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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.73
NYSE:RF's Cash-to-Debt is ranked lower than
69% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. NYSE:RF: 0.73 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:RF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.62 Max: N/A
Current: 0.73
Equity-to-Asset 0.13
NYSE:RF's Equity-to-Asset is ranked higher than
77% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NYSE:RF: 0.13 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:RF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.15
Current: 0.13
0.07
0.15
Interest Coverage 3.80
NYSE:RF's Interest Coverage is ranked higher than
73% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. NYSE:RF: 3.80 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:RF' s Interest Coverage Range Over the Past 10 Years
Min: 0.19  Med: 4.02 Max: 5.44
Current: 3.8
0.19
5.44
Beneish M-Score: -2.46
WACC vs ROIC
8.55%
5.94%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 30.76
NYSE:RF's Operating Margin % is ranked lower than
53% of the 1666 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. NYSE:RF: 30.76 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:RF' s Operating Margin % Range Over the Past 10 Years
Min: -85.79  Med: 28.28 Max: 32.45
Current: 30.76
-85.79
32.45
Net Margin % 21.45
NYSE:RF's Net Margin % is ranked lower than
54% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.77 vs. NYSE:RF: 21.45 )
Ranked among companies with meaningful Net Margin % only.
NYSE:RF' s Net Margin % Range Over the Past 10 Years
Min: -80.91  Med: 18.5 Max: 22.13
Current: 21.45
-80.91
22.13
ROE % 6.60
NYSE:RF's ROE % is ranked lower than
66% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. NYSE:RF: 6.60 )
Ranked among companies with meaningful ROE % only.
NYSE:RF' s ROE % Range Over the Past 10 Years
Min: -30.69  Med: 6.05 Max: 7
Current: 6.6
-30.69
7
ROA % 0.95
NYSE:RF's ROA % is ranked higher than
54% of the 1672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. NYSE:RF: 0.95 )
Ranked among companies with meaningful ROA % only.
NYSE:RF' s ROA % Range Over the Past 10 Years
Min: -3.9  Med: 0.87 Max: 0.97
Current: 0.95
-3.9
0.97
3-Year Revenue Growth Rate 5.00
NYSE:RF's 3-Year Revenue Growth Rate is ranked higher than
55% of the 1400 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. NYSE:RF: 5.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:RF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -23.7  Med: 1.2 Max: 23.5
Current: 5
-23.7
23.5
3-Year EBITDA Growth Rate 2.80
NYSE:RF's 3-Year EBITDA Growth Rate is ranked lower than
61% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NYSE:RF: 2.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:RF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.4  Med: 5.7 Max: 33.3
Current: 2.8
-12.4
33.3
3-Year EPS without NRI Growth Rate 4.60
NYSE:RF's 3-Year EPS without NRI Growth Rate is ranked lower than
57% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NYSE:RF: 4.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:RF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -86.5  Med: 5.7 Max: 14.7
Current: 4.6
-86.5
14.7
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:RF's 30-Y Financials

Financials (Next Earnings Date: 2017-07-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Preferred stocks of Regions Financial Corp

SymbolPriceYieldDescription
RFPRA25.656.22Deposit Shs Repr 1/40th Non Cum Perp Pfd Ser -A-
RFPRB29.175.46Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -B-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:FRC, NYSE:CFG, NAS:FITB, NAS:HBAN, NYSE:KEY, NYSE:CMA, NAS:SIVB, NAS:ZION, NYSE:MTB, NAS:SBNY, NYSE:CIT, NYSE:STI, NAS:PBCT, NAS:OZRK, NYSE:CFR, NAS:CBSH, NAS:PACW, NAS:BOKF, NYSE:SNV, NYSE:WAL » details
Traded in other countries:RN7.Germany,
Headquarter Location:USA
Regions Financial Corp provides traditional commercial, retail and mortgage banking services, & other financial services in the fields of asset management, wealth management, securities brokerage, insurance, trust services, and other specialty financing.

Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, insurance, and trust services.

