Business Description
Wintrust Financial Corp
NAICS : 522110
SIC : 6022
Description
Wintrust Financial Corp is a financial holding company operating in the Chicago metropolitan area and southern Wisconsin through its wholly-owned banking subsidiaries. Wintrust conducts its business through three segments: community banking, specialty finance, and wealth management. Among other services, the company provides community-oriented, personal, and commercial banking, as well as the origination and purchase of residential mortgages for sale into the secondary market. A majority of its banks are banks chartered by the state of Illinois with scores of locations. The company has historically grown through both de novo organization and acquisitions. A majority of its loan portfolio is commercial, mostly in real estate. A majority of Wintrust's net revenue is net interest income.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.64 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.73 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.49 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 8.9 | |||||
| 3-Year EPS without NRI Growth Rate | 27 | |||||
| 3-Year Book Growth Rate | 7.7 | |||||
| Future 3-5Y Total Revenue Growth Rate | 5.37 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Dividend Growth Rate | 12.6 | |||||
| 3-Year Average Share Buyback Ratio | -2.6 | |||||
| Shareholder Yield % | -8.41 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.25 | |||||
| ROE % | 12.15 | |||||
| ROA % | 1.14 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.32 | |||||
| Forward PE Ratio | 10.4 | |||||
| PE Ratio without NRI | 10.25 | |||||
| Shiller PE Ratio | 15.53 | |||||
| Price-to-Owner-Earnings | 10.03 | |||||
| PEG Ratio | 1.4 | |||||
| PS Ratio | 2.69 | |||||
| PB Ratio | 1.23 | |||||
| Price-to-Free-Cash-Flow | 8.89 | |||||
| Price-to-Operating-Cash-Flow | 8.33 | |||||
| EV-to-Revenue | 3.47 | |||||
| EV-to-FCF | 11.47 | |||||
| FCF Yield % | 11.33 | |||||
| Forward Rate of Return (Yacktman) % | 15.61 |
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