NYSE:PAGS (Brazil)

PagSeguro Digital Ltd

$ 32.08 0.76 (2.43%)
Volume: 2,035,440 Avg Vol (1m): 2,246,891
Market Cap $: 10.50 Bil Enterprise Value $: 9.88 Bil
P/E (TTM): 36.87 P/B: 5.75
Earnings Power Value 0
Net Current Asset Value 5.16
Tangible Book 5.27
Projected FCF 0
Median P/S Value 28.51
Graham Number 10.16
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 9/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt No Debt
Cash-To-Debt ranked higher than
73.26% of 2180 companies
in the Software - Infrastructure industry.
Industry Max: 52661, Med: 5.23, Min: 0.01
PAGS: No Debt
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 1.03, Med: 10000, Max: 10000
Current: 10000
1.03
10000
Equity-to-Asset 0.58
Equity-to-Asset ranked lower than
50.50% of 2115 companies
in the Software - Infrastructure industry.
Industry Max: 1.55, Med: 0.6, Min: -56.05
PAGS: 0.58
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.21, Med: 0.57, Max: 0.63
Current: 0.58
0.21
0.63
Interest Coverage 65.71
Interest Coverage ranked lower than
100.00% of 1702 companies
in the Software - Infrastructure industry.
Industry Max: 14867928, Med: 46.64, Min: 0.01
PAGS: 65.71
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 1.95, Med: 4.4, Max: 65.71
Current: 65.71
1.95
65.71
Altman Z-Score 6.17
DISTRESS
GREY
SAFE

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 29.97
Operating Margin ranked lower than
77.99% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 678.59, Med: 4.91, Min: -510650
PAGS: 29.97
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 8.72, Med: 19.86, Max: 31.47
Current: 29.97
8.72
31.47
Net Margin % 24.04
Net Margin ranked higher than
95.94% of 2144 companies
in the Software - Infrastructure industry.
Industry Max: 990.53, Med: 3.58, Min: -307550
PAGS: 24.04
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 5.28, Med: 11.23, Max: 24.04
Current: 24.04
5.28
24.04
ROE % 17.32
ROE ranked higher than
83.61% of 2062 companies
in the Software - Infrastructure industry.
Industry Max: 1271.48, Med: 6.36, Min: -234428.57
PAGS: 17.32
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 6.11, Med: 24.02, Max: 64.58
Current: 17.32
6.11
64.58
ROA % 10.23
ROA ranked higher than
82.49% of 2199 companies
in the Software - Infrastructure industry.
Industry Max: 3269.23, Med: 2.95, Min: -16416.67
PAGS: 10.23
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 2.8, Med: 7.28, Max: 14.59
Current: 10.23
2.8
14.59
ROC (Joel Greenblatt) % 3294.58
ROC (Joel Greenblatt) ranked higher than
99.54% of 2165 companies
in the Software - Infrastructure industry.
Industry Max: 85250, Med: 23.63, Min: -99999999.99
PAGS: 3294.58
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 2092.33, Med: 3124.52, Max: 10256.49
Current: 3294.58
2092.33
10256.49
3-Year Total Revenue Growth Rate 82.70
3-Year Revenue Growth Rate ranked higher than
97.43% of 1829 companies
in the Software - Infrastructure industry.
Industry Max: 1196.4, Med: 6.3, Min: -100
PAGS: 71.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 71.3, Med: 83.45, Max: 95.6
Current: 71.3
71.3
95.6
3-Year Total EBITDA Growth Rate 147.20
3-Year EBITDA Growth Rate ranked higher than
98.80% of 1588 companies
in the Software - Infrastructure industry.
Industry Max: 1165.1, Med: 9.1, Min: -450.9
PAGS: 132.1
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 132.1, Med: 135.65, Max: 139.2
Current: 132.1
132.1
139.2

» PAGS's 30-Y Financials

Financials (Next Earnings Date: 2019-08-30)

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Business Description

Industry Application Software » Software - Infrastructure    NAICS : 541511    SIC : 7374
Compare NYSE:BKI NAS:SSNC NAS:CTXS NAS:DOX TSE:4768 NAS:FFIV NAS:CA XSWX:TEMN NAS:NTNX XTER:WDI NYSE:DVMT NAS:ULTI NYSE:GWRE LTS:0RJ7 BSP:CIEL3 BOM:532466 NYSE:DST NYSE:FICO NAS:TWOU NYSE:NEWR
Traded in other countries
Address Avenida Brigadeiro Faria Lima, 1384, 4º andar, parte A, Sao Paulo, SP, BRA, 01451-001
PagSeguro Digital Ltd is an US-based company which acts as a provider of financial technology solutions focused primarily on Micro-Merchants, Small Companies and Medium-Sized Companies (SMEs), in Brazil. The company provides a range of solutions and tools such as cash-in and cash-out options and provides access to working capital and to help to manage their cash flow. It delivers end-to-end digital ecosystem to address day to day financial needs, including receiving and spending funds and managing and growing businesses to clients. The company also offers the Free PagSeguro Digital Account delivering Cash-In Solutions, Online and In-Person Payment Tools, Online Payment Tools; and Web Check Outs offer tokenization, handling of shipping information and others.

