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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.60
PNC's Cash-to-Debt is ranked lower than
72% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. PNC: 0.60 )
Ranked among companies with meaningful Cash-to-Debt only.
PNC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.27 Max: N/A
Current: 0.6
Equity-to-Asset 0.12
PNC's Equity-to-Asset is ranked higher than
68% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PNC: 0.12 )
Ranked among companies with meaningful Equity-to-Asset only.
PNC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.14
Current: 0.12
0.06
0.14
Interest Coverage 4.13
PNC's Interest Coverage is ranked higher than
76% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. PNC: 4.13 )
Ranked among companies with meaningful Interest Coverage only.
PNC' s Interest Coverage Range Over the Past 10 Years
Min: 0.45  Med: 3.21 Max: 6.61
Current: 4.13
0.45
6.61
Beneish M-Score: -2.49
WACC vs ROIC
5.04%
6.13%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 35.21
PNC's Operating Margin % is ranked higher than
59% of the 1666 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. PNC: 35.21 )
Ranked among companies with meaningful Operating Margin % only.
PNC' s Operating Margin % Range Over the Past 10 Years
Min: 17.38  Med: 29.82 Max: 36.51
Current: 35.21
17.38
36.51
Net Margin % 26.24
PNC's Net Margin % is ranked higher than
61% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.77 vs. PNC: 26.24 )
Ranked among companies with meaningful Net Margin % only.
PNC' s Net Margin % Range Over the Past 10 Years
Min: 14.01  Med: 22.18 Max: 27.21
Current: 26.24
14.01
27.21
ROE % 8.29
PNC's ROE % is ranked lower than
52% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. PNC: 8.29 )
Ranked among companies with meaningful ROE % only.
PNC' s ROE % Range Over the Past 10 Years
Min: 4.28  Med: 8.86 Max: 11.44
Current: 8.29
4.28
11.44
ROA % 1.10
PNC's ROA % is ranked higher than
65% of the 1672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. PNC: 1.10 )
Ranked among companies with meaningful ROA % only.
PNC' s ROA % Range Over the Past 10 Years
Min: 0.41  Med: 1.16 Max: 1.34
Current: 1.1
0.41
1.34
3-Year Revenue Growth Rate 0.20
PNC's 3-Year Revenue Growth Rate is ranked lower than
71% of the 1400 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. PNC: 0.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PNC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -7.5  Med: 4.2 Max: 18
Current: 0.2
-7.5
18
3-Year EBITDA Growth Rate 0.10
PNC's 3-Year EBITDA Growth Rate is ranked lower than
70% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PNC: 0.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
PNC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -22  Med: 7.5 Max: 103.2
Current: 0.1
-22
103.2
3-Year EPS without NRI Growth Rate -0.30
PNC's 3-Year EPS without NRI Growth Rate is ranked lower than
70% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. PNC: -0.30 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PNC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -28.8  Med: 7.4 Max: 90.1
Current: -0.3
-28.8
90.1
GuruFocus has detected 4 Warning Signs with PNC Financial Services Group Inc $PNC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PNC's 30-Y Financials

Financials (Next Earnings Date: 2017-07-14)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of PNC Financial Services Group Inc

SymbolPriceYieldDescription
PNCFO595.950.00USD 1.80 Cum.Conv.Pfd Shs Series -B-
PNCPRQ25.525.27Deposit Shs Repr 1/4000th Non-Cum Perp Pfd Shs Series -Q-
PNCPRP29.585.18Perpetual Preferred Share class-P

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:BBT, NYSE:USB, NYSE:STI, NYSE:MTB, NYSE:KEY, NAS:FITB, NYSE:CFG, NYSE:RF, NYSE:FRC, NAS:HBAN, NYSE:CMA, NAS:SIVB, NAS:ZION, NAS:SBNY, NYSE:CIT, NAS:PBCT, NAS:OZRK, NYSE:CFR, NAS:CBSH, NAS:PACW » details
Traded in other countries:PNP.Germany, PNC.Mexico,
Headquarter Location:USA
PNC Financial Services Group Inc is a diversified financial services company. It is engaged in retail banking, corporate and institutional banking, asset management, and residential mortgage banking, providing many products and services.

PNC Financial Services Group is a diversified financial services company offering retail banking, corporate and institutional banking, asset management, and residential mortgage banking. PNC has 2,600 branches in 19 states and the District of Columbia and is the sixth-largest U.S. bank by assets.

