NYSE:KMPR (USA) Also trade in: Germany

Kemper Corp

$ 86.45 -0.45 (-0.52%)
Volume: 318,520 Avg Vol (1m): 272,591
Market Cap $: 5.75 Bil Enterprise Value $: 6.39 Bil
P/E (TTM): 18.95 P/B: 1.71
Earnings Power Value -13.31
Net Current Asset Value 0
Tangible Book 33.67
Projected FCF 78.49
Median P/S Value 52.43
Graham Number 58.77
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.10
Cash-To-Debt ranked lower than
98.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 10000, Med: 10000, Min: 0.03
KMPR: 0.1
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.12, Max: 0.7
Current: 0.1
0.03
0.7
Equity-to-Asset 0.27
Equity-to-Asset ranked higher than
53.03% of 198 companies
in the Insurance - Diversified industry.
Industry Max: 0.98, Med: 0.25, Min: 0.04
KMPR: 0.27
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.18, Med: 0.27, Max: 0.46
Current: 0.27
0.18
0.46
Debt-to-Equity 0.33
Debt-to-Equity ranked lower than
55.95% of 84 companies
in the Insurance - Diversified industry.
Industry Max: 2.6, Med: 0.21, Min: 0.01
KMPR: 0.33
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0, Med: 0.26, Max: 0.47
Current: 0.33
0
0.47
Debt-to-EBITDA 1.99
Debt-to-EBITDA ranked lower than
62.11% of 95 companies
in the Insurance - Diversified industry.
Industry Max: 27, Med: 1.26, Min: 0.01
KMPR: 1.99
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.69, Med: 3.02, Max: 11.15
Current: 1.99
0.69
11.15
Beneish M-Score -1.46
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 10.71%
WACC 10.07%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 6.83
Net Margin ranked lower than
74.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 101.62, Med: 8.01, Min: -4024.19
KMPR: 6.83
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 0.67, Med: 4.77, Max: 8.97
Current: 6.83
0.67
8.97
ROE % 10.74
ROE ranked lower than
78.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 71.83, Med: 10.53, Min: -256.45
KMPR: 10.74
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 0.86, Med: 5.69, Max: 10.74
Current: 10.74
0.86
10.74
ROA % 2.77
ROA ranked lower than
65.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 35.29, Med: 2.31, Min: -28.81
KMPR: 2.77
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.21, Med: 1.47, Max: 2.78
Current: 2.77
0.21
2.78
3-Year Total Revenue Growth Rate 16.80
3-Year Revenue Growth Rate ranked higher than
60.77% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 474.7, Med: 6.4, Min: -61.8
KMPR: 11.9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -4, Med: 5, Max: 16.6
Current: 11.9
-4
16.6
3-Year Total EBITDA Growth Rate 33.10
3-Year EBITDA Growth Rate ranked lower than
62.82% of 156 companies
in the Insurance - Diversified industry.
Industry Max: 327.6, Med: 3.9, Min: -100
KMPR: 27.5
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 3.9, Max: 106.9
Current: 27.5
0
106.9
3-Year EPS w/o NRI Growth Rate 27.20
3-Year EPS w/o NRI Growth Rate ranked lower than
61.44% of 153 companies
in the Insurance - Diversified industry.
Industry Max: 366, Med: 7.8, Min: -100
KMPR: 27.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0.4, Max: 52.1
Current: 27.2
0
52.1

» KMPR's 30-Y Financials

Financials (Next Earnings Date: 2019-07-30)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NYSE:KMPR

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Insurance » Insurance - Diversified    NAICS : 524126    SIC : 6331
Compare LSE:DLG XAMS:ASRNL XSWX:HELN ASX:MPL NYSE:AIZ OCSE:TOP NYSE:ORI TSX:IAG MIL:US BSP:PSSA3 BOM:540769 XSWX:BALN NAS:ESGR MIL:UNI JSE:RMI WBO:VIG WBO:UQA NYSE:ATH STC:BVH SAU:8010
Traded in other countries UI2.Germany
Address 200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It operates a California business that provides private passenger auto insurance to those in California who may have had difficulties obtaining or maintaining auto insurance, while Kemper Direct offers home, renters, and auto insurance directly to consumers via affinity programs and the Internet. Kemper offers basic life, health, and protection for personal belongings. Its Reserve National business offers hospital, surgical, accident, supplemental, specified disease, and life insurance plans through a network of agents.

