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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 2.42
OZRK's Cash-to-Debt is ranked higher than
52% of the 1656 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.12 vs. OZRK: 2.42 )
Ranked among companies with meaningful Cash-to-Debt only.
OZRK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.23 Max: No Debt
Current: 2.42
Equity-to-Asset 0.15
OZRK's Equity-to-Asset is ranked higher than
86% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. OZRK: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
OZRK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.07 Max: 0.15
Current: 0.15
0.06
0.15
Interest Coverage 6.39
OZRK's Interest Coverage is ranked higher than
85% of the 1583 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. OZRK: 6.39 )
Ranked among companies with meaningful Interest Coverage only.
OZRK' s Interest Coverage Range Over the Past 10 Years
Min: 0.46  Med: 5.06 Max: 10.04
Current: 6.39
0.46
10.04
Beneish M-Score: -2.38
WACC vs ROIC
12.64%
17.09%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 60.44
OZRK's Operating Margin % is ranked higher than
90% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.61 vs. OZRK: 60.44 )
Ranked among companies with meaningful Operating Margin % only.
OZRK' s Operating Margin % Range Over the Past 10 Years
Min: 33.03  Med: 47.66 Max: 60.44
Current: 60.44
33.03
60.44
Net Margin % 38.85
OZRK's Net Margin % is ranked higher than
83% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.71 vs. OZRK: 38.85 )
Ranked among companies with meaningful Net Margin % only.
OZRK' s Net Margin % Range Over the Past 10 Years
Min: 25.45  Med: 33.19 Max: 38.85
Current: 38.85
25.45
38.85
ROE % 13.38
OZRK's ROE % is ranked higher than
77% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. OZRK: 13.38 )
Ranked among companies with meaningful ROE % only.
OZRK' s ROE % Range Over the Past 10 Years
Min: 12.42  Med: 15.74 Max: 27.2
Current: 13.38
12.42
27.2
ROA % 1.92
OZRK's ROA % is ranked higher than
85% of the 1669 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. OZRK: 1.92 )
Ranked among companies with meaningful ROA % only.
OZRK' s ROA % Range Over the Past 10 Years
Min: 1.15  Med: 2 Max: 2.85
Current: 1.92
1.15
2.85
3-Year Revenue Growth Rate 21.80
OZRK's 3-Year Revenue Growth Rate is ranked higher than
92% of the 1397 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. OZRK: 21.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
OZRK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 3.2  Med: 16.85 Max: 33.3
Current: 21.8
3.2
33.3
3-Year EBITDA Growth Rate 30.00
OZRK's 3-Year EBITDA Growth Rate is ranked higher than
89% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. OZRK: 30.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
OZRK' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0.4  Med: 20.85 Max: 47.5
Current: 30
0.4
47.5
3-Year EPS without NRI Growth Rate 27.00
OZRK's 3-Year EPS without NRI Growth Rate is ranked higher than
85% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. OZRK: 27.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
OZRK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 1.1  Med: 21.05 Max: 45.8
Current: 27
1.1
45.8
GuruFocus has detected 1 Warning Sign with Bank of the Ozarks Inc $OZRK.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» OZRK's 30-Y Financials

Financials (Next Earnings Date: 2017-10-11 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NYSE:CFR, NAS:PBCT, NAS:PACW, NAS:CBSH, NAS:BOKF, NYSE:CIT, NYSE:SNV, NYSE:WAL, NYSE:WBS, NAS:PVTB, NYSE:PB, NYSE:FNB, NAS:SBNY, NAS:TFSL, OTCPK:FCNCB, NAS:WTFC, NAS:FHB, NAS:UBSI, NAS:IBKC, NAS:HBHC » details
Traded in other countries:BO8.Germany, OZRK.Mexico,
Headquarter Location:USA
Bank of the Ozarks Inc operates in the financial domain of the United States. Its main occupation is that of banking operations, through which it renders real estate loans.

Bank of the Ozarks is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices primarily in the southeastern United States, as well as Texas, New York, and California. The bank holding company also owns a number of finance subsidiary business trusts formed in connection with the issuance of debt and preferred securities. Bank of the Ozarks provides a wide range of retail and commercial banking services, but principally concentrates its activities in real estate loans, which account for the great majority of the bank's loans and leases. The bank's real estate lending arm, which finances many metropolitan construction and development projects, extends further than many of its community banking competitors.

Top Ranked Articles about Bank of the Ozarks Inc

Weekly Top Insider Buys Highlight for the Week of April 21 The largest Insider Buys were for JPMorgan Chase & Co., Wells Fargo & Co., and Bank of the Ozarks
The largest Insider Buys this week were for JPMorgan Chase & Co. (NYSE:JPM), Wells Fargo & Co. (NYSE:WFC), Delta Air Lines Inc. (NYSE:DAL) and Bank of the Ozarks Inc. (NASDAQ:OZRK). Read more...

