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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.76
SNBC's Cash-to-Debt is ranked lower than
70% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.09 vs. SNBC: 0.76 )
Ranked among companies with meaningful Cash-to-Debt only.
SNBC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.63 Max: 3.42
Current: 0.76
0.12
3.42
Equity-to-Asset 0.15
SNBC's Equity-to-Asset is ranked higher than
81% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNBC: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
SNBC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04  Med: 0.08 Max: 0.15
Current: 0.15
0.04
0.15
Debt-to-Equity 0.52
SNBC's Debt-to-Equity is ranked higher than
53% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. SNBC: 0.52 )
Ranked among companies with meaningful Debt-to-Equity only.
SNBC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.26  Med: 0.63 Max: 4.65
Current: 0.52
0.26
4.65
Interest Coverage 0.77
SNBC's Interest Coverage is ranked lower than
70% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.74 vs. SNBC: 0.77 )
Ranked among companies with meaningful Interest Coverage only.
SNBC' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.56 Max: 1.19
Current: 0.77
0.26
1.19
Beneish M-Score: -2.17
WACC vs ROIC
10.23%
17.92%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % 12.74
SNBC's Operating Margin % is ranked lower than
85% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. SNBC: 12.74 )
Ranked among companies with meaningful Operating Margin % only.
SNBC' s Operating Margin % Range Over the Past 10 Years
Min: -129.62  Med: -18.26 Max: 22.36
Current: 12.74
-129.62
22.36
Net Margin % 83.97
SNBC's Net Margin % is ranked higher than
98% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.82 vs. SNBC: 83.97 )
Ranked among companies with meaningful Net Margin % only.
SNBC' s Net Margin % Range Over the Past 10 Years
Min: -136.48  Med: -11.4 Max: 84.96
Current: 83.97
-136.48
84.96
ROE % 20.20
SNBC's ROE % is ranked higher than
92% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.56 vs. SNBC: 20.20 )
Ranked among companies with meaningful ROE % only.
SNBC' s ROE % Range Over the Past 10 Years
Min: -59.35  Med: -5.11 Max: 21.32
Current: 20.2
-59.35
21.32
ROA % 2.72
SNBC's ROA % is ranked higher than
91% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. SNBC: 2.72 )
Ranked among companies with meaningful ROA % only.
SNBC' s ROA % Range Over the Past 10 Years
Min: -5.3  Med: -0.4 Max: 2.75
Current: 2.72
-5.3
2.75
3-Year Revenue Growth Rate -18.40
SNBC's 3-Year Revenue Growth Rate is ranked lower than
95% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. SNBC: -18.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SNBC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -34.8  Med: 0.05 Max: 21.9
Current: -18.4
-34.8
21.9
3-Year EBITDA Growth Rate 187.00
SNBC's 3-Year EBITDA Growth Rate is ranked higher than
99% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SNBC: 187.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SNBC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -30.9  Med: 1.3 Max: 187
Current: 187
-30.9
187
GuruFocus has detected 1 Warning Sign with Sun Bancorp Inc $SNBC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SNBC's 30-Y Financials

Financials (Next Earnings Date: 2017-10-26)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

SNBC Guru Trades in Q3 2016

Wilbur Ross 4,255,848 sh (unchged)
Jim Simons 106,579 sh (-0.75%)
» More
Q4 2016

SNBC Guru Trades in Q4 2016

Jim Simons 203,779 sh (+91.20%)
Wilbur Ross 4,255,848 sh (unchged)
» More
Q1 2017

SNBC Guru Trades in Q1 2017

Wilbur Ross 4,255,848 sh (unchged)
Jim Simons 185,079 sh (-9.18%)
» More
Q2 2017

SNBC Guru Trades in Q2 2017

Wilbur Ross 4,255,848 sh (unchged)
Jim Simons 178,879 sh (-3.35%)
» More
» Details

Insider Trades

Latest Guru Trades with SNBC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6029
Compare:NAS:IBCP, NAS:FMBH, NAS:TBBK, AMEX:BHB, NYSE:FSB, NAS:WFBI, NAS:AROW, NAS:ABTX, OTCPK:CARE, NAS:FCBC, NAS:ACBI, NAS:HTBI, NAS:MOFG, NAS:FISI, NAS:EQBK, NAS:BMRC, NAS:FBNK, NAS:OKSB, NAS:CCNE, OTCPK:HBIA » details
Headquarter Location:USA
Sun Bancorp Inc is a holding company which provides deposit services including savings accounts, cash management solutions, money market accounts as well as lending services to businesses including term loans, lines of credit and commercial mortgages.

Sun Bancorp Inc is a holding company of its principal subsidiary, Bank of the United States. Through its subsidiary, it provides community banking services to consumers, small businesses and mid-size companies. Its deposit services include savings accounts, business checking and money market accounts, certificates of deposit, and cash management solutions such as online banking, electronic bill payment and wire transfer services, lockbox services, remote deposit and controlled disbursement services. The company also provides lending services to businesses include term loans, lines of credit and commercial mortgages. Additionally, it also provides home equity term loans, home equity lines of credit and installment loans. The majority of the company's revenue comes from interest income.