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Ratios

vs
industry
vs
history
PE Ratio 15.45
RF's PE Ratio is ranked lower than
53% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. RF: 15.45 )
Ranked among companies with meaningful PE Ratio only.
RF' s PE Ratio Range Over the Past 10 Years
Min: 5.85  Med: 13.18 Max: 190.5
Current: 15.45
5.85
190.5
Forward PE Ratio 13.93
RF's Forward PE Ratio is ranked higher than
63% of the 384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.67 vs. RF: 13.93 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 15.28
RF's PE Ratio without NRI is ranked lower than
52% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. RF: 15.28 )
Ranked among companies with meaningful PE Ratio without NRI only.
RF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.85  Med: 13.02 Max: 57.33
Current: 15.28
5.85
57.33
Price-to-Owner-Earnings 11.13
RF's Price-to-Owner-Earnings is ranked higher than
62% of the 906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.97 vs. RF: 11.13 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.24  Med: 7.46 Max: 101.52
Current: 11.13
2.24
101.52
PB Ratio 1.04
RF's PB Ratio is ranked higher than
61% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. RF: 1.04 )
Ranked among companies with meaningful PB Ratio only.
RF' s PB Ratio Range Over the Past 10 Years
Min: 0.15  Med: 0.73 Max: 1.6
Current: 1.04
0.15
1.6
PS Ratio 3.08
RF's PS Ratio is ranked higher than
56% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. RF: 3.08 )
Ranked among companies with meaningful PS Ratio only.
RF' s PS Ratio Range Over the Past 10 Years
Min: 0.29  Med: 2.14 Max: 3.86
Current: 3.08
0.29
3.86
Price-to-Free-Cash-Flow 9.30
RF's Price-to-Free-Cash-Flow is ranked higher than
60% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. RF: 9.30 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.78  Med: 4.17 Max: 12.63
Current: 9.3
0.78
12.63
Price-to-Operating-Cash-Flow 8.98
RF's Price-to-Operating-Cash-Flow is ranked higher than
57% of the 959 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.18 vs. RF: 8.98 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.71  Med: 3.99 Max: 186.79
Current: 8.98
0.71
186.79
EV-to-EBIT 11.11
RF's EV-to-EBIT is ranked higher than
55% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. RF: 11.11 )
Ranked among companies with meaningful EV-to-EBIT only.
RF' s EV-to-EBIT Range Over the Past 10 Years
Min: -291.4  Med: 9.45 Max: 79.3
Current: 11.11
-291.4
79.3
EV-to-EBITDA 8.28
RF's EV-to-EBITDA is ranked higher than
64% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.93 vs. RF: 8.28 )
Ranked among companies with meaningful EV-to-EBITDA only.
RF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -101.5  Med: 6.9 Max: 73.8
Current: 8.28
-101.5
73.8
PEG Ratio 1.11
RF's PEG Ratio is ranked higher than
59% of the 853 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.41 vs. RF: 1.11 )
Ranked among companies with meaningful PEG Ratio only.
RF' s PEG Ratio Range Over the Past 10 Years
Min: 0.47  Med: 2.01 Max: 3.92
Current: 1.11
0.47
3.92

