NYSE:DLX (USA) Also trade in: Germany

Deluxe Corp

$ 41.95 0 (0%)
On watch
Volume: 284,274 Avg Vol (1m): 320,361
Market Cap $: 1.83 Bil Enterprise Value $: 2.72 Bil
P/E (TTM): 14.42 P/B: 2.06
Earnings Power Value 58.77
Net Current Asset Value -22.55
Tangible Book -13.68
Projected FCF 85.6
Median P/S Value 55.64
Graham Number 0
Peter Lynch Value 0
DCF (FCF Based) 96.78
DCF (Earnings Based) 37
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.07
Cash-To-Debt ranked lower than
89.76% of 625 companies
in the Business Services industry.
Industry Max: 10000, Med: 0.97, Min: -5244.17
DLX: 0.07
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.01, Med: 0.11, Max: 2.73
Current: 0.07
0.01
2.73
Equity-to-Asset 0.39
Equity-to-Asset ranked lower than
54.55% of 605 companies
in the Business Services industry.
Industry Max: 1, Med: 0.52, Min: -27
DLX: 0.39
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: -0.53, Med: 0.4, Max: 0.77
Current: 0.39
-0.53
0.77
Debt-to-Equity 1.05
Debt-to-Equity ranked lower than
63.23% of 465 companies
in the Business Services industry.
Industry Max: 42.31, Med: 0.43, Min: 0.01
DLX: 1.05
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: -2995.95, Med: 0.3, Max: 44.91
Current: 1.05
-2995.95
44.91
Debt-to-EBITDA 2.71
Debt-to-EBITDA ranked higher than
58.37% of 454 companies
in the Business Services industry.
Industry Max: 283.3, Med: 2.25, Min: 0.01
DLX: 2.71
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 1.39, Med: 1.73, Max: 2.86
Current: 2.71
1.39
2.86
Interest Coverage 10.69
Interest Coverage ranked lower than
53.42% of 556 companies
in the Business Services industry.
Industry Max: 91653.5, Med: 19.71, Min: 0.16
DLX: 10.69
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 4.82, Med: 9.11, Max: 18.38
Current: 10.69
4.82
18.38
Piotroski F-Score 5
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 2.53
DISTRESS
GREY
SAFE
Beneish M-Score -2.51
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 12.82%
WACC 9.6%

Profitability & Growth : 7/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 16.43
Operating Margin ranked higher than
86.22% of 617 companies
in the Business Services industry.
Industry Max: 5900, Med: 6.41, Min: -54300
DLX: 16.43
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 16.58, Med: 20.24, Max: 20.97
Current: 16.43
16.58
20.97
Net Margin % 6.36
Net Margin ranked higher than
81.58% of 619 companies
in the Business Services industry.
Industry Max: 19896.3, Med: 4.15, Min: -43600
DLX: 6.36
Ranked among companies with meaningful Net Margin only.
N/A
ROE % 12.96
ROE ranked higher than
84.42% of 597 companies
in the Business Services industry.
Industry Max: 3571.25, Med: 8.83, Min: -6953.32
DLX: 12.96
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 15.44, Med: 35.49, Max: 116.71
Current: 12.96
15.44
116.71
ROA % 5.56
ROA ranked higher than
81.40% of 629 companies
in the Business Services industry.
Industry Max: 51.2, Med: 3.69, Min: -448835.11
DLX: 5.56
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 6.63, Med: 11.75, Max: 12.52
Current: 5.56
6.63
12.52
ROC (Joel Greenblatt) % 252.56
ROC (Joel Greenblatt) ranked higher than
94.68% of 620 companies
in the Business Services industry.
Industry Max: 192979.45, Med: 22.23, Min: -1020642.86
DLX: 252.56
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 161.1, Med: 292.39, Max: 420.2
Current: 252.56
161.1
420.2
3-Year Total Revenue Growth Rate 4.10
3-Year Revenue Growth Rate ranked higher than
61.75% of 549 companies
in the Business Services industry.
Industry Max: 350.3, Med: 4.1, Min: -100
DLX: 6.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -9.6, Med: 4.6, Max: 18.8
Current: 6.1
-9.6
18.8
3-Year Total EBITDA Growth Rate -4.40
3-Year EBITDA Growth Rate ranked higher than
52.22% of 496 companies
in the Business Services industry.
Industry Max: 498.3, Med: 5.3, Min: -323.6
DLX: -2.6
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: -15, Med: 5.9, Max: 20.1
Current: -2.6
-15
20.1
3-Year EPS w/o NRI Growth Rate -10.20
3-Year EPS w/o NRI Growth Rate ranked lower than
56.22% of 434 companies
in the Business Services industry.
Industry Max: 405.6, Med: 9.5, Min: -324.8
DLX: -10.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -31.5, Med: 7.1, Max: 62
Current: -10.2
-31.5
62

