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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.83
NYSE:PHH's Cash-to-Debt is ranked higher than
85% of the 1592 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.23 vs. NYSE:PHH: 0.83 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:PHH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.04 Max: N/A
Current: 0.83
Equity-to-Asset 0.36
NYSE:PHH's Equity-to-Asset is ranked higher than
86% of the 1591 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. NYSE:PHH: 0.36 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:PHH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.17 Max: 0.37
Current: 0.36
0.14
0.37
Beneish M-Score: -3.49
WACC vs ROIC
7.82%
-14.69%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % -62.18
NYSE:PHH's Operating Margin % is ranked higher than
78% of the 1606 Companies
in the Global Specialty Finance industry.

( Industry Median: 31.37 vs. NYSE:PHH: -62.18 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:PHH' s Operating Margin % Range Over the Past 10 Years
Min: -62.18  Med: 0.71 Max: 18.1
Current: -62.18
-62.18
18.1
Net Margin % -41.28
NYSE:PHH's Net Margin % is ranked higher than
79% of the 1605 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.70 vs. NYSE:PHH: -41.28 )
Ranked among companies with meaningful Net Margin % only.
NYSE:PHH' s Net Margin % Range Over the Past 10 Years
Min: -41.28  Med: 0.39 Max: 12.68
Current: -41.28
-41.28
12.68
ROE % -20.41
NYSE:PHH's ROE % is ranked higher than
78% of the 1603 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.58 vs. NYSE:PHH: -20.41 )
Ranked among companies with meaningful ROE % only.
NYSE:PHH' s ROE % Range Over the Past 10 Years
Min: -20.41  Med: 0.75 Max: 11.09
Current: -20.41
-20.41
11.09
ROA % -7.22
NYSE:PHH's ROA % is ranked higher than
78% of the 1612 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.90 vs. NYSE:PHH: -7.22 )
Ranked among companies with meaningful ROA % only.
NYSE:PHH' s ROA % Range Over the Past 10 Years
Min: -7.22  Med: 0.12 Max: 1.87
Current: -7.22
-7.22
1.87
3-Year Revenue Growth Rate -35.50
NYSE:PHH's 3-Year Revenue Growth Rate is ranked higher than
84% of the 1354 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.20 vs. NYSE:PHH: -35.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:PHH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -37.5 Max: 12.2
Current: -35.5
0
12.2
GuruFocus has detected 1 Warning Sign with PHH Corp $NYSE:PHH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:PHH's 30-Y Financials

Financials (Next Earnings Date: 2017-08-09 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

PHH Guru Trades in Q2 2016

Paul Tudor Jones 27,679 sh (New)
Steven Cohen 403,100 sh (New)
Jim Simons 931,400 sh (+56.77%)
Larry Robbins 4,814,961 sh (unchged)
RS Investment Management Sold Out
Richard Pzena Sold Out
HOTCHKIS & WILEY 5,454,980 sh (-1.93%)
» More
Q3 2016

PHH Guru Trades in Q3 2016

Steven Cohen 831,000 sh (+106.15%)
Jim Simons 1,297,900 sh (+39.35%)
Larry Robbins 4,719,361 sh (-1.99%)
HOTCHKIS & WILEY 5,005,180 sh (-8.25%)
Paul Tudor Jones 20,318 sh (-26.59%)
» More
Q4 2016

PHH Guru Trades in Q4 2016

Chuck Royce 75,928 sh (New)
Paul Tudor Jones 40,885 sh (+101.23%)
Jim Simons 1,731,500 sh (+33.41%)
Steven Cohen 1,081,472 sh (+30.14%)
Larry Robbins 4,541,229 sh (-3.77%)
HOTCHKIS & WILEY 4,759,420 sh (-4.91%)
» More
Q1 2017

PHH Guru Trades in Q1 2017

Chuck Royce 482,428 sh (+535.38%)
Steven Cohen 1,765,600 sh (+63.26%)
Jim Simons 2,095,800 sh (+21.04%)
Larry Robbins 4,507,439 sh (-0.74%)
Paul Tudor Jones 33,090 sh (-19.07%)
HOTCHKIS & WILEY 2,711,710 sh (-43.02%)
» More
» Details

