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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

vs
industry
vs
history
Cash-to-Debt 0.09
SBBX's Cash-to-Debt is ranked lower than
97% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.05 vs. SBBX: 0.09 )
Ranked among companies with meaningful Cash-to-Debt only.
SBBX' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06  Med: 0.52 Max: No Debt
Current: 0.09
Equity-to-Asset 0.10
SBBX's Equity-to-Asset is ranked lower than
53% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SBBX: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
SBBX' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.11
Current: 0.1
0.06
0.11
Debt-to-Equity 1.24
SBBX's Debt-to-Equity is ranked lower than
76% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. SBBX: 1.24 )
Ranked among companies with meaningful Debt-to-Equity only.
SBBX' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.48  Med: 1.16 Max: 2.32
Current: 1.24
0.48
2.32
Debt-to-EBITDA 10.57
SBBX's Debt-to-EBITDA is ranked lower than
78% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.03 vs. SBBX: 10.57 )
Ranked among companies with meaningful Debt-to-EBITDA only.
SBBX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -40.52  Med: 15.14 Max: 35.74
Current: 10.57
-40.52
35.74
Interest Coverage 1.63
SBBX's Interest Coverage is ranked lower than
53% of the 1562 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. SBBX: 1.63 )
Ranked among companies with meaningful Interest Coverage only.
SBBX' s Interest Coverage Range Over the Past 10 Years
Min: 0.11  Med: 0.49 Max: 1.75
Current: 1.63
0.11
1.75
Beneish M-Score: -2.09
WACC vs ROIC
3.74%
3.70%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 27.76
SBBX's Operating Margin % is ranked lower than
64% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 32.07 vs. SBBX: 27.76 )
Ranked among companies with meaningful Operating Margin % only.
SBBX' s Operating Margin % Range Over the Past 10 Years
Min: -15.49  Med: 12.47 Max: 27.76
Current: 27.76
-15.49
27.76
Net Margin % 18.70
SBBX's Net Margin % is ranked lower than
68% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.99 vs. SBBX: 18.70 )
Ranked among companies with meaningful Net Margin % only.
SBBX' s Net Margin % Range Over the Past 10 Years
Min: -7.55  Med: 10.08 Max: 18.7
Current: 18.7
-7.55
18.7
ROE % 9.12
SBBX's ROE % is ranked higher than
55% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. SBBX: 9.12 )
Ranked among companies with meaningful ROE % only.
SBBX' s ROE % Range Over the Past 10 Years
Min: -3.14  Med: 5.69 Max: 9.69
Current: 9.12
-3.14
9.69
ROA % 0.76
SBBX's ROA % is ranked lower than
63% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. SBBX: 0.76 )
Ranked among companies with meaningful ROA % only.
SBBX' s ROA % Range Over the Past 10 Years
Min: -0.25  Med: 0.46 Max: 0.76
Current: 0.76
-0.25
0.76
3-Year Revenue Growth Rate 5.50
SBBX's 3-Year Revenue Growth Rate is ranked higher than
57% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. SBBX: 5.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SBBX' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -7.8  Med: 6.3 Max: 86.9
Current: 5.5
-7.8
86.9
3-Year EBITDA Growth Rate 51.60
SBBX's 3-Year EBITDA Growth Rate is ranked higher than
95% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SBBX: 51.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SBBX' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -30.7  Med: 4 Max: 60.9
Current: 51.6
-30.7
60.9
3-Year EPS without NRI Growth Rate 47.60
SBBX's 3-Year EPS without NRI Growth Rate is ranked higher than
94% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SBBX: 47.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SBBX' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -29.2  Med: 4.4 Max: 54.4
Current: 47.6
-29.2
54.4
GuruFocus has detected 6 Warning Signs with Sussex Bancorp SBBX.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SBBX's 30-Y Financials

Financials (Next Earnings Date: 2018-01-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

