.74
NYSE:DFS's Operating Margin % is ranked higher than
68% of the 432 Companies
in the Global Credit Services industry.

( Industry Median: 19.77 vs. NYSE:DFS: 35.74 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:DFS' s Operating Margin % Range Over the Past 10 Years
Min: 19.06  Med: 40.76 Max: 49.7
Current: 35.74
19.06
49.7
Net Margin % 21.21
NYSE:DFS's Net Margin % is ranked higher than
62% of the 432 Companies
in the Global Credit Services industry.

( Industry Median: 13.62 vs. NYSE:DFS: 21.21 )
Ranked among companies with meaningful Net Margin % only.
NYSE:DFS' s Net Margin % Range Over the Past 10 Years
Min: 11.49  Med: 26.29 Max: 31.52
Current: 21.21
11.49
31.52
ROE % 18.16
NYSE:DFS's ROE % is ranked higher than
78% of the 429 Companies
in the Global Credit Services industry.

( Industry Median: 6.96 vs. NYSE:DFS: 18.16 )
Ranked among companies with meaningful ROE % only.
NYSE:DFS' s ROE % Range Over the Past 10 Years
Min: 8.97  Med: 20.37 Max: 29.96
Current: 18.16
8.97
29.96
ROA % 2.19
NYSE:DFS's ROA % is ranked lower than
51% of the 446 Companies
in the Global Credit Services industry.

( Industry Median: 2.27 vs. NYSE:DFS: 2.19 )
Ranked among companies with meaningful ROA % only.
NYSE:DFS' s ROA % Range Over the Past 10 Years
Min: 1.43  Med: 2.78 Max: 3.43
Current: 2.19
1.43
3.43
3-Year Revenue Growth Rate 9.90
NYSE:DFS's 3-Year Revenue Growth Rate is ranked higher than
59% of the 351 Companies
in the Global Credit Services industry.

( Industry Median: 6.60 vs. NYSE:DFS: 9.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:DFS' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 1.9  Med: 9.9 Max: 49.9
Current: 9.9
1.9
49.9
3-Year EBITDA Growth Rate 4.00
NYSE:DFS's 3-Year EBITDA Growth Rate is ranked lower than
56% of the 312 Companies
in the Global Credit Services industry.

( Industry Median: 6.90 vs. NYSE:DFS: 4.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:DFS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -10.6  Med: 8.2 Max: 49.6
Current: 4
-10.6
49.6
3-Year EPS without NRI Growth Rate 5.20
NYSE:DFS's 3-Year EPS without NRI Growth Rate is ranked lower than
53% of the 298 Companies
in the Global Credit Services industry.

( Industry Median: 6.90 vs. NYSE:DFS: 5.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:DFS' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 8 Max: 59.6
Current: 5.2
0
59.6
GuruFocus has detected 5 Warning Signs with Discover Financial Services NYSE:DFS.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:DFS's 30-Y Financials

Financials (Next Earnings Date: 2018-04-25)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2017

DFS Guru Trades in Q1 2017

Jim Simons 581,100 sh (New)
Ray Dalio 7,230 sh (New)
Joel Greenblatt 8,325 sh (+182.68%)
Paul Tudor Jones 7,294 sh (+102.61%)
Jeremy Grantham 254,600 sh (+29.57%)
PRIMECAP Management 6,681,700 sh (+19.46%)
Diamond Hill Capital 228,411 sh (+17.23%)
David Dreman 10,458 sh (unchged)
John Rogers 20,963 sh (unchged)
Barrow, Hanley, Mewhinney & Strauss 4,454,373 sh (-2.00%)
Pioneer Investments 1,237,565 sh (-2.85%)
NWQ Managers 1,839,291 sh (-3.76%)
Caxton Associates 6,100 sh (-91.87%)
» More
Q2 2017

DFS Guru Trades in Q2 2017

HOTCHKIS & WILEY 3,205,500 sh (New)
Steven Cohen 24,000 sh (New)
Diamond Hill Capital 3,559,909 sh (+1458.55%)
John Rogers 181,327 sh (+764.99%)
Paul Tudor Jones 62,633 sh (+758.69%)
Ray Dalio 28,269 sh (+291.00%)
Jim Simons 1,939,400 sh (+233.75%)
David Dreman 14,758 sh (+41.12%)
PRIMECAP Management 9,034,592 sh (+35.21%)
Caxton Associates 8,200 sh (+34.43%)
NWQ Managers 1,771,269 sh (-3.70%)
Joel Greenblatt 7,434 sh (-10.70%)
Pioneer Investments 980,617 sh (-20.76%)
Barrow, Hanley, Mewhinney & Strauss 3,251,846 sh (-27.00%)
Jeremy Grantham 156,400 sh (-38.57%)
» More
Q3 2017

