Business Description
FirstCash Holdings Inc
NAICS : 522291
SIC : 5999
ISIN : US33768G1076
Description
FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.07 | |||||
| Equity-to-Asset | 0.47 | |||||
| Debt-to-Equity | 0.96 | |||||
| Debt-to-EBITDA | 2.12 | |||||
| Interest Coverage | 4.18 | |||||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 3.26 | |||||
| Beneish M-Score | -2.58 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 20.7 | |||||
| 3-Year EBITDA Growth Rate | 56.5 | |||||
| 3-Year EPS without NRI Growth Rate | 26.3 | |||||
| 3-Year FCF Growth Rate | 20.6 | |||||
| 3-Year Book Growth Rate | 12.3 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 74.98 | |||||
| 9-Day RSI | 70.36 | |||||
| 14-Day RSI | 68.04 | |||||
| 6-1 Month Momentum % | 19.22 | |||||
| 12-1 Month Momentum % | 25.43 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 3.89 | |||||
| Quick Ratio | 2.96 | |||||
| Cash Ratio | 0.38 | |||||
| Days Inventory | 63.9 | |||||
| Days Sales Outstanding | 7.45 | |||||
| Days Payable | 5.98 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.03 | |||||
| Dividend Payout Ratio | 0.22 | |||||
| 3-Year Dividend Growth Rate | 8 | |||||
| Forward Dividend Yield % | 1.05 | |||||
| 5-Year Yield-on-Cost % | 1.56 | |||||
| 3-Year Average Share Buyback Ratio | -3.2 | |||||
| Shareholder Yield % | 0.07 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 47.82 | |||||
| Operating Margin % | 12.36 | |||||
| Net Margin % | 6.96 | |||||
| FCF Margin % | 11.29 | |||||
| ROE % | 11.47 | |||||
| ROA % | 5.43 | |||||
| ROIC % | 7.67 | |||||
| ROC (Joel Greenblatt) % | 31.82 | |||||
| ROCE % | 10.36 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 27.55 | |||||
| Forward PE Ratio | 19.49 | |||||
| PE Ratio without NRI | 21.78 | |||||
| Shiller PE Ratio | 34.7 | |||||
| Price-to-Owner-Earnings | 73.76 | |||||
| PEG Ratio | 0.75 | |||||
| PS Ratio | 1.93 | |||||
| PB Ratio | 2.99 | |||||
| Price-to-Free-Cash-Flow | 17 | |||||
| Price-to-Operating-Cash-Flow | 14.52 | |||||
| EV-to-EBIT | 20.1 | |||||
| EV-to-Forward-EBIT | 14.6 | |||||
| EV-to-EBITDA | 8.56 | |||||
| EV-to-Forward-EBITDA | 11.5 | |||||
| EV-to-Revenue | 2.46 | |||||
| EV-to-Forward-Revenue | 2.25 | |||||
| EV-to-FCF | 21.82 | |||||
| Price-to-Projected-FCF | 1.1 | |||||
| Price-to-DCF (Earnings Based) | 1.57 | |||||
| Price-to-DCF (FCF Based) | 0.86 | |||||
| Price-to-Median-PS-Value | 1.06 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.87 | |||||
| Earnings Yield (Greenblatt) % | 4.98 | |||||
| FCF Yield % | 5.97 | |||||
| Forward Rate of Return (Yacktman) % | 24.53 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
FirstCash Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 3,151.796 | ||
| EPS (TTM) ($) | 4.8 | ||
| Beta | 0.52 | ||
| Volatility % | 22.57 | ||
| 14-Day RSI | 68.04 | ||
| 14-Day ATR ($) | 2.701462 | ||
| 20-Day SMA ($) | 127.8715 | ||
| 12-1 Month Momentum % | 25.43 | ||
| 52-Week Range ($) | 88.05 - 133.64 | ||
| Shares Outstanding (Mil) | 45.11 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
FirstCash Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
FirstCash Holdings Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
FirstCash Holdings Inc Frequently Asked Questions
What is FirstCash Holdings Inc(FCFS)'s stock price today?
The current price of FCFS is $132.22. The 52 week high of FCFS is $133.64 and 52 week low is $88.05.
When is next earnings date of FirstCash Holdings Inc(FCFS)?
The next earnings date of FirstCash Holdings Inc(FCFS) is 2024-04-25.
Does FirstCash Holdings Inc(FCFS) pay dividends? If so, how much?
The Dividend Yield %  of FirstCash Holdings Inc(FCFS) is 1.03% (As of Today), Highest Dividend Payout Ratio of FirstCash Holdings Inc(FCFS) was 0.36. The lowest was 0.22. And the median was 0.26. The  Forward Dividend Yield % of FirstCash Holdings Inc(FCFS) is 1.05%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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