SBBX Guru Trades in Q4 2016

Jim Simons 11,300 sh (New)
» More
Q1 2017

SBBX Guru Trades in Q1 2017

Jim Simons 10,361 sh (-8.31%)
» More
Q2 2017

SBBX Guru Trades in Q2 2017

Jim Simons 35,950 sh (+246.97%)
» More
Q3 2017

SBBX Guru Trades in Q3 2017

Jim Simons 32,400 sh (-9.87%)
» More
» Details

Insider Trades

Latest Guru Trades with SBBX

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6029
Compare:NAS:FCCY, OTCPK:FRAF, NAS:OPOF, OTCPK:CWBB, NAS:MBCN, NAS:CFNB, OTCBB:FKYS, NAS:UBFO, OTCPK:QNBC, NAS:DNBF, OTCPK:FNRN, OTCPK:STND, NAS:ACFC, NAS:TCFC, NAS:OVLY, NAS:PKBK, NAS:OVBC, NAS:SLCT, NAS:ASBB, NAS:RBPAA » details
Headquarter Location:USA
Sussex Bancorp is a bank holding company. It conducts traditional commercial banking business, and offer services including personal and business checking accounts and time deposits, money market accounts and savings accounts.

Sussex Bancorp is a bank holding company. It conducts traditional commercial banking business, and offer services including personal and business checking accounts and time deposits, money market accounts and savings accounts.

Top Ranked Articles about Sussex Bancorp

Sussex Bancorp Named to Sandler O’Neill 2017 Sm-All Stars
Sussex Bancorp Closes Common Stock Offering
Sussex Bancorp Announces Pricing of Common Stock Offering
Sussex Bancorp Announces Commencement of Common Stock Offering
Sussex Bancorp Declares a 50% Increase in Its Quarterly Cash Dividend
Sussex Bancorp Announces a Merger With Community Bank of Bergen County, NJ
Michael X. McBride Appointed to the Boards of Sussex Bancorp & Sussex Bank

ROCKAWAY, N.J., March 01, 2017 (GLOBE NEWSWIRE) -- Sussex Bancorp (the “Company”) (NASDAQ:SBBX), the holding company for Sussex Bank (the “Bank”) announced today that Michael X. McBride, Partner of Connell Foley, has been appointed to the Board of Directors of the Company and the Bank. Mr. McBride’s appointment was approved on January 25, 2017, and his term began on February 22, 2017.
A photo accompanying this announcement is available at http://www.globenewswire.com/NewsRoom/AttachmentNg/cb17bbc2-7b03-47e2-a175-768eeb08e4f0 Mr. McBride is an accomplished attorney with extensive practice representing owners, developers, contractors and vendors in all aspects of the real estate development and construction business. Among his more notable projects are the large scale development of data centers, industrial tract and office developments, residential apartment and condominium projects, and shopping center developments. From 2010 through 2015, Mr. McBride served as the firm's Managing Partner and helped grow the firm by more than 20 percent. In addition, Mr. McBride sits on the Board of McBride Enterprises, a family owned business which has been involved in the real estate and construction industry for over 100 years. “We are very pleased to welcome Mike to our Board,” said Edward Leppert, Chairman of the Board. “Culturally, he is a perfect fit.  He is a proven leader who brings a very unique skill set, including additional legal expertise, to our Company.  Mike places great emphasis on the importance of the employee experience, and he’ll have a profound impact on the continuing development of our company’s culture.  I look forward to working with Mike, and I know that his service will be of tremendous value to both our Board and the entire organization.” Mr. McBride resides in Ridgewood, NJ with his wife, Beth Ann. Mr. McBride is a graduate of Georgetown University where he received his Juris Doctor. He has been named as a New Jersey Super Lawyer multiple times and was recently named as one of the Best Lawyers of the Year for 2016. About Sussex Bancorp
Sussex Bancorp is the holding company for Sussex Bank, which operates through its regional office and corporate center in Rockaway, New Jersey and through its eleven branch offices located in Andover, Augusta, Franklin, Hackettstown,  Montague, Newton, Oradell, Sparta, Vernon and Wantage, New Jersey, and Astoria, New York; loan production offices in Oradell, Rockaway and Wantage, New Jersey, and Tri-State Insurance Agency, Inc., a full service insurance agency with locations in Augusta (Sussex County) and Oradell (Bergen County), New Jersey.  For additional information, please visit the Company's website at www.sussexbank.com.
Dawn Machacek
Marketing Coordinator
Phone: (844) 256-7328 Ext. 8989
Email: [email protected]

Read more...