Ratios

vs
industry
vs
history
PE Ratio 16.95
OZRK's PE Ratio is ranked lower than
63% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.53 vs. OZRK: 16.95 )
Ranked among companies with meaningful PE Ratio only.
OZRK' s PE Ratio Range Over the Past 10 Years
Min: 6.88  Med: 15.77 Max: 27.76
Current: 16.95
6.88
27.76
Forward PE Ratio 15.75
OZRK's Forward PE Ratio is ranked lower than
51% of the 383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.18 vs. OZRK: 15.75 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 16.95
OZRK's PE Ratio without NRI is ranked lower than
63% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. OZRK: 16.95 )
Ranked among companies with meaningful PE Ratio without NRI only.
OZRK' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.84  Med: 15.63 Max: 27.76
Current: 16.95
6.84
27.76
Price-to-Owner-Earnings 15.41
OZRK's Price-to-Owner-Earnings is ranked lower than
59% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.22 vs. OZRK: 15.41 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
OZRK' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.34  Med: 22.43 Max: 76.77
Current: 15.41
5.34
76.77
PB Ratio 1.95
OZRK's PB Ratio is ranked lower than
86% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. OZRK: 1.95 )
Ranked among companies with meaningful PB Ratio only.
OZRK' s PB Ratio Range Over the Past 10 Years
Min: 1.07  Med: 2.39 Max: 3.84
Current: 1.95
1.07
3.84
PS Ratio 6.61
OZRK's PS Ratio is ranked lower than
89% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. OZRK: 6.61 )
Ranked among companies with meaningful PS Ratio only.
OZRK' s PS Ratio Range Over the Past 10 Years
Min: 2.2  Med: 5.15 Max: 10.03
Current: 6.61
2.2
10.03
Price-to-Free-Cash-Flow 18.73
OZRK's Price-to-Free-Cash-Flow is ranked lower than
79% of the 877 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.52 vs. OZRK: 18.73 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
OZRK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 10.29  Med: 25.84 Max: 267.8
Current: 18.73
10.29
267.8
Price-to-Operating-Cash-Flow 16.03
OZRK's Price-to-Operating-Cash-Flow is ranked lower than
78% of the 958 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.47 vs. OZRK: 16.03 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
OZRK' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.48  Med: 18.94 Max: 66.04
Current: 16.03
5.48
66.04
EV-to-EBIT 11.28
OZRK's EV-to-EBIT is ranked higher than
52% of the 1267 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.36 vs. OZRK: 11.28 )
Ranked among companies with meaningful EV-to-EBIT only.
OZRK' s EV-to-EBIT Range Over the Past 10 Years
Min: 6  Med: 14.9 Max: 23
Current: 11.28
6
23
EV-to-EBITDA 10.62
OZRK's EV-to-EBITDA is ranked lower than
51% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.09 vs. OZRK: 10.62 )
Ranked among companies with meaningful EV-to-EBITDA only.
OZRK' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.6  Med: 14 Max: 21.2
Current: 10.62
5.6
21.2
PEG Ratio 1.07
OZRK's PEG Ratio is ranked higher than
61% of the 852 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. OZRK: 1.07 )
Ranked among companies with meaningful PEG Ratio only.
OZRK' s PEG Ratio Range Over the Past 10 Years
Min: 0.3  Med: 1.08 Max: 3.4
Current: 1.07
0.3
3.4
Shiller PE Ratio 33.32
OZRK's Shiller PE Ratio is ranked lower than
82% of the 509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.59 vs. OZRK: 33.32 )
Ranked among companies with meaningful Shiller PE Ratio only.
OZRK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.35  Med: 24.63 Max: 51.29
Current: 33.32
11.35
51.29