Ratios

Current vs industry vs history
PE Ratio (TTM) 18.87
PE Ratio ranked lower than
83.98% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1733.33, Med: 11.69, Min: 0.02
KMPR: 18.87
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 6.93, Med: 17.25, Max: 140.78
Current: 18.87
6.93
140.78
PE Ratio without NRI 18.95
PE without NRI ranked lower than
83.98% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1733.33, Med: 11.69, Min: 0.02
KMPR: 18.95
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 6.95, Med: 18.15, Max: 187.71
Current: 18.95
6.95
187.71
Price-to-Owner-Earnings 10.65
Price-to-Owner-Earnings ranked lower than
60.34% of 116 companies
in the Insurance - Diversified industry.
Industry Max: 318.95, Med: 8.52, Min: 0.05
KMPR: 10.65
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 3.63, Med: 12.64, Max: 154.38
Current: 10.65
3.63
154.38
PB Ratio 1.71
PB Ratio ranked lower than
56.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 18.21, Med: 1.25, Min: 0.02
KMPR: 1.71
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.33, Med: 0.89, Max: 2.05
Current: 1.71
0.33
2.05
PS Ratio 1.26
PS Ratio ranked lower than
52.08% of 192 companies
in the Insurance - Diversified industry.
Industry Max: 135, Med: 1.04, Min: 0.01
KMPR: 1.26
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.19, Med: 0.77, Max: 1.5
Current: 1.26
0.19
1.5
Price-to-Free-Cash-Flow 10.69
Price-to-Free-Cash-Flow ranked lower than
72.88% of 118 companies
in the Insurance - Diversified industry.
Industry Max: 1710, Med: 8.64, Min: 0.02
KMPR: 10.69
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.62, Med: 14.31, Max: 62.62
Current: 10.69
5.62
62.62
Price-to-Operating-Cash-Flow 9.70
Price-to-Operating-Cash-Flow ranked lower than
70.15% of 134 companies
in the Insurance - Diversified industry.
Industry Max: 351.85, Med: 7.13, Min: 0.02
KMPR: 9.7
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.47, Med: 13.33, Max: 182.63
Current: 9.7
5.47
182.63
EV-to-EBIT 17.06
EV-to-EBIT ranked lower than
75.63% of 160 companies
in the Insurance - Diversified industry.
Industry Max: 340.26, Med: 7.87, Min: 0.37
KMPR: 17.06
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -253.2, Med: 10, Max: 55.9
Current: 17.06
-253.2
55.9
EV-to-EBITDA 11.55
EV-to-EBITDA ranked lower than
76.69% of 163 companies
in the Insurance - Diversified industry.
Industry Max: 340.26, Med: 7.48, Min: 0.33
KMPR: 11.55
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 0.7, Med: 9.5, Max: 195.7
Current: 11.55
0.7
195.7
EV-to-Revenue 1.48
EV-to-Revenue ranked lower than
59.12% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1217.26, Med: 0.92, Min: 0.03
KMPR: 1.48
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.2, Med: 0.9, Max: 1.8
Current: 1.48
0.2
1.8
Shiller PE Ratio 32.47
Shiller PE Ratio ranked lower than
82.14% of 28 companies
in the Insurance - Diversified industry.
Industry Max: 189.41, Med: 16.17, Min: 3.4
KMPR: 32.47
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 3, Med: 12.28, Max: 38.08
Current: 32.47
3
38.08