Guru Investment Theses on PNC Financial Services Group Inc

Mario Gabelli Comments on PNC Financial Services Group Inc. - May 10, 2017

PNC Financial Services Group Inc. (0.8%) (PNC – $120.24 – NYSE) (NYSE:PNC) is one of the nation’s largest diversified financial services organizations, providing retail and business banking, residential mortgage banking, specialized services for corporations and government entities, including corporate banking, real estate finance, asset backed lending, wealth management, and asset management. As of September 30, 2016, the asset management division had approximately $266 billion under management. The firm has strong corporate leadership with a conservative approach to balance sheet management.

From Mario Gabelli (Trades, Portfolio)'s Gabelli Equity Income Fund 2017 first quarter shareholder commentary.

Check out Mario Gabelli latest stock trades

Top Ranked Articles about PNC Financial Services Group Inc

PNC Releases Results Of Annual Dodd-Frank Company-Run Stress Test
PNC Bank's "Tiny Branch" Debuts In Lexington
New Mobile Payment Option For PNC Bank's Visa® Commercial Cardholders
PNC Changes Prime Rate
PNC Executive to Speak at Morgan Stanley Investor Conference
PNC Chief Executive To Speak At Bernstein Investor Conference
The PNC Financial Services Group To Report Second Quarter Earnings July 14
Mario Gabelli Comments on PNC Financial Services Group Inc. Guru stock highlight
PNC Financial Services Group Inc. (0.8%) (PNC – $120.24 – NYSE) (NYSE:PNC) is one of the nation’s largest diversified financial services organizations, providing retail and business banking, residential mortgage banking, specialized services for corporations and government entities, including corporate banking, real estate finance, asset backed lending, wealth management, and asset management. As of September 30, 2016, the asset management division had approximately $266 billion under management. The firm has strong corporate leadership with a conservative approach to balance sheet management. Read more...
PNC Bank Reinvents - and Eases - the Homebuying Experience With Home Insight® Planner
Small Business Owners' Confidence About U.S. Economy, Own Business Soars To Record Highs

Ratios

vs
industry
vs
history
PE Ratio 16.23
PNC's PE Ratio is ranked lower than
56% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. PNC: 16.23 )
Ranked among companies with meaningful PE Ratio only.
PNC' s PE Ratio Range Over the Past 10 Years
Min: 6.33  Med: 11.88 Max: 40.95
Current: 16.23
6.33
40.95
Forward PE Ratio 14.88
PNC's Forward PE Ratio is ranked higher than
59% of the 384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.67 vs. PNC: 14.88 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 16.23
PNC's PE Ratio without NRI is ranked lower than
55% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. PNC: 16.23 )
Ranked among companies with meaningful PE Ratio without NRI only.
PNC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.97  Med: 12.01 Max: 64.1
Current: 16.23
6.97
64.1
Price-to-Owner-Earnings 53.70
PNC's Price-to-Owner-Earnings is ranked lower than
94% of the 906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.97 vs. PNC: 53.70 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
PNC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0  Med: 0 Max: 54.21
Current: 53.7
0
54.21
PB Ratio 1.30
PNC's PB Ratio is ranked lower than
55% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. PNC: 1.30 )
Ranked among companies with meaningful PB Ratio only.
PNC' s PB Ratio Range Over the Past 10 Years
Min: 0.31  Med: 1.02 Max: 2.05
Current: 1.3
0.31
2.05
PS Ratio 3.98
PNC's PS Ratio is ranked lower than
59% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. PNC: 3.98 )
Ranked among companies with meaningful PS Ratio only.
PNC' s PS Ratio Range Over the Past 10 Years
Min: 0.87  Med: 2.55 Max: 4.18
Current: 3.98
0.87
4.18
Price-to-Free-Cash-Flow 12.27
PNC's Price-to-Free-Cash-Flow is ranked lower than
51% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. PNC: 12.27 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PNC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.87  Med: 7.32 Max: 21.79
Current: 12.27
0.87
21.79
Price-to-Operating-Cash-Flow 12.27
PNC's Price-to-Operating-Cash-Flow is ranked lower than
58% of the 959 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.18 vs. PNC: 12.27 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PNC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.87  Med: 7.32 Max: 21.79
Current: 12.27
0.87
21.79
EV-to-EBIT 15.13
PNC's EV-to-EBIT is ranked lower than
60% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. PNC: 15.13 )
Ranked among companies with meaningful EV-to-EBIT only.
PNC' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.5  Med: 13.75 Max: 78.8
Current: 15.13
6.5
78.8
EV-to-EBITDA 12.38
PNC's EV-to-EBITDA is ranked lower than
55% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.93 vs. PNC: 12.38 )
Ranked among companies with meaningful EV-to-EBITDA only.
PNC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6  Med: 11.2 Max: 33.2
Current: 12.38
6
33.2
PEG Ratio 2.67
PNC's PEG Ratio is ranked lower than
71% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.41 vs. PNC: 2.67 )
Ranked among companies with meaningful PEG Ratio only.
PNC' s PEG Ratio Range Over the Past 10 Years
Min: 0.28  Med: 1.51 Max: 16.92
Current: 2.67
0.28
16.92
Shiller PE Ratio 19.97
PNC's Shiller PE Ratio is ranked higher than
53% of the 510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.16 vs. PNC: 19.97 )
Ranked among companies with meaningful Shiller PE Ratio only.
PNC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.96  Med: 13.32 Max: 21.08
Current: 19.97
3.96
21.08