DFS Guru Trades in Q3 2017

Signature Select Canadian Fund 49,500 sh (New)
Diamond Hill Capital 7,035,035 sh (+97.62%)
HOTCHKIS & WILEY 5,904,200 sh (+84.19%)
John Rogers 263,838 sh (+45.50%)
PRIMECAP Management 9,759,692 sh (+8.03%)
David Dreman 14,758 sh (unchged)
Steven Cohen Sold Out
Jeremy Grantham Sold Out
Caxton Associates Sold Out
NWQ Managers 1,505,572 sh (-15.00%)
Ray Dalio 21,536 sh (-23.82%)
Joel Greenblatt 5,444 sh (-26.77%)
Pioneer Investments 671,580 sh (-31.51%)
Barrow, Hanley, Mewhinney & Strauss 2,144,637 sh (-34.05%)
Paul Tudor Jones 25,579 sh (-59.16%)
Jim Simons 494,300 sh (-74.51%)
» More
Q4 2017

DFS Guru Trades in Q4 2017

Pioneer Investments 2,509,493 sh (+273.67%)
Joel Greenblatt 6,308 sh (+15.87%)
PRIMECAP Management 11,132,025 sh (+14.06%)
John Rogers 289,240 sh (+9.63%)
Diamond Hill Capital 7,257,789 sh (+3.17%)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
HOTCHKIS & WILEY 5,704,100 sh (-3.39%)
NWQ Managers 1,452,195 sh (-3.55%)
Barrow, Hanley, Mewhinney & Strauss 1,364,733 sh (-36.37%)
Ray Dalio 3,802 sh (-82.35%)
David Dreman 494 sh (-96.65%)
» More
» Details

Insider Trades

Latest Guru Trades with NYSE:DFS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
HOTCHKIS & WILEY 2017-12-31 Reduce -3.39%0.05%$63.81 - $77.5 $ 78.5914%5,704,100
NWQ Managers 2017-12-31 Reduce -3.55%0.05%$63.81 - $77.5 $ 78.5914%1,452,195
Barrow, Hanley, Mewhinney & Strauss 2017-12-31 Reduce -36.37%0.08%$63.81 - $77.5 $ 78.5914%1,364,733
John Rogers 2017-12-31 Add 9.63%0.02%$63.81 - $77.5 $ 78.5914%289,240
Joel Greenblatt 2017-12-31 Add 15.87%$63.81 - $77.5 $ 78.5914%6,308
David Dreman 2017-12-31 Reduce -96.65%0.5%$63.81 - $77.5 $ 78.5914%494
HOTCHKIS & WILEY 2017-09-30 Add 84.19%0.69%$57.66 - $64.36 $ 78.5930%5,904,200
Barrow, Hanley, Mewhinney & Strauss 2017-09-30 Reduce -34.05%0.11%$57.66 - $64.36 $ 78.5930%2,144,637
NWQ Managers 2017-09-30 Reduce -15.00%0.23%$57.66 - $64.36 $ 78.5930%1,505,572
John Rogers 2017-09-30 Add 45.50%0.06%$57.66 - $64.36 $ 78.5930%263,838
Joel Greenblatt 2017-09-30 Reduce -26.77%$57.66 - $64.36 $ 78.5930%5,444
Barrow, Hanley, Mewhinney & Strauss 2017-06-30 Reduce -27.00%0.12%$58.69 - $68.39 $ 78.5927%3,251,846
HOTCHKIS & WILEY 2017-06-30 New Buy0.8%$58.69 - $68.39 $ 78.5927%3,205,500
NWQ Managers 2017-06-30 Reduce -3.70%0.06%$58.69 - $68.39 $ 78.5927%1,771,269
John Rogers 2017-06-30 Add 764.99%0.11%$58.69 - $68.39 $ 78.5927%181,327
David Dreman 2017-06-30 Add 41.12%0.15%$58.69 - $68.39 $ 78.5927%14,758
Joel Greenblatt 2017-06-30 Reduce -10.70%$58.69 - $68.39 $ 78.5927%7,434
Barrow, Hanley, Mewhinney & Strauss 2017-03-31 Reduce -2.00%0.01%$66.79 - $73.94 $ 78.5912%4,454,373
NWQ Managers 2017-03-31 Reduce -3.76%0.07%$66.79 - $73.94 $ 78.5912%1,839,291
Joel Greenblatt 2017-03-31 Add 182.68%0.01%$66.79 - $73.94 $ 78.5912%8,325
Premium More recent guru trades are included for Premium Members only!!
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Preferred stocks of Discover Financial Services