Insider Trades

Latest Guru Trades with PHH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Specialty Finance    NAICS: 522310    SIC: 6159
Compare:NYSE:GSBD, OTCPK:EQGPF, NYSE:EFC, OTCPK:HMCBF, NYSE:PFSI, NYSE:HTGC, OTCPK:FNLIF, NAS:ATAX, NYSE:AI, NYSE:OCN, AMEX:IMH, NAS:MRLN, NAS:MRCC, NYSE:KREF, OTCPK:MAMTF, OTCPK:FCMGF, OTCPK:BEVFF, NYSE:SGM, OTCPK:FCBK, NAS:MMAC » details
Traded in other countries:PQZ.Germany,
Headquarter Location:USA
PHH Corp along with its subsidiaries is engaged in providing end to end mortgage solutions. It offers mortgage loan origination services & sells mortgage loans, & provides servicing activities for originated & purchased loans and acts as a sub-servicer.

PHH originates and services residential mortgage loans in the United States. The company generates revenue in three ways: through fees on mortgage loan initiation; by selling on the secondary market loans that it initiated; and by servicing loans. The company outsources its services to clients that include financial institutions and real estate brokers. It also generally retains the servicing rights on loans it has sold and acts as a subservicer on behalf of other clients that own serving rights. Servicing typically generates the most revenue for the company, but each of the three sources of income are substantial.

Top Ranked Articles about PHH Corp

Stocks Richard Pzena Has Bought for 2 Quarters The guru increased his stakes in these stocks
Richard Pzena (Trades, Portfolio) is founder and co-chief investment officer of Pzena Investment Management LLC, with more than $24 billion under management. In both fourth quarter 2015 and first quarter 2016 the guru bought shares in the following stocks: Read more...
Richard Pzena Ups Stakes in High-Conviction Stocks Companies guru's fund has invested in for the past 2 quarters
Richard Pzena (Trades, Portfolio) is founder and co-chief investment officer of Pzena Investment Management LLC with more than $24 billion under management. Pzena started the firm in 1995. Read more...

Ratios

vs
industry
vs
history
PB Ratio 0.68
PHH's PB Ratio is ranked higher than
95% of the 1611 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.20 vs. PHH: 0.68 )
Ranked among companies with meaningful PB Ratio only.
PHH' s PB Ratio Range Over the Past 10 Years
Min: 0.19  Med: 0.74 Max: 1.09
Current: 0.68
0.19
1.09
PS Ratio 1.27
PHH's PS Ratio is ranked higher than
96% of the 1586 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.40 vs. PHH: 1.27 )
Ranked among companies with meaningful PS Ratio only.
PHH' s PS Ratio Range Over the Past 10 Years
Min: 0.1  Med: 0.51 Max: 1.96
Current: 1.27
0.1
1.96
Price-to-Free-Cash-Flow 3.10
PHH's Price-to-Free-Cash-Flow is ranked higher than
93% of the 870 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.33 vs. PHH: 3.10 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PHH' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.22  Med: 0.84 Max: 28.26
Current: 3.1
0.22
28.26
Price-to-Operating-Cash-Flow 2.99
PHH's Price-to-Operating-Cash-Flow is ranked higher than
93% of the 940 Companies
in the Global Specialty Finance industry.

( Industry Median: 10.82 vs. PHH: 2.99 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PHH' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.14  Med: 0.77 Max: 14.47
Current: 2.99
0.14
14.47
EV-to-EBIT -2.60
PHH's EV-to-EBIT is ranked higher than
68% of the 1668 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.52 vs. PHH: -2.60 )
Ranked among companies with meaningful EV-to-EBIT only.
PHH' s EV-to-EBIT Range Over the Past 10 Years
Min: -2350.5  Med: -3.9 Max: 335.7
Current: -2.6
-2350.5
335.7
EV-to-EBITDA -2.71
PHH's EV-to-EBITDA is ranked higher than
68% of the 1685 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.29 vs. PHH: -2.71 )
Ranked among companies with meaningful EV-to-EBITDA only.
PHH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -12.6  Med: 4.4 Max: 14.1
Current: -2.71
-12.6
14.1

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 2.20
PHH's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 1042 Companies
in the Global Specialty Finance industry.