» DLX's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Business Services » Business Services    NAICS : 561499    SIC : 7389
Compare NYSE:BV NAS:TTEC XSWX:ALSN XMAD:APPS LSE:SRP SHSE:600681 SHSE:600093 TSE:6572 SHSE:601515 SGX:S08 SZSE:300166 TSE:9787 NYSE:CNDT XBRU:BPOST SZSE:002183 NYSE:WAGE NYSE:AVYA SZSE:300058 NAS:EXLS NAS:ICFI
Traded in other countries DL8.Germany
Address 3680 Victoria Street North, Shoreview, MN, USA, 55126-2966
Deluxe is a provider of customer life-cycle management solutions to small businesses and financial institutions. The company offers checks and check-related products, logo and web design, hosting and web services, search engine optimization, marketing programmes, digital printing services, printed forms such as deposit tickets and invoices, and office supplies. The small business services segment operates under the Deluxe, NEBS, Safeguard, PsPrint, Hostopia, Logo Mojo, Aplus.net, OrangeSoda, and VerticalResponse brands. The company operates primarily in North America.

Ratios

Current vs industry vs history
PE Ratio (TTM) 14.42
PE Ratio ranked higher than
81.76% of 499 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.72, Min: 0.03
DLX: 14.42
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 3.76, Med: 12.26, Max: 18.06
Current: 14.42
3.76
18.06
PE Ratio without NRI 14.42
PE without NRI ranked higher than
81.60% of 500 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.11, Min: 0.03
DLX: 14.42
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 3.7, Med: 12.26, Max: 18.06
Current: 14.42
3.7
18.06
Price-to-Owner-Earnings 9.11
Price-to-Owner-Earnings ranked higher than
76.14% of 306 companies
in the Business Services industry.
Industry Max: 531.44, Med: 22.95, Min: 1.13
DLX: 9.11
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 3.46, Med: 12.32, Max: 17.98
Current: 9.11
3.46
17.98
PB Ratio 2.06
PB Ratio ranked lower than
54.44% of 597 companies
in the Business Services industry.
Industry Max: 710, Med: 2.31, Min: 0.06
DLX: 2.06
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1.81, Med: 4.21, Max: 15.01
Current: 2.06
1.81
15.01
PS Ratio 0.96
PS Ratio ranked lower than
52.83% of 600 companies
in the Business Services industry.
Industry Max: 1600, Med: 1.24, Min: 0.02
DLX: 0.96
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.23, Med: 1.28, Max: 2.05
Current: 0.96
0.23
2.05
Price-to-Free-Cash-Flow 6.35
Price-to-Free-Cash-Flow ranked higher than
84.25% of 273 companies
in the Business Services industry.
Industry Max: 2085, Med: 21.44, Min: 2.08
DLX: 6.35
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 1.72, Med: 7.95, Max: 12.04
Current: 6.35
1.72
12.04
Price-to-Operating-Cash-Flow 6.35
Price-to-Operating-Cash-Flow ranked higher than
76.18% of 340 companies
in the Business Services industry.
Industry Max: 3126.03, Med: 14.75, Min: 0.27
DLX: 6.35
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 1.42, Med: 7.87, Max: 12.04
Current: 6.35
1.42
12.04
EV-to-EBIT 12.55
EV-to-EBIT ranked higher than
74.60% of 500 companies
in the Business Services industry.
Industry Max: 1489.11, Med: 16.6, Min: 0.09
DLX: 12.55
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 5.8, Med: 9.25, Max: 13.8
Current: 12.55
5.8
13.8
EV-to-EBITDA 7.79
EV-to-EBITDA ranked higher than
77.95% of 526 companies
in the Business Services industry.
Industry Max: 1424.59, Med: 12.55, Min: 0.09
DLX: 7.79
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 4.4, Med: 7.5, Max: 9.8
Current: 7.79
4.4
9.8
EV-to-Revenue 1.35
EV-to-Revenue ranked lower than
54.97% of 604 companies
in the Business Services industry.
Industry Max: 23439, Med: 1.47, Min: 0.02
DLX: 1.35
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.8, Med: 1.7, Max: 2.4
Current: 1.35
0.8
2.4
PEG Ratio 6.00
PEG Ratio ranked higher than
52.72% of 239 companies
in the Business Services industry.
Industry Max: 343, Med: 2.1, Min: 0.04
DLX: 6
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 1.34, Med: 2.38, Max: 44.33
Current: 6
1.34
44.33
Shiller PE Ratio 10.65
Shiller PE Ratio ranked higher than
74.86% of 183 companies
in the Business Services industry.
Industry Max: 1709.42, Med: 29.53, Min: 0.19
DLX: 10.65
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 2.06, Med: 12.56, Max: 22.49
Current: 10.65
2.06
22.49
Current Ratio 1.21
Current Ratio ranked lower than
73.78% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.64, Min: 0.01
DLX: 1.21
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.2, Med: 0.93, Max: 3.02
Current: 1.21
0.2
3.02
Quick Ratio 1.08
Quick Ratio ranked lower than
73.78% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.49, Min: 0.01
DLX: 1.08
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.16, Med: 0.83, Max: 2.77
Current: 1.08
0.16
2.77
Days Inventory 20.21
Days Inventory ranked lower than
51.92% of 391 companies
in the Business Services industry.
Industry Max: 580.43, Med: 18.41, Min: 0.01
DLX: 20.21
Ranked among companies with meaningful Days Inventory only.
Days Inventory range over the past 10 years
Min: 15.78, Med: 18.79, Max: 23.23
Current: 20.21
15.78
23.23
Days Sales Outstanding 28.55
Days Sales Outstanding ranked higher than
89.63% of 588 companies
in the Business Services industry.
Industry Max: 815.98, Med: 60.92, Min: 0.37
DLX: 28.55
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 16.96, Med: 22.53, Max: 31.76
Current: 28.55
16.96
31.76
Days Payable 41.74
Days Payable ranked higher than
52.38% of 525 companies
in the Business Services industry.
Industry Max: 967, Med: 46.52, Min: -0.7
DLX: 41.74
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 43.85, Med: 48.59, Max: 58.37
Current: 41.74
43.85
58.37