SymbolPriceYieldDescription
DFSpB/CL.PFD24.986.50Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -B-

Business Description

Industry: Credit Services » Credit Services    NAICS: 522210    SIC: 6141
Compare:NYSE:SYF, TSE:8591, NYSE:TSS, BOM:500034, NYSE:ADS, NYSE:WU, COL:CINS.X0000, NAS:CACC, XPAR:EDEN, NYSE:COF, TSE:8572, TSE:8593, TSE:8570, HKSE:02858, NSE:SRTRANSFIN, NAS:SLM, BOM:533519, BOM:532810, BOM:532955, NSE:M&MFIN » details
Traded in other countries:DC7.Germany,
Headquarter Location:USA
Discover Financial Services is engaged in direct consumer banking business. It mainly provides banking services such as accepting deposits, offering credit card, residential mortgage, loans and other banking facilities to its customers.

Discover Financial Services engages in direct consumer banking services, taking deposits and offering credit card, student, and other loans to its customers. The firm also operates the Discover, Pulse, and Diners Club networks. The majority of transactions processed by the firm are of the closed-loop variety, in which Discover issues cards to customers as well as maintains direct relationships with merchants. However, the company has opened the network to third-party issuers and acquirers in recent years.

Top Ranked Articles about Discover Financial Services

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I spent my last three articles focusing on the topic of circle of competency. It’s truly the most important concept in value investing because everything else has to build on the circle of competency. But it’s also vastly underappreciated by most investors because based on my observation, few investors really try to build a circle of competency. I didn’t try until two years ago because I didn’t know how to build one. I’m still in the process of building my circles of competency. Today’s article is a recollection of the steps required to build a circle of competency based on my experiences so far. I hope you will find them helpful. Read more...
Research Report Identifies Ascena Retail Group, OncoSec Medical, Discover Financial Services, Keane Group, Banc of California, and Reinsurance Group of America with Renewed Outlook — Fundamental Analysis, Calculating Forward Movement
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Could Buffett and Klarman Be Wrong on Synchrony? Will higher charge-offs cost Buffett and Klarman?
Last month, Warren Buffett (Trades, Portfolio)’s Berkshire Hathaway (NYSE:BRK.A)(NYSE:BRK.B) reported a small (small by Berkshire standards) $512 million holding in credit company Synchrony Financial (NYSE:SYF) following highly acclaimed value investor Seth Klarman (Trades, Portfolio) into the stock. Read more...
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Ratios

vs
industry
vs
history
PE Ratio 14.53
DFS's PE Ratio is ranked higher than
59% of the 345 Companies
in the Global Credit Services industry.

( Industry Median: 17.03 vs. DFS: 14.53 )
Ranked among companies with meaningful PE Ratio only.
DFS' s PE Ratio Range Over the Past 10 Years
Min: 2.49  Med: 10.58 Max: 20.71
Current: 14.53
2.49
20.71
Forward PE Ratio 10.36
DFS's Forward PE Ratio is ranked higher than
62% of the 52 Companies
in the Global Credit Services industry.

( Industry Median: 11.03 vs. DFS: 10.36 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 14.53
DFS's PE Ratio without NRI is ranked higher than
59% of the 342 Companies
in the Global Credit Services industry.

( Industry Median: 17.03 vs. DFS: 14.53 )
Ranked among companies with meaningful PE Ratio without NRI only.
DFS' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.53  Med: 9.94 Max: 16.78
Current: 14.53
2.53
16.78
Price-to-Owner-Earnings 11.17
DFS's Price-to-Owner-Earnings is ranked higher than
60% of the 103 Companies
in the Global Credit Services industry.