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.90
RF's Dividend Yield % is ranked lower than
66% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. RF: 1.90 )
Ranked among companies with meaningful Dividend Yield % only.
RF' s Dividend Yield % Range Over the Past 10 Years
Min: 0.44  Med: 1.89 Max: 33.8
Current: 1.9
0.44
33.8
Dividend Payout Ratio 0.29
RF's Dividend Payout Ratio is ranked higher than
88% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. RF: 0.29 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.26 Max: 0.75
Current: 0.29
0.05
0.75
3-Year Dividend Growth Rate 36.60
RF's 3-Year Dividend Growth Rate is ranked higher than
92% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. RF: 36.60 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
RF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 79.2
Current: 36.6
0
79.2
Forward Dividend Yield % 2.06
RF's Forward Dividend Yield % is ranked lower than
69% of the 2234 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. RF: 2.06 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 16.40
RF's 5-Year Yield-on-Cost % is ranked higher than
94% of the 2672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. RF: 16.40 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.8  Med: 16.4 Max: 291.82
Current: 16.4
3.8
291.82
3-Year Average Share Buyback Ratio 4.10
RF's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. RF: 4.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -48.7  Med: -14.2 Max: 4.1
Current: 4.1
-48.7
4.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.58
RF's Price-to-Tangible-Book is ranked lower than
64% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. RF: 1.58 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.4  Med: 1.39 Max: 3.33
Current: 1.58
0.4
3.33
Price-to-Intrinsic-Value-Projected-FCF 0.42
RF's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
81% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. RF: 0.42 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.1  Med: 0.64 Max: 2.12
Current: 0.42
0.1
2.12
Price-to-Median-PS-Value 1.42
RF's Price-to-Median-PS-Value is ranked lower than
74% of the 1561 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. RF: 1.42 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.19  Med: 1.16 Max: 2.67
Current: 1.42
0.19
2.67
Price-to-Graham-Number 1.04
RF's Price-to-Graham-Number is ranked lower than
56% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. RF: 1.04 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.37  Med: 0.91 Max: 1.68
Current: 1.04
0.37
1.68
Earnings Yield (Greenblatt) % 9.00
RF's Earnings Yield (Greenblatt) % is ranked higher than
65% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.85 vs. RF: 9.00 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RF' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -32.6  Med: 8 Max: 15.9
Current: 9
-32.6
15.9
Forward Rate of Return (Yacktman) % 16.89
RF's Forward Rate of Return (Yacktman) % is ranked higher than
65% of the 955 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.14 vs. RF: 16.89 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 3.5  Med: 30.8 Max: 117
Current: 16.89
3.5
117

More Statistics

Revenue (TTM) (Mil) $5,552.00
EPS (TTM) $ 0.89
Beta1.47
Short Percentage of Float3.16%
52-Week Range $7.80 - 16.03
Shares Outstanding (Mil)1,202.06

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 5,738 6,002 6,266
EPS ($) 0.97 1.11 1.18
EPS without NRI ($) 0.97 1.11 1.18
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.30%
Dividends per Share ($) 0.31 0.40 0.49
» More Articles for RF

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More From Other Websites
ETFs with exposure to Regions Financial Corp. : June 23, 2017 Jun 23 2017
Regions to Announce Second Quarter 2017 Financial Results July 21 Jun 23 2017
Regions Financial Corp. Releases Dodd-Frank Act Stress Test Results Jun 22 2017
Regions Financial Corp. breached its 50 day moving average in a Bearish Manner : RF-US : June 22,... Jun 22 2017
Financial sector up over 5% Jun 20 2017
Bank Stocks: It’s Time to Change How You Think About Valuations Jun 16 2017
Regions Bank Increases Prime Lending Rate Jun 14 2017
A Healing Hand for Hounds Jun 14 2017
Regions Financial Corp. :RF-US: Earnings Analysis: Q1, 2017 By the Numbers : June 12, 2017 Jun 12 2017
Regions Financial Corp. breached its 50 day moving average in a Bullish Manner : RF-US : June 12,... Jun 12 2017
Regions Financial Corp. : RF-US: Dividend Analysis : June 09th, 2017 (record date) : By the numbers... Jun 09 2017
Regions Bank Wins 2017 Javelin Trust in Banking Leaders Award; Customers Rank Regions a Leader in... Jun 06 2017
Trump, U.K. Election Risks Shaken Off by Markets Jun 05 2017
Regions Bank Offers Financial Insights and Advice for Prospective Homebuyers Jun 01 2017
Regions Financial Corp. breached its 50 day moving average in a Bearish Manner : RF-US : May 29,... May 29 2017
Regions (RF) Reflects Effective Cost Control: Time to Hold? May 23 2017
[$$] Banks Want a Piece of the Payday-Loan Pie May 21 2017
Regions Financial (RF) Up 4.6% Since Earnings Report: Can It Continue? May 19 2017
[$$] U.S. Industrial Production Surged in April May 16 2017

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