Ratios

vs
industry
vs
history
PE Ratio 7.63
SNBC's PE Ratio is ranked higher than
85% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. SNBC: 7.63 )
Ranked among companies with meaningful PE Ratio only.
SNBC' s PE Ratio Range Over the Past 10 Years
Min: 6.3  Med: 19.76 Max: 174.08
Current: 7.63
6.3
174.08
PE Ratio without NRI 7.63
SNBC's PE Ratio without NRI is ranked higher than
85% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SNBC: 7.63 )
Ranked among companies with meaningful PE Ratio without NRI only.
SNBC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.29  Med: 19.74 Max: 174.08
Current: 7.63
6.29
174.08
Price-to-Owner-Earnings 51.29
SNBC's Price-to-Owner-Earnings is ranked lower than
94% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. SNBC: 51.29 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SNBC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.17  Med: 16.68 Max: 93.68
Current: 51.29
4.17
93.68
PB Ratio 1.43
SNBC's PB Ratio is ranked lower than
65% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. SNBC: 1.43 )
Ranked among companies with meaningful PB Ratio only.
SNBC' s PB Ratio Range Over the Past 10 Years
Min: 0.22  Med: 1.07 Max: 1.74
Current: 1.43
0.22
1.74
PS Ratio 6.43
SNBC's PS Ratio is ranked lower than
87% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. SNBC: 6.43 )
Ranked among companies with meaningful PS Ratio only.
SNBC' s PS Ratio Range Over the Past 10 Years
Min: 0.63  Med: 2.49 Max: 6.95
Current: 6.43
0.63
6.95
Price-to-Free-Cash-Flow 47.95
SNBC's Price-to-Free-Cash-Flow is ranked lower than
95% of the 856 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. SNBC: 47.95 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SNBC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.93  Med: 13.91 Max: 468.51
Current: 47.95
1.93
468.51
Price-to-Operating-Cash-Flow 40.30
SNBC's Price-to-Operating-Cash-Flow is ranked lower than
95% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.46 vs. SNBC: 40.30 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SNBC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.71  Med: 10.64 Max: 157.29
Current: 40.3
1.71
157.29
EV-to-EBIT 54.99
SNBC's EV-to-EBIT is ranked lower than
92% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. SNBC: 54.99 )
Ranked among companies with meaningful EV-to-EBIT only.
SNBC' s EV-to-EBIT Range Over the Past 10 Years
Min: -21.4  Med: 0.9 Max: 312.2
Current: 54.99
-21.4
312.2
EV-to-EBITDA 43.35
SNBC's EV-to-EBITDA is ranked lower than
92% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.98 vs. SNBC: 43.35 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNBC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -42.7  Med: 5.7 Max: 437.2
Current: 43.35
-42.7
437.2
EV-to-Revenue 7.01
SNBC's EV-to-Revenue is ranked lower than
78% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.86 vs. SNBC: 7.01 )
Ranked among companies with meaningful EV-to-Revenue only.
SNBC' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.7  Med: 1.9 Max: 7.7
Current: 7.01
-0.7
7.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.16
SNBC's Dividend Yield % is ranked lower than
99% of the 2354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. SNBC: 0.16 )
Ranked among companies with meaningful Dividend Yield % only.
SNBC' s Dividend Yield % Range Over the Past 10 Years
Min: 0.04  Med: 0.12 Max: 0.18
Current: 0.16
0.04
0.18
Dividend Payout Ratio 0.01
SNBC's Dividend Payout Ratio is ranked higher than
100% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SNBC: 0.01 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SNBC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01  Med: 0.01 Max: 0.01
Current: 0.01
Forward Dividend Yield % 0.16
SNBC's Forward Dividend Yield % is ranked lower than
99% of the 2231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. SNBC: 0.16 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.17
SNBC's 5-Year Yield-on-Cost % is ranked lower than
99% of the 2778 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.98 vs. SNBC: 0.17 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SNBC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.04  Med: 0.12 Max: 0.18
Current: 0.17
0.04
0.18
3-Year Average Share Buyback Ratio -2.90
SNBC's 3-Year Average Share Buyback Ratio is ranked lower than
56% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. SNBC: -2.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNBC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -54.6  Med: -10.65 Max: 1.1
Current: -2.9
-54.6
1.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.61
SNBC's Price-to-Tangible-Book is ranked lower than
66% of the 1573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. SNBC: 1.61 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SNBC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.4  Med: 1.67 Max: 6.11
Current: 1.61
0.4
6.11
Price-to-Intrinsic-Value-Projected-FCF 1.18
SNBC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
83% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. SNBC: 1.18 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SNBC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.17  Med: 0.88 Max: 1.79
Current: 1.18
0.17
1.79
Price-to-Median-PS-Value 2.58
SNBC's Price-to-Median-PS-Value is ranked lower than
96% of the 1527 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SNBC: 2.58 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SNBC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.27  Med: 1.06 Max: 2.73
Current: 2.58
0.27
2.73
Price-to-Graham-Number 0.74
SNBC's Price-to-Graham-Number is ranked higher than
67% of the 1414 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SNBC: 0.74 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SNBC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.53  Med: 1.47 Max: 3.46
Current: 0.74
0.53
3.46
Earnings Yield (Greenblatt) % 1.82
SNBC's Earnings Yield (Greenblatt) % is ranked lower than
70% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.91 vs. SNBC: 1.82 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SNBC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -25306.9  Med: 1.1 Max: 621.7
Current: 1.82
-25306.9
621.7
Forward Rate of Return (Yacktman) % 10.16
SNBC's Forward Rate of Return (Yacktman) % is ranked lower than
59% of the 934 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.21 vs. SNBC: 10.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SNBC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.8  Med: 14.7 Max: 40.9
Current: 10.16
-1.8
40.9