Ratios

vs
industry
vs
history
PE Ratio 19.24
SBBX's PE Ratio is ranked lower than
66% of the 1528 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SBBX: 19.24 )
Ranked among companies with meaningful PE Ratio only.
SBBX' s PE Ratio Range Over the Past 10 Years
Min: 4.31  Med: 17.18 Max: 43.11
Current: 19.24
4.31
43.11
Forward PE Ratio 13.16
SBBX's Forward PE Ratio is ranked higher than
73% of the 372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. SBBX: 13.16 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 19.24
SBBX's PE Ratio without NRI is ranked lower than
66% of the 1531 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.75 vs. SBBX: 19.24 )
Ranked among companies with meaningful PE Ratio without NRI only.
SBBX' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.31  Med: 17.18 Max: 43.11
Current: 19.24
4.31
43.11
Price-to-Owner-Earnings 23.23
SBBX's Price-to-Owner-Earnings is ranked lower than
58% of the 922 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.44 vs. SBBX: 23.23 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SBBX' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.39  Med: 15.15 Max: 50
Current: 23.23
2.39
50
PB Ratio 1.67
SBBX's PB Ratio is ranked lower than
51% of the 1636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. SBBX: 1.67 )
Ranked among companies with meaningful PB Ratio only.
SBBX' s PB Ratio Range Over the Past 10 Years
Min: 0.28  Med: 0.8 Max: 2
Current: 1.67
0.28
2
PS Ratio 3.62
SBBX's PS Ratio is ranked higher than
54% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.44 vs. SBBX: 3.62 )
Ranked among companies with meaningful PS Ratio only.
SBBX' s PS Ratio Range Over the Past 10 Years
Min: 0.5  Med: 1.53 Max: 3.67
Current: 3.62
0.5
3.67
Price-to-Free-Cash-Flow 11.95
SBBX's Price-to-Free-Cash-Flow is ranked higher than
55% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.78 vs. SBBX: 11.95 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SBBX' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.78  Med: 5.4 Max: 48.83
Current: 11.95
0.78
48.83
Price-to-Operating-Cash-Flow 11.69
SBBX's Price-to-Operating-Cash-Flow is ranked higher than
51% of the 957 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.35 vs. SBBX: 11.69 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SBBX' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.77  Med: 4.34 Max: 13.96
Current: 11.69
0.77
13.96
EV-to-EBIT 26.29
SBBX's EV-to-EBIT is ranked lower than
84% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. SBBX: 26.29 )
Ranked among companies with meaningful EV-to-EBIT only.
SBBX' s EV-to-EBIT Range Over the Past 10 Years
Min: -39.4  Med: 25.4 Max: 187
Current: 26.29
-39.4
187
EV-to-EBITDA 23.70
SBBX's EV-to-EBITDA is ranked lower than
84% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.38 vs. SBBX: 23.70 )
Ranked among companies with meaningful EV-to-EBITDA only.
SBBX' s EV-to-EBITDA Range Over the Past 10 Years
Min: -99.2  Med: 21.7 Max: 66.4
Current: 23.7
-99.2
66.4
EV-to-Revenue 7.30
SBBX's EV-to-Revenue is ranked lower than
79% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.22 vs. SBBX: 7.30 )
Ranked among companies with meaningful EV-to-Revenue only.
SBBX' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.3  Med: 3.6 Max: 7.2
Current: 7.3
0.3
7.2
PEG Ratio 0.77
SBBX's PEG Ratio is ranked higher than
75% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.52 vs. SBBX: 0.77 )
Ranked among companies with meaningful PEG Ratio only.
SBBX' s PEG Ratio Range Over the Past 10 Years
Min: 0.35  Med: 0.62 Max: 4.87
Current: 0.77
0.35
4.87
Shiller PE Ratio 41.46
SBBX's Shiller PE Ratio is ranked lower than
84% of the 508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.19 vs. SBBX: 41.46 )
Ranked among companies with meaningful Shiller PE Ratio only.
SBBX' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.04  Med: 12.69 Max: 44.91
Current: 41.46
5.04
44.91

