Business Description
SoFi Technologies Inc
NAICS : 522130
SIC : 6159
Description
SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.2 | |||||
| Equity-to-Asset | 0.35 | |||||
| Debt-to-Equity | 0.86 | |||||
| Debt-to-EBITDA | 3.38 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | N/A/9 | |||||
| Beneish M-Score | -1.1 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -20 | |||||
| 3-Year EPS without NRI Growth Rate | 33.7 | |||||
| Future 3-5Y Total Revenue Growth Rate | 25.72 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 74.75 | |||||
| 9-Day RSI | 72.92 | |||||
| 14-Day RSI | 69.15 | |||||
| 6-1 Month Momentum % | -31.83 | |||||
| 12-1 Month Momentum % | -61.36 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -92.5 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -27.91 | |||||
| ROE % | -7.58 | |||||
| ROA % | -3.37 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PS Ratio | 3.73 | |||||
| PB Ratio | 1.06 | |||||
| Price-to-Tangible-Book | 1.88 | |||||
| EV-to-Forward-EBIT | -32.93 | |||||
| EV-to-Forward-EBITDA | 962.26 | |||||
| EV-to-Revenue | 6.87 | |||||
| EV-to-Forward-Revenue | 5.26 | |||||
| EV-to-FCF | -1.56 |