( Industry Median: 14.04 vs. DFS: 11.17 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
DFS' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.9  Med: 9.28 Max: 24.55
Current: 11.17
3.9
24.55
PB Ratio 2.58
DFS's PB Ratio is ranked lower than
73% of the 414 Companies
in the Global Credit Services industry.

( Industry Median: 1.18 vs. DFS: 2.58 )
Ranked among companies with meaningful PB Ratio only.
DFS' s PB Ratio Range Over the Past 10 Years
Min: 0.4  Med: 2.05 Max: 2.82
Current: 2.58
0.4
2.82
PS Ratio 3.11
DFS's PS Ratio is ranked higher than
57% of the 409 Companies
in the Global Credit Services industry.

( Industry Median: 3.61 vs. DFS: 3.11 )
Ranked among companies with meaningful PS Ratio only.
DFS' s PS Ratio Range Over the Past 10 Years
Min: 0.4  Med: 2.51 Max: 3.62
Current: 3.11
0.4
3.62
Price-to-Free-Cash-Flow 6.43
DFS's Price-to-Free-Cash-Flow is ranked higher than
56% of the 102 Companies
in the Global Credit Services industry.

( Industry Median: 7.71 vs. DFS: 6.43 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
DFS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.59  Med: 5.8 Max: 10.02
Current: 6.43
0.59
10.02
Price-to-Operating-Cash-Flow 6.15
DFS's Price-to-Operating-Cash-Flow is ranked higher than
55% of the 124 Companies
in the Global Credit Services industry.

( Industry Median: 6.96 vs. DFS: 6.15 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
DFS' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.57  Med: 5.56 Max: 9.44
Current: 6.15
0.57
9.44
EV-to-EBIT 11.93
DFS's EV-to-EBIT is ranked higher than
65% of the 351 Companies
in the Global Credit Services industry.

( Industry Median: 16.93 vs. DFS: 11.93 )
Ranked among companies with meaningful EV-to-EBIT only.
DFS' s EV-to-EBIT Range Over the Past 10 Years
Min: -2.7  Med: 9.85 Max: 18.4
Current: 11.93
-2.7
18.4
EV-to-EBITDA 11.03
DFS's EV-to-EBITDA is ranked higher than
64% of the 361 Companies
in the Global Credit Services industry.

( Industry Median: 15.84 vs. DFS: 11.03 )
Ranked among companies with meaningful EV-to-EBITDA only.
DFS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 9 Max: 16.2
Current: 11.03
-2.3
16.2
EV-to-Revenue 4.26
DFS's EV-to-Revenue is ranked higher than
64% of the 414 Companies
in the Global Credit Services industry.

( Industry Median: 5.68 vs. DFS: 4.26 )
Ranked among companies with meaningful EV-to-Revenue only.
DFS' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.8  Med: 4.1 Max: 5.4
Current: 4.26
-0.8
5.4
PEG Ratio 2.01
DFS's PEG Ratio is ranked lower than
74% of the 129 Companies
in the Global Credit Services industry.

( Industry Median: 0.95 vs. DFS: 2.01 )
Ranked among companies with meaningful PEG Ratio only.
DFS' s PEG Ratio Range Over the Past 10 Years
Min: 0.37  Med: 0.53 Max: 2.95
Current: 2.01
0.37
2.95
Shiller PE Ratio 18.99
DFS's Shiller PE Ratio is ranked lower than
52% of the 64 Companies
in the Global Credit Services industry.

( Industry Median: 17.87 vs. DFS: 18.99 )
Ranked among companies with meaningful Shiller PE Ratio only.
DFS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.93  Med: 16.16 Max: 19.56
Current: 18.99
13.93
19.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.66
DFS's Dividend Yield % is ranked lower than
59% of the 321 Companies
in the Global Credit Services industry.

( Industry Median: 2.31 vs. DFS: 1.66 )
Ranked among companies with meaningful Dividend Yield % only.
DFS' s Dividend Yield % Range Over the Past 10 Years
Min: 0.32  Med: 1.18 Max: 4.85
Current: 1.66
0.32
4.85
Dividend Payout Ratio 0.21
DFS's Dividend Payout Ratio is ranked higher than
84% of the 173 Companies
in the Global Credit Services industry.