( Industry Median: -1.80 vs. PHH: 2.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PHH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -26.6  Med: -0.7 Max: 3.2
Current: 2.2
-26.6
3.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.70
PHH's Price-to-Tangible-Book is ranked higher than
86% of the 1576 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.27 vs. PHH: 1.70 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PHH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.84  Med: 3.07 Max: 122.3
Current: 1.7
0.84
122.3
Price-to-Intrinsic-Value-Projected-FCF 0.09
PHH's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
100% of the 869 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.78 vs. PHH: 0.09 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PHH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.06  Med: 0.11 Max: 0.64
Current: 0.09
0.06
0.64
Price-to-Median-PS-Value 2.46
PHH's Price-to-Median-PS-Value is ranked higher than
81% of the 1462 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.14 vs. PHH: 2.46 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PHH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.4  Med: 1.04 Max: 3.43
Current: 2.46
0.4
3.43
Earnings Yield (Greenblatt) % -38.27
PHH's Earnings Yield (Greenblatt) % is ranked higher than
80% of the 2207 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.95 vs. PHH: -38.27 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PHH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -38.33  Med: 4.5 Max: 10.3
Current: -38.27
-38.33
10.3
Forward Rate of Return (Yacktman) % 105.90
PHH's Forward Rate of Return (Yacktman) % is ranked higher than
100% of the 890 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.45 vs. PHH: 105.90 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PHH' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -12.9  Med: 56.35 Max: 248.1
Current: 105.9
-12.9
248.1

More Statistics

Revenue (TTM) (Mil) $579.0
EPS (TTM) $ -4.47
Beta2.30
Short Percentage of Float7.77%
52-Week Range $11.76 - 16.80
Shares Outstanding (Mil)53.61

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 425 239 229
EPS ($) -3.35 -0.73 0.45
EPS without NRI ($) -3.35 -0.73 0.45
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for PHH

Headlines

Articles On GuruFocus.com
Richard Pzena Ups Stakes in High-Conviction Stocks Jun 01 2016 
PHH Investment Strategy has an upside of 46% May 20 2015 
John Keeley's Keeley Funds Annual Letter to Shareholders 2013 Feb 05 2014 
Alan Fournier – Selling Update on TRIP, PHH, ST, C, and More in Third Quarter Nov 18 2013 
Alan Fournier—Reduces PHH Mar 16 2013 
Kyle Bass Invests in Downgraded Mortgage Lender and Fleet Manager Jan 19 2012 
Daniel Loeb Continues to Deliver Superb Results; Top Holdings: POT, ACL, ARG, HNT, PHH, CIT Dec 02 2010 
Daniel Loeb Publishes Quarterly Letter; Top Holdings: TDG, ACL, CIT, PHH, HNT, ARG Aug 28 2010 
Hedge fund Third Point Buys Citigroup Inc., Yahoo! Inc., Mead Johnson Nutriti, Sells Apple Inc., Hew Feb 18 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 

More From Other Websites
U.S. appeals court to hear cases that could weigh on Wall Street policing May 24 2017
Edited Transcript of PHH earnings conference call or presentation 10-May-17 2:00pm GMT May 15 2017
PHH Corp. :PHH-US: Earnings Analysis: Q1, 2017 By the Numbers : May 12, 2017 May 12 2017
PHH reports 1Q loss May 09 2017
PHH Corporation Announces First Quarter 2017 Results May 09 2017
PHH Corp. breached its 50 day moving average in a Bearish Manner : PHH-US : May 9, 2017 May 09 2017
Hedge fund now owns almost 10% of PHH, appoints two board members May 01 2017
PHH Corporation Announces Agreement with EJF Capital Apr 28 2017
Ocwen fights U.S. consumer watchdog over mortgage allegations Apr 26 2017
PHH Corporation Announces First Quarter 2017 Earnings Release and Conference Call Schedule Apr 26 2017
Mortgage Mayhem: New Residential Falls as Ocwen Plummets Apr 20 2017
PHH Corp. breached its 50 day moving average in a Bearish Manner : PHH-US : April 13, 2017 Apr 13 2017
PHH CEO stepping down as part of new strategic plan to reduce costs Mar 30 2017
PHH Corporation Announces Leadership Transition Mar 30 2017
Moody's: Moderate improvement in profitability for mortgage finance companies amid inflection point Mar 29 2017
EJF Capital Increases PHH Stake Amid Efforts to Shake Up Board Mar 22 2017
PHH Mortgage cuts local workforce to 30 Mar 20 2017
[$$] Justice Department Fires Salvo at Consumer Watchdog Mar 17 2017
Trump administration wants freer hand to fire head of agency Mar 17 2017
DOJ seeks to preserve Trump's power in PHH case with CFPB Mar 17 2017

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