Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PBCP's 30-Y Financials

Financials (Next Earnings Date: 0)

Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Insider Trades

Latest Guru Trades with PBCP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6035
Headquarter Location:USA
Polonia Bancorp Inc is a holding Company for Polonia Bank, which provides services such as residential real estate, commercial real estate and consumer loans, as well as deposit services to its customers.

Polonia Bancorp Inc is a Maryland corporation that was incorporated in August 2011. The Company is headquartered in Huntingdon Valley and operates as a community-oriented financial institution dedicated to serving the financial services needs of consumers and businesses within its market areas. The Bank is engaged mainly in the business of attracting deposits from the general public and using using such funds to originate loans. Polonia Bank also maintains an investment portfolio. Polonia Bank's primary federal regulator is the Office of the Comptroller of the Currency (OCC). Its loan portfolio consists of one- to four-family residential real estate loans, multi-family and nonresidential real estate loans, home equity loans, commercial loans and consumer loans. Currently, it offers only fixed-rate mortgage products. The one- to four-family residential real estate loans are normally originated with up to 30-year terms, such loans typically remain outstanding for substantially shorter periods because borrowers often prepay their loans in full upon sale of the property pledged as security or upon refinancing the original loan. The multi-family and nonresidential real estate loans are generally secured by apartment buildings, small office buildings and owner-occupied properties. It offers loans with adjustable interest rates tied to a market index in its market area. It offers consumer loans in the form of loans secured by savings accounts or time deposits. The Company has the legal authority to invest in various types of liquid assets, including U.S. Treasury obligations, securities of various federal agencies and municipal governments, corporate securities, mortgage-backed securities, deposits at the FHLB of Pittsburgh and time deposits of federally insured institutions. The Company faces competition for the attraction of deposits and origination of loans. The Company's direct competition for deposits has historically come from the several financial institutions operating in its market areas and, to a lesser extent, from other financial service companies such as brokerage firms, credit unions and insurance companies. The Company is subject to regulation, supervision and examination by the Federal Reserve Board and the OCC, its main federal regulator, and by the FDIC, as insurer of its deposits.



Buy Back


Valuation & Return


More Statistics

Revenue (TTM) (Mil) $11.19
EPS (TTM) $ -0.05
Short Percentage of Float0.19%
52-Week Range $10.35 - 12.10
Shares Outstanding (Mil)3.35
» More Articles for PBCP


Articles On GuruFocus.com
No related article found.

More From Other Websites
South Phila. bank closes acquisition of Montco peer Jan 03 2017
INVESTOR ALERT: Levi & Korsinsky, LLP Announces an Investigation Concerning the Fairness of the Sale... Jul 01 2016
POLONIA BANCORP, INC. SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Announces Investigation Of Buyout Jun 28 2016
EQUITY ALERT: Rosen Law Firm Announces Investigation of Polonia Bancorp, Inc. Concerning its... Jun 28 2016
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces an Investigation Into the Fairness of the Sale of... Jun 28 2016
Lifshitz & Miller Law Firm Announces Investigation of ChromaDex Corporation, CPI Card Group Inc.,... Jun 21 2016
INVESTOR ALERT: Levi & Korsinsky, LLP Announces Commencement of an Investigation Regarding the... Jun 06 2016
POLONIA BANCORP, INC. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe and Powers Taylor LLP... Jun 06 2016
Polonia Bancorp, Inc. Acquisition May Not Be in the Best Interests of PBCP Shareholders Jun 03 2016
Harwood Feffer LLP Announces Investigation of Polonia Bancorp, Inc. Jun 03 2016
SHAREHOLDER ALERT: Brower Piven Commences An Investigation Into The Proposed Sale Of Polonia... Jun 03 2016
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Announces Investigation Regarding the Fairness of the Sale... Jun 03 2016
Polonia Bancorp, Inc. :PBCP-US: Earnings Analysis: Q4, 2015 By the Numbers Apr 12 2016
Bank Investors: Here's What's Going To Be A 'Huge, Huge Market' Oct 26 2015
Polonia Bancorp, Inc. Earnings Q2, 2015 Sep 11 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)