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.85
SBBX's Dividend Yield % is ranked lower than
91% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. SBBX: 0.85 )
Ranked among companies with meaningful Dividend Yield % only.
SBBX' s Dividend Yield % Range Over the Past 10 Years
Min: 0.31  Med: 1.2 Max: 5.91
Current: 0.85
0.31
5.91
Dividend Payout Ratio 0.15
SBBX's Dividend Payout Ratio is ranked higher than
88% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SBBX: 0.15 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SBBX' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.16 Max: 0.58
Current: 0.15
0.05
0.58
Forward Dividend Yield % 0.93
SBBX's Forward Dividend Yield % is ranked lower than
90% of the 2240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. SBBX: 0.93 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.85
SBBX's 5-Year Yield-on-Cost % is ranked lower than
94% of the 2723 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.29 vs. SBBX: 0.85 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SBBX' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.31  Med: 1.2 Max: 5.91
Current: 0.85
0.31
5.91
3-Year Average Share Buyback Ratio -0.80
SBBX's 3-Year Average Share Buyback Ratio is ranked higher than
62% of the 1129 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.20 vs. SBBX: -0.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SBBX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -20.2  Med: -2.45 Max: 1.3
Current: -0.8
-20.2
1.3

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.71
SBBX's Price-to-Tangible-Book is ranked higher than
52% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. SBBX: 1.71 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SBBX' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.34  Med: 1.39 Max: 3.08
Current: 1.71
0.34
3.08
Price-to-Intrinsic-Value-Projected-FCF 1.05
SBBX's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
58% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. SBBX: 1.05 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SBBX' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.14  Med: 0.53 Max: 1.82
Current: 1.05
0.14
1.82
Price-to-Median-PS-Value 2.37
SBBX's Price-to-Median-PS-Value is ranked lower than
92% of the 1469 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. SBBX: 2.37 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SBBX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.35  Med: 1.43 Max: 3.89
Current: 2.37
0.35
3.89
Price-to-Peter-Lynch-Fair-Value 0.77
SBBX's Price-to-Peter-Lynch-Fair-Value is ranked higher than
76% of the 439 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. SBBX: 0.77 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SBBX' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.65  Med: 1.06 Max: 5.45
Current: 0.77
0.65
5.45
Price-to-Graham-Number 1.21
SBBX's Price-to-Graham-Number is ranked lower than
54% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SBBX: 1.21 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SBBX' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.29  Med: 1.04 Max: 1.66
Current: 1.21
0.29
1.66
Earnings Yield (Greenblatt) % 3.79
SBBX's Earnings Yield (Greenblatt) % is ranked lower than
64% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.51 vs. SBBX: 3.79 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SBBX' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -6.8  Med: 3.7 Max: 55.7
Current: 3.79
-6.8
55.7
Forward Rate of Return (Yacktman) % 56.36
SBBX's Forward Rate of Return (Yacktman) % is ranked higher than
92% of the 981 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.33 vs. SBBX: 56.36 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SBBX' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -4.6  Med: 28.7 Max: 57.2
Current: 56.36
-4.6
57.2

More Statistics

Revenue (TTM) (Mil) $35.83
EPS (TTM) $ 1.34
Beta0.35
Short Percentage of Float5.14%
52-Week Range $17.33 - 28.55
Shares Outstanding (Mil)6.04

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $)
EPS ($) 1.33 1.96 2.36
EPS without NRI ($) 1.33 1.96 2.36
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.22 0.24 0.24

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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