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.15
Trailing Dividend Yield ranked lower than
93.29% of 283 companies
in the Insurance - Diversified industry.
Industry Max: 18.06, Med: 3.98, Min: 0.04
KMPR: 1.15
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 1.07, Med: 2.82, Max: 22.54
Current: 1.15
1.07
22.54
Dividend Payout Ratio 0.21
Dividend Payout Ratio ranked higher than
57.35% of 136 companies
in the Insurance - Diversified industry.
Industry Max: 3.64, Med: 0.46, Min: 0.01
KMPR: 0.21
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.21, Med: 0.44, Max: 3.84
Current: 0.21
0.21
3.84
Forward Dividend Yield % 1.15
Forward Dividend Yield ranked lower than
95.34% of 279 companies
in the Insurance - Diversified industry.
Industry Max: 22.94, Med: 4, Min: 0.04
KMPR: 1.15
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.15
Yield-on-Cost (5y) ranked lower than
99.38% of 321 companies
in the Insurance - Diversified industry.
Industry Max: 78.26, Med: 4.69, Min: 0.04
KMPR: 1.15
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.07, Med: 2.82, Max: 22.54
Current: 1.15
1.07
22.54
3-Year Share Buyback Rate -8.10
3-Year Share Buyback Rate ranked higher than
74.04% of 104 companies
in the Insurance - Diversified industry.
Industry Max: 23.9, Med: -0.2, Min: -153.7
KMPR: -8.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -8.1, Med: 2.2, Max: 10.4
Current: -8.1
-8.1
10.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.57
Price-to-Tangible-Book ranked lower than
56.35% of 197 companies
in the Insurance - Diversified industry.
Industry Max: 18.21, Med: 1.44, Min: 0.02
KMPR: 2.57
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.55, Med: 1.18, Max: 2.64
Current: 2.57
0.55
2.64
Price-to-Projected-FCF 1.10
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
65.28% of 72 companies
in the Insurance - Diversified industry.
Industry Max: 6.91, Med: 0.72, Min: 0.06
KMPR: 1.1
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.21, Med: 0.68, Max: 1.2
Current: 1.1
0.21
1.2
Price-to-Median-PS-Value 1.65
Price-to-Median-PS-Value ranked lower than
86.83% of 167 companies
in the Insurance - Diversified industry.
Industry Max: 8.3, Med: 0.98, Min: 0.05
KMPR: 1.65
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.36, Med: 1.41, Max: 2.15
Current: 1.65
0.36
2.15
Price-to-Graham-Number 1.47
Price-to-Graham-Number ranked lower than
78.31% of 166 companies
in the Insurance - Diversified industry.
Industry Max: 5.57, Med: 0.86, Min: 0.03
KMPR: 1.47
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.48, Med: 0.9, Max: 3.36
Current: 1.47
0.48
3.36
Earnings Yield (Joel Greenblatt) % 5.86
Earnings Yield (Greenblatt) ranked lower than
61.42% of 197 companies
in the Insurance - Diversified industry.
Industry Max: 270.27, Med: 10.86, Min: -526.32
KMPR: 5.86
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -0.4, Med: 9.5, Max: 81.1
Current: 5.86
-0.4
81.1
Forward Rate of Return (Yacktman) % 9.92
Forward Rate of Return ranked lower than
87.80% of 82 companies
in the Insurance - Diversified industry.
Industry Max: 291.88, Med: 11.53, Min: -72.7
KMPR: 9.92
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -21.9, Med: -3.3, Max: 43.7
Current: 9.92
-21.9
43.7

More Statistics

Revenue (TTM) (Mil) $ 4,268.6
EPS (TTM) $ 4.58
Beta 1.44
Volatility % 32.7
52-Week Range $ 61.57 - 91.98
Shares Outstanding (Mil) 66.48

Analyst Estimate

Piotroski F-Score Details