Ratios

Current vs industry vs history
PE Ratio (TTM) 36.87
PE Ratio ranked lower than
60.68% of 1475 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.79, Min: 0.01
PAGS: 36.87
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 22.66, Med: 36.08, Max: 69.89
Current: 36.87
22.66
69.89
Forward PE Ratio 27.25
Forward P/E ranked higher than
69.96% of 456 companies
in the Software - Infrastructure industry.
Industry Max: 2500, Med: 26.18, Min: 2.66
PAGS: 27.25
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 36.87
PE without NRI ranked lower than
61.46% of 1414 companies
in the Software - Infrastructure industry.
Industry Max: 10600, Med: 24.46, Min: 0.01
PAGS: 36.87
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 22.66, Med: 36.08, Max: 69.89
Current: 36.87
22.66
69.89
PB Ratio 5.75
PB Ratio ranked lower than
68.57% of 2262 companies
in the Software - Infrastructure industry.
Industry Max: 5500, Med: 2.93, Min: 0.01
PAGS: 5.75
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 3.43, Med: 5.51, Max: 8.89
Current: 5.75
3.43
8.89
PS Ratio 8.95
PS Ratio ranked lower than
85.23% of 2268 companies
in the Software - Infrastructure industry.
Industry Max: 285714.29, Med: 2.86, Min: 0
PAGS: 8.95
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 5.1, Med: 7.96, Max: 11.75
Current: 8.95
5.1
11.75
EV-to-EBIT 25.19
EV-to-EBIT ranked lower than
58.04% of 1537 companies
in the Software - Infrastructure industry.
Industry Max: 119475.88, Med: 18.1, Min: 0.05
PAGS: 25.19
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 15.5, Med: 24.8, Max: 40
Current: 25.19
15.5
40
EV-to-EBITDA 23.61
EV-to-EBITDA ranked lower than
63.70% of 1661 companies
in the Software - Infrastructure industry.
Industry Max: 64649.64, Med: 14.06, Min: 0.01
PAGS: 23.61
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 14.4, Med: 23.2, Max: 37.5
Current: 23.61
14.4
37.5
EV-to-Revenue 8.65
EV-to-Revenue ranked lower than
84.23% of 2327 companies
in the Software - Infrastructure industry.
Industry Max: 295554.27, Med: 2.52, Min: 0.01
PAGS: 8.65
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 4.7, Med: 7.8, Max: 12.1
Current: 8.65
4.7
12.1
Current Ratio 2.39
Current Ratio ranked higher than
62.80% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.93, Min: 0.01
PAGS: 2.39
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 1.21, Med: 2.17, Max: 2.66
Current: 2.39
1.21
2.66
Quick Ratio 2.38
Quick Ratio ranked higher than
65.59% of 2075 companies
in the Software - Infrastructure industry.
Industry Max: 672.73, Med: 1.78, Min: 0.01
PAGS: 2.38
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 1.2, Med: 2.14, Max: 2.65
Current: 2.38
1.2
2.65
Days Inventory 10.66
Days Inventory ranked higher than
55.67% of 1270 companies
in the Software - Infrastructure industry.
Industry Max: 73152.82, Med: 16.77, Min: 0.01
PAGS: 10.66
Ranked among companies with meaningful Days Inventory only.
Days Inventory range over the past 10 years
Min: 10.66, Med: 16.57, Max: 41.28
Current: 10.66
10.66
41.28
Days Payable 26.01
Days Payable ranked lower than
69.14% of 1870 companies
in the Software - Infrastructure industry.
Industry Max: 2567.37, Med: 44.89, Min: 0.02
PAGS: 26.01
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 9.06, Med: 28.12, Max: 36.12
Current: 26.01
9.06
36.12

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate -6.60
3-Year Share Buyback Rate ranked higher than
97.88% of 1507 companies
in the Software - Infrastructure industry.
Industry Max: 100, Med: -3.3, Min: -1487.4
PAGS: -6.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -6.6, Med: -0.35, Max: 5.9
Current: -6.6
-6.6
5.9

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 6.09
Price-to-Tangible-Book ranked lower than
53.50% of 2013 companies
in the Software - Infrastructure industry.
Industry Max: 5500, Med: 4.54, Min: 0.01
PAGS: 6.09
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 3.85, Med: 5.74, Max: 9.29
Current: 6.09
3.85
9.29
Price-to-Median-PS-Value 1.13
Price-to-Median-PS-Value ranked higher than
61.35% of 2062 companies
in the Software - Infrastructure industry.
Industry Max: 78, Med: 1, Min: 0.02
PAGS: 1.13
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.69, Med: 1.02, Max: 1.48
Current: 1.13
0.69
1.48
Price-to-Graham-Number 3.16
Price-to-Graham-Number ranked lower than
58.63% of 1170 companies
in the Software - Infrastructure industry.
Industry Max: 84.5, Med: 2.19, Min: 0.01
PAGS: 3.16
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 2.04, Med: 3.09, Max: 5.37
Current: 3.16
2.04
5.37
Earnings Yield (Joel Greenblatt) % 3.97
Earnings Yield (Greenblatt) ranked higher than
63.12% of 2413 companies
in the Software - Infrastructure industry.
Industry Max: 2103.44, Med: 2.07, Min: -5000
PAGS: 3.97
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 2.5, Med: 4, Max: 6.4
Current: 3.97
2.5
6.4

More Statistics

Revenue (TTM) (Mil) $ 1,142.76
EPS (TTM) $ 0.87
Beta 0
Volatility % 50.16
52-Week Range $ 17.02 - 36.07
Shares Outstanding (Mil) 327.29

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 0
Positive ROA N
Positive CFROA N
Higher ROA yoy N
CFROA > ROA N
Lower Leverage yoy N
Higher Current Ratio yoy N
Less Shares Outstanding yoy N
Higher Gross Margin yoy N
Higher Asset Turnover yoy N