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.46
OZRK's Dividend Yield % is ranked lower than
79% of the 2338 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.52 vs. OZRK: 1.46 )
Ranked among companies with meaningful Dividend Yield % only.
OZRK' s Dividend Yield % Range Over the Past 10 Years
Min: 0.98  Med: 1.37 Max: 3.06
Current: 1.46
0.98
3.06
Dividend Payout Ratio 0.24
OZRK's Dividend Payout Ratio is ranked higher than
81% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. OZRK: 0.24 )
Ranked among companies with meaningful Dividend Payout Ratio only.
OZRK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.24 Max: 0.31
Current: 0.24
0.13
0.31
3-Year Dividend Growth Rate 20.50
OZRK's 3-Year Dividend Growth Rate is ranked higher than
79% of the 802 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. OZRK: 20.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
OZRK' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 20.2 Max: 65.1
Current: 20.5
0
65.1
Forward Dividend Yield % 1.50
OZRK's Forward Dividend Yield % is ranked lower than
78% of the 2218 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.89 vs. OZRK: 1.50 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 5.10
OZRK's 5-Year Yield-on-Cost % is ranked higher than
68% of the 2673 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.17 vs. OZRK: 5.10 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
OZRK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.42  Med: 4.78 Max: 10.68
Current: 5.1
3.42
10.68
3-Year Average Share Buyback Ratio -18.10
OZRK's 3-Year Average Share Buyback Ratio is ranked lower than
87% of the 1081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. OZRK: -18.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
OZRK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18.1  Med: -1.3 Max: 0
Current: -18.1
-18.1
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.61
OZRK's Price-to-Tangible-Book is ranked lower than
91% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. OZRK: 2.61 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
OZRK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.02  Med: 2.61 Max: 4.89
Current: 2.61
1.02
4.89
Price-to-Intrinsic-Value-Projected-FCF 1.52
OZRK's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
89% of the 914 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. OZRK: 1.52 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
OZRK' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.74  Med: 1.98 Max: 3.53
Current: 1.52
0.74
3.53
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.62
OZRK's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
65% of the 142 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. OZRK: 0.62 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.29
OZRK's Price-to-Median-PS-Value is ranked lower than
69% of the 1559 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. OZRK: 1.29 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
OZRK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.29  Med: 0.94 Max: 1.72
Current: 1.29
0.29
1.72
Price-to-Peter-Lynch-Fair-Value 0.76
OZRK's Price-to-Peter-Lynch-Fair-Value is ranked higher than
69% of the 463 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. OZRK: 0.76 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
OZRK' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.31  Med: 0.85 Max: 2.65
Current: 0.76
0.31
2.65
Price-to-Graham-Number 1.40
OZRK's Price-to-Graham-Number is ranked lower than
83% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. OZRK: 1.40 )
Ranked among companies with meaningful Price-to-Graham-Number only.
OZRK' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.55  Med: 1.35 Max: 2.18
Current: 1.4
0.55
2.18
Earnings Yield (Greenblatt) % 8.91
OZRK's Earnings Yield (Greenblatt) % is ranked higher than
64% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. OZRK: 8.91 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
OZRK' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.4  Med: 6.7 Max: 16.6
Current: 8.91
4.4
16.6
Forward Rate of Return (Yacktman) % 24.63
OZRK's Forward Rate of Return (Yacktman) % is ranked higher than
76% of the 952 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.26 vs. OZRK: 24.63 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
OZRK' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 7.2  Med: 17.15 Max: 32.6
Current: 24.63
7.2
32.6

More Statistics

Revenue (TTM) (Mil) $791.35
EPS (TTM) $ 2.73
Beta1.76
Short Percentage of Float16.12%
52-Week Range $33.51 - 56.86
Shares Outstanding (Mil)128.19

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 935 1,079
EPS ($) 2.96 3.51
EPS without NRI ($) 2.96 3.51
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.72 0.79
» More Articles for OZRK

Headlines

Articles On GuruFocus.com
Weekly Top Insider Buys Highlight for the Week of April 21 Apr 22 2017 
Regional US Banks Offer Strong Predictable Value Oct 21 2016 
Midcap Dividend Growth Stocks by Sector: Part 2A Regional Banks Apr 13 2016 
Weekly CEO Sells Highlight: Cardinal Health Inc, Bank of the Ozarks Inc, Walt Disney Co, CBIZ Inc. May 17 2015 
Gurufocus Exclusive Interview With François Rochon Of Giverny Capital, 20x In 20 Years, Part II Feb 24 2015 
4 Biggest Stocks with the Most Recent Dividend Growth Oct 06 2013 
A View On The Latest Dividend Growth Stocks Jul 07 2013 
American Insider Buys Apr 19 2013 
My Three Favorite Stocks With Recent Dividend Growth Apr 07 2013 
My 3 Favorites From Last Week's Dividend Growth Stocks Jan 06 2013 

More From Other Websites
Bank of the Ozarks, Inc. breached its 50 day moving average in a Bearish Manner : OZRK-US : June 22,... Jun 22 2017
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Bank of the Ozarks, Inc. breached its 50 day moving average in a Bullish Manner : OZRK-US : June 12,... Jun 12 2017
Bank of the Ozarks, Inc. :OZRK-US: Earnings Analysis: Q1, 2017 By the Numbers : June 8, 2017 Jun 08 2017
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Bank of the Ozarks, Inc. Prices Public Offering of Common Stock May 24 2017
Bank of the Ozarks, Inc. Announces Public Offering of Common Stock May 24 2017
Weekly Top Insider Buys Highlight for the Week of April 21 Apr 22 2017
Post Earnings Coverage as Bank of the Ozarks Q1 EPS Surged 28.1%; Outshined Expectations Apr 19 2017
These 3 Stocks Just Raised Their Dividends Apr 17 2017
Bank of the Ozarks, Inc. : OZRK-US: Dividend Analysis : April 14th, 2017 (record date) : By the... Apr 17 2017
Regional Banks Are Heading Higher Suggest Charts Apr 12 2017
Bank of the Ozarks (OZRK) Beats on Q1 Earnings, Revenues Up Apr 12 2017
Edited Transcript of OZRK earnings conference call or presentation 11-Apr-17 3:00pm GMT Apr 11 2017
Bank of the Ozarks beats 1Q profit forecasts Apr 11 2017
Bank of the Ozarks, Inc. Announces Record First Quarter 2017 Earnings Apr 11 2017
Market Recon: Ready or Not, Earnings Season Is Coming Apr 11 2017

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