OTCPK:MCBS (USA)

MetroCity Bankshares Inc

$ 27.3 0 (0%)
Volume: 0 Avg Vol (1m): 28
Market Cap $: 217.62 Mil Enterprise Value $: 50.29 Mil
P/E (TTM): 7.31 P/B: 1.91
Earnings Power Value 0
Net Current Asset Value 0
Tangible Book 12.46
Projected FCF 0
Median P/S Value 25.85
Graham Number 31.18
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 39.61
Cash-To-Debt ranked lower than
100.00% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
MCBS: 39.61
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.56, Med: 1.47, Max: 39.61
Current: 39.61
0.56
39.61
Equity-to-Asset 0.11
Equity-to-Asset ranked lower than
100.00% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
MCBS: 0.11
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.1, Med: 0.11, Max: 0.13
Current: 0.11
0.1
0.13
Debt-to-Equity 0.03
Debt-to-Equity ranked lower than
100.00% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
MCBS: 0.03
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.03, Med: 0.36, Max: 1.06
Current: 0.03
0.03
1.06
Debt-to-EBITDA 0.05
Debt-to-EBITDA ranked lower than
100.00% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
MCBS: 0.05
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.05
Current: 0.05
0
0.05

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 43.48
Net Margin ranked lower than
100.00% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
MCBS: 43.48
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 34.51, Med: 37.71, Max: 43.48
Current: 43.48
34.51
43.48
ROE % 28.48
ROE ranked lower than
100.00% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
MCBS: 28.48
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 18.55, Med: 20.54, Max: 28.48
Current: 28.48
18.55
28.48
ROA % 3.10
ROA ranked lower than
100.00% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
MCBS: 3.1
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 2.28, Med: 2.47, Max: 3.1
Current: 3.1
2.28
3.1

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:SMBK NAS:FNBG NAS:CVLY OTCPK:FFMR NAS:ATLO NAS:RBNC NAS:CVCY NAS:BWFG NAS:PDLB NAS:FRBA OTCPK:CSHX NAS:ISTR NAS:CZNC NAS:SBBX NAS:BCBP NAS:NRIM NAS:UNTY NAS:UNB NAS:MBTF NAS:SHBI
Traded in other countries
Address 5114 Buford Highway, Suite 109, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a holding company of its subsidiary Metro City Bank. It provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers and a variety of other banking services. The banks generate revenue from providing lending services. Its customers include small business owners, professionals, consumers and real estate developers.

Ratios

Current vs industry vs history
PE Ratio (TTM) 7.31
PE Ratio ranked lower than
100.00% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
MCBS: 7.31
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 7.04, Med: 8.49, Max: 17.56
Current: 7.31
7.04
17.56
PE Ratio without NRI 7.31
PE without NRI ranked lower than
100.00% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
MCBS: 7.31
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 7.04, Med: 8.49, Max: 17.56
Current: 7.31
7.04
17.56
PB Ratio 1.91
PB Ratio ranked lower than
100.00% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
MCBS: 1.91
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1.54, Med: 1.97, Max: 2.55
Current: 1.91
1.54
2.55
PS Ratio 3.22
PS Ratio ranked lower than
100.00% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
MCBS: 3.22
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.38, Med: 3.24, Max: 4.28
Current: 3.22
2.38
4.28
EV-to-Revenue 0.51
EV-to-Revenue ranked lower than
100.00% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
MCBS: 0.51
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.3, Med: 2.5, Max: 3.6
Current: 0.51
1.3
3.6

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.93
Trailing Dividend Yield ranked lower than
52.57% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
MCBS: 2.93
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.5, Med: 1.83, Max: 2.93
Current: 2.93
0.5
2.93
Dividend Payout Ratio 0.20
Dividend Payout Ratio ranked higher than
94.30% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
MCBS: 0.2
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.13, Med: 0.13, Max: 0.2
Current: 0.2
0.13
0.2
Forward Dividend Yield % 2.91
Forward Dividend Yield ranked lower than
55.80% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
MCBS: 2.91
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.93
Yield-on-Cost (5y) ranked lower than
62.09% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
MCBS: 2.93
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.5, Med: 1.83, Max: 2.93
Current: 2.93
0.5
2.93

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.19
Price-to-Tangible-Book ranked lower than
100.00% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
MCBS: 2.19
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.64, Med: 1.96, Max: 2.65
Current: 2.19
1.64
2.65
Price-to-Median-PS-Value 1.06
Price-to-Median-PS-Value ranked lower than
100.00% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
MCBS: 1.06
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.73, Med: 0.91, Max: 1.28
Current: 1.06
0.73
1.28
Price-to-Graham-Number 0.88
Price-to-Graham-Number ranked lower than
100.00% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
MCBS: 0.88
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.8, Med: 0.84, Max: 1.06
Current: 0.88
0.8
1.06

More Statistics

Revenue (TTM) (Mil) $ 94.31
EPS (TTM) $ 3.47
Beta 0
Volatility % 27.24
52-Week Range $ 24.75 - 33.2
Shares Outstanding (Mil) 11.82

Analyst Estimate

Piotroski F-Score Details