More Statistics

Revenue (TTM) (Mil) $72.07
EPS (TTM) $ 3.19
Beta0.49
Short Percentage of Float2.17%
52-Week Range $22.10 - 26.80
Shares Outstanding (Mil)19.09
» More Articles for SNBC

Headlines

Articles On GuruFocus.com
Sun Bancorp, Inc. to Release Third Quarter Earnings on Thursday, October 26, 2017 Sep 07 2017 
Sun Bancorp, Inc. to Host Second Quarter Earnings Conference Call Wednesday, July 26, 2017 at 11:00 Jun 14 2017 
Sun Bancorp, Inc. Announces Redemption of $40 Million of Trust Preferred Securities May 23 2017 
Advice for Small Business Owners From Sun National Bank: Three Tips for Financing Business Expansion May 05 2017 
Sun Bancorp, Inc. to Host First Quarter Earnings Conference Call Thursday, April 27, 2017 at 11:00 a Apr 04 2017 
US Commerce Secretary Wilbur Ross Explains Trade Plans Mar 31 2017 
Sun Bancorp, Inc. Announces Election of James B. Lockhart III to Company and Bank Boards Mar 31 2017 
Wilbur Ross' New Acquisition Nexeo Solutions to Begin Trading Friday Jun 09 2016 
Wilbur Ross Starts Stakes in Etsy, GoPro, Sells InterXion Feb 16 2016 
Solid Six from Self-Made Billionaire, King of Restructures Wilbur Ross, Net Worth $2.6B Jul 19 2013 

More From Other Websites
Sun Bancorp, Inc. (New Jersey) breached its 50 day moving average in a Bullish Manner : SNBC-US :... Sep 22 2017
Sun Bancorp, Inc. (New Jersey) : SNBC-US: Dividend Analysis : August 22nd, 2017 (record date) : By... Sep 19 2017
Sun Bancorp, Inc. to Release Third Quarter Earnings on Thursday, October 26, 2017 Sep 07 2017
Edited Transcript of SNBC earnings conference call or presentation 26-Jul-17 3:00pm GMT Aug 13 2017
Sun Bancorp posts 2Q profit Jul 26 2017
Sun Bancorp, Inc. Announces Second Quarter Net Income of $1.5 Million, or $0.08 per Diluted Share;... Jul 26 2017
INVESTOR ALERT: Brower Piven Commences an Investigation into the Proposed Sale of Sun Bancorp, Inc.... Jul 11 2017
SUN BANCORP, INC. SHAREHOLDER ALERT: Former SEC Attorney Willie Briscoe Investigates Sale to... Jul 10 2017
SHAREHOLDER ALERT: WeissLaw LLP Investigates the Acquisition of Sun Bancorp, Inc. Jul 06 2017
Harwood Feffer LLP Announces Investigation of Sun Bancorp, Inc. Jul 05 2017
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Reminds Investors of an Investigation Concerning Whether... Jul 05 2017
SUN BANCORP INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC... Jul 02 2017
SHAREHOLDER ALERT: Levi & Korsinsky, LLP Notifies Investors of an Investigation Concerning Whether... Jun 30 2017
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OceanFirst Financial Corp. Announces Agreement to Acquire Sun Bancorp, Inc. Jun 30 2017
Sun Bancorp, Inc. (New Jersey) breached its 50 day moving average in a Bearish Manner : SNBC-US :... Jun 21 2017
Sun Bancorp, Inc. to Host Second Quarter Earnings Conference Call Wednesday, July 26, 2017 at 11:00... Jun 14 2017
ETFs with exposure to Sun Bancorp, Inc. (New Jersey) : June 9, 2017 Jun 09 2017
Sun Bancorp, Inc. (New Jersey) :SNBC-US: Earnings Analysis: Q1, 2017 By the Numbers : June 8, 2017 Jun 08 2017
Sun Bancorp, Inc. (New Jersey) breached its 50 day moving average in a Bullish Manner : SNBC-US :... Jun 02 2017

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