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.79
PNC's Dividend Yield % is ranked lower than
69% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. PNC: 1.79 )
Ranked among companies with meaningful Dividend Yield % only.
PNC' s Dividend Yield % Range Over the Past 10 Years
Min: 0.57  Med: 2.25 Max: 14.26
Current: 1.79
0.57
14.26
Dividend Payout Ratio 0.29
PNC's Dividend Payout Ratio is ranked higher than
72% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. PNC: 0.29 )
Ranked among companies with meaningful Dividend Payout Ratio only.
PNC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.08  Med: 0.27 Max: 1.24
Current: 0.29
0.08
1.24
3-Year Dividend Growth Rate 7.20
PNC's 3-Year Dividend Growth Rate is ranked higher than
52% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PNC: 7.20 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
PNC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -45.3  Med: 5.8 Max: 62.6
Current: 7.2
-45.3
62.6
Forward Dividend Yield % 1.82
PNC's Forward Dividend Yield % is ranked lower than
70% of the 2234 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. PNC: 1.82 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.18
PNC's 5-Year Yield-on-Cost % is ranked lower than
53% of the 2672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. PNC: 3.18 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PNC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1  Med: 3.95 Max: 25.02
Current: 3.18
1
25.02
3-Year Average Share Buyback Ratio 3.10
PNC's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. PNC: 3.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PNC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.4  Med: -1.9 Max: 3.5
Current: 3.1
-16.4
3.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.72
PNC's Price-to-Tangible-Book is ranked lower than
68% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. PNC: 1.72 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PNC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.76  Med: 1.83 Max: 7.59
Current: 1.72
0.76
7.59
Price-to-Intrinsic-Value-Projected-FCF 0.67
PNC's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
63% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. PNC: 0.67 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PNC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.59 Max: 1.99
Current: 0.67
0.32
1.99
Price-to-Median-PS-Value 1.56
PNC's Price-to-Median-PS-Value is ranked lower than
81% of the 1561 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. PNC: 1.56 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PNC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.39  Med: 1.06 Max: 3.76
Current: 1.56
0.39
3.76
Price-to-Peter-Lynch-Fair-Value 2.46
PNC's Price-to-Peter-Lynch-Fair-Value is ranked lower than
81% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. PNC: 2.46 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
PNC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.32  Med: 1.17 Max: 3.25
Current: 2.46
0.32
3.25
Price-to-Graham-Number 1.11
PNC's Price-to-Graham-Number is ranked lower than
61% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. PNC: 1.11 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PNC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.55  Med: 1.12 Max: 3.14
Current: 1.11
0.55
3.14
Earnings Yield (Greenblatt) % 6.61
PNC's Earnings Yield (Greenblatt) % is ranked higher than
54% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.85 vs. PNC: 6.61 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PNC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.3  Med: 7.25 Max: 15.3
Current: 6.61
1.3
15.3
Forward Rate of Return (Yacktman) % 15.24
PNC's Forward Rate of Return (Yacktman) % is ranked higher than
61% of the 955 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.14 vs. PNC: 15.24 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PNC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -0.3  Med: 17.9 Max: 38.6
Current: 15.24
-0.3
38.6

More Statistics

Revenue (TTM) (Mil) $15,381.00
EPS (TTM) $ 7.59
Beta0.98
Short Percentage of Float1.27%
52-Week Range $77.40 - 131.83
Shares Outstanding (Mil)483.90

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 16,182 16,993 18,002
EPS ($) 8.16 9.07 10.07
EPS without NRI ($) 8.16 9.07 10.07
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.20%
Dividends per Share ($) 2.54 3.03 4.05
» More Articles for PNC

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