( Industry Median: 0.30 vs. DFS: 0.21 )
Ranked among companies with meaningful Dividend Payout Ratio only.
DFS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.1 Max: 0.21
Current: 0.21
0.03
0.21
3-Year Dividend Growth Rate 24.60
DFS's 3-Year Dividend Growth Rate is ranked higher than
87% of the 112 Companies
in the Global Credit Services industry.

( Industry Median: 4.80 vs. DFS: 24.60 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
DFS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 10.1 Max: 95.7
Current: 24.6
0
95.7
Forward Dividend Yield % 1.76
DFS's Forward Dividend Yield % is ranked lower than
61% of the 312 Companies
in the Global Credit Services industry.

( Industry Median: 2.69 vs. DFS: 1.76 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 9.48
DFS's 5-Year Yield-on-Cost % is ranked higher than
88% of the 414 Companies
in the Global Credit Services industry.

( Industry Median: 2.85 vs. DFS: 9.48 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
DFS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.83  Med: 6.74 Max: 27.71
Current: 9.48
1.83
27.71
3-Year Average Share Buyback Ratio 6.30
DFS's 3-Year Average Share Buyback Ratio is ranked higher than
97% of the 191 Companies
in the Global Credit Services industry.

( Industry Median: -4.90 vs. DFS: 6.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
DFS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.1  Med: 1.6 Max: 6.3
Current: 6.3
-6.1
6.3

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.69
DFS's Price-to-Tangible-Book is ranked lower than
74% of the 405 Companies
in the Global Credit Services industry.

( Industry Median: 1.25 vs. DFS: 2.69 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
DFS' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.5  Med: 2.13 Max: 2.9
Current: 2.69
0.5
2.9
Price-to-Intrinsic-Value-Projected-FCF 0.51
DFS's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
75% of the 92 Companies
in the Global Credit Services industry.

( Industry Median: 1.01 vs. DFS: 0.51 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
DFS' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.35  Med: 0.48 Max: 0.65
Current: 0.51
0.35
0.65
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.75
DFS's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
73% of the 22 Companies
in the Global Credit Services industry.

( Industry Median: 0.84 vs. DFS: 0.75 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
DFS' s Price-to-Intrinsic-Value-DCF (Earnings Based) Range Over the Past 10 Years
Min: 0.47  Med: 0.83 Max: 1.25
Current: 0.75
0.47
1.25
Price-to-Median-PS-Value 1.25
DFS's Price-to-Median-PS-Value is ranked lower than
62% of the 365 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. DFS: 1.25 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
DFS' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.18  Med: 0.99 Max: 1.43
Current: 1.25
0.18
1.43
Price-to-Graham-Number 1.31
DFS's Price-to-Graham-Number is ranked lower than
60% of the 265 Companies
in the Global Credit Services industry.

( Industry Median: 1.03 vs. DFS: 1.31 )
Ranked among companies with meaningful Price-to-Graham-Number only.
DFS' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.25  Med: 0.98 Max: 1.31
Current: 1.31
0.25
1.31
Earnings Yield (Greenblatt) % 8.38
DFS's Earnings Yield (Greenblatt) % is ranked higher than
72% of the 445 Companies
in the Global Credit Services industry.

( Industry Median: 4.18 vs. DFS: 8.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
DFS' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2729.2  Med: 9.7 Max: 4619.3
Current: 8.38
-2729.2
4619.3
Forward Rate of Return (Yacktman) % 15.75
DFS's Forward Rate of Return (Yacktman) % is ranked higher than
61% of the 169 Companies
in the Global Credit Services industry.

( Industry Median: 10.25 vs. DFS: 15.75 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
DFS' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 15.4  Med: 35.7 Max: 49.5
Current: 15.75
15.4
49.5

More Statistics

Revenue (TTM) (Mil) $9,897.00
EPS (TTM) $ 5.41
Beta1.48
Short Percentage of Float1.25%
52-Week Range $57.50 - 81.93
Shares Outstanding (Mil)358.00

Analyst Estimate

Dec18 Dec19
Revenue (Mil $) 10,422 10,952
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 7.72 8.46
EPS without NRI ($) 7.72 8.46
EPS Growth Rate
(Future 3Y To 5Y Estimate)
6.20%
Dividends per Share ($) 1.50 1.70

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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