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.86
Trailing Dividend Yield ranked lower than
53.82% of 693 companies
in the Business Services industry.
Industry Max: 136.99, Med: 2.25, Min: 0.03
DLX: 2.86
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 1.54, Med: 2.52, Max: 15.46
Current: 2.86
1.54
15.46
Dividend Payout Ratio 0.43
Dividend Payout Ratio ranked higher than
78.55% of 401 companies
in the Business Services industry.
Industry Max: 40, Med: 0.42, Min: 0.01
DLX: 0.43
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.25, Med: 0.3, Max: 0.52
Current: 0.43
0.25
0.52
Forward Dividend Yield % 2.86
Forward Dividend Yield ranked lower than
59.13% of 646 companies
in the Business Services industry.
Industry Max: 230.93, Med: 2.5, Min: 0.03
DLX: 2.86
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 3.33
Yield-on-Cost (5y) ranked lower than
53.70% of 676 companies
in the Business Services industry.
Industry Max: 136.99, Med: 2.72, Min: 0.03
DLX: 3.33
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.79, Med: 2.92, Max: 17.92
Current: 3.33
1.79
17.92
3-Year Share Buyback Rate 3.10
3-Year Share Buyback Rate ranked higher than
88.15% of 405 companies
in the Business Services industry.
Industry Max: 63.2, Med: -1.8, Min: -337.1
DLX: 3.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -0.9, Med: 0.7, Max: 11.6
Current: 3.1
-0.9
11.6

Valuation & Return

Current vs industry vs history
Price-to-Projected-FCF 0.49
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
79.94% of 319 companies
in the Business Services industry.
Industry Max: 56.83, Med: 1.54, Min: 0.13
DLX: 0.49
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.25, Med: 0.9, Max: 1.73
Current: 0.49
0.25
1.73
Price-to-DCF (Earnings Based) 1.13
Price-to-Intrinsic-Value-DCF (Earnings Based) ranked lower than
100.00% of 66 companies
in the Business Services industry.
Industry Max: 6.97, Med: 1.53, Min: 0.19
DLX: 1.13
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
Price-to-Intrinsic-Value-DCF (Earnings Based) range over the past 10 years
Min: 0.92, Med: 1.05, Max: 1.18
Current: 1.13
0.92
1.18
Price-to-Median-PS-Value 0.76
Price-to-Median-PS-Value ranked lower than
55.49% of 510 companies
in the Business Services industry.
Industry Max: 147.09, Med: 1.08, Min: 0.01
DLX: 0.76
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.27, Med: 1.02, Max: 1.89
Current: 0.76
0.27
1.89
Earnings Yield (Joel Greenblatt) % 7.97
Earnings Yield (Greenblatt) ranked higher than
79.65% of 624 companies
in the Business Services industry.
Industry Max: 1111.11, Med: 4.76, Min: -10000
DLX: 7.97
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 7.2, Med: 10.8, Max: 17.3
Current: 7.97
7.2
17.3
Forward Rate of Return (Yacktman) % 17.65
Forward Rate of Return ranked higher than
70.14% of 365 companies
in the Business Services industry.
Industry Max: 5453.81, Med: 8.6, Min: -52.24
DLX: 17.65
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 2.9, Med: 14.9, Max: 48.4
Current: 17.65
2.9
48.4

More Statistics

Revenue (TTM) (Mil) $ 2,005.18
EPS (TTM) $ 2.91
Beta 1.78
Volatility % 42.58
52-Week Range $ 36.11 - 68.65
Shares Outstanding (Mil) 44.65

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 5
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy Y
Less Shares Outstanding yoy Y
Higher Gross Margin yoy N
Higher Asset Turnover yoy N