NYSE:TSS (USA) Also trade in: Germany UK

Total System Services Inc

$ 127.01 0.27 (0.21%)
Volume: 42,089 Avg Vol (1m): 1,942,871
Market Cap $: 22.43 Bil Enterprise Value $: 26.15 Bil
P/E (TTM): 38.76 P/B: 9.69
Earnings Power Value 9.67
Net Current Asset Value -23.3
Tangible Book -17.78
Projected FCF 58.29
Median P/S Value 54.78
Graham Number 0
Peter Lynch Value 55.13
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.12
Cash-To-Debt ranked lower than
74.16% of 449 companies
in the Credit Services industry.
Industry Max: 10000, Med: 8.43, Min: 0.01
TSS: 0.12
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.11, Med: 2.25, Max: 10000
Current: 0.12
0.11
10000
Equity-to-Asset 0.30
Equity-to-Asset ranked lower than
57.38% of 413 companies
in the Credit Services industry.
Industry Max: 1, Med: 0.43, Min: -16.13
TSS: 0.3
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.3, Med: 0.71, Max: 0.9
Current: 0.3
0.3
0.9
Debt-to-Equity 1.79
Debt-to-Equity ranked lower than
50.45% of 220 companies
in the Credit Services industry.
Industry Max: 31.78, Med: 1.4, Min: 0.01
TSS: 1.79
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0, Med: 0.17, Max: 1.84
Current: 1.79
0
1.84
Debt-to-EBITDA 3.33
Debt-to-EBITDA ranked higher than
75.97% of 283 companies
in the Credit Services industry.
Industry Max: 489.17, Med: 6.7, Min: 0.03
TSS: 3.33
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.24, Med: 1.97, Max: 3.54
Current: 3.33
0.24
3.54
Interest Coverage 5.05
Interest Coverage ranked lower than
52.49% of 402 companies
in the Credit Services industry.
Industry Max: 10000, Med: 7.5, Min: 0.01
TSS: 5.05
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 0.84, Med: 6.21, Max: 101.17
Current: 5.05
0.84
101.17
Piotroski F-Score 6
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 4.13
DISTRESS
GREY
SAFE
Beneish M-Score -2.72
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 11.3%
WACC 5.53%

Profitability & Growth : 8/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 21.05
Operating Margin ranked lower than
57.76% of 438 companies
in the Credit Services industry.
Industry Max: 349450, Med: 19.77, Min: -7041.41
TSS: 21.05
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 13.75, Med: 18.28, Max: 21.05
Current: 21.05
13.75
21.05
Net Margin % 14.63
Net Margin ranked lower than
52.74% of 438 companies
in the Credit Services industry.
Industry Max: 349450, Med: 13.22, Min: -11643.24
TSS: 14.63
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 7.67, Med: 12.51, Max: 14.63
Current: 14.63
7.67
14.63
ROE % 23.90
ROE ranked higher than
89.22% of 436 companies
in the Credit Services industry.
Industry Max: 190103.22, Med: 6.88, Min: -6112.96
TSS: 23.9
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 15.97, Med: 18.69, Max: 26.94
Current: 23.9
15.97
26.94
ROA % 7.91
ROA ranked higher than
86.75% of 453 companies
in the Credit Services industry.
Industry Max: 185.91, Med: 2.32, Min: -914.31
TSS: 7.91
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 6.24, Med: 9.4, Max: 13.2
Current: 7.91
6.24
13.2
ROC (Joel Greenblatt) % 165.18
ROC (Joel Greenblatt) ranked higher than
85.52% of 366 companies
in the Credit Services industry.
Industry Max: 24326.53, Med: 13.96, Min: -25896.1
TSS: 165.18
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 69.16, Med: 111.3, Max: 172.17
Current: 165.18
69.16
172.17
3-Year Total Revenue Growth Rate 13.20
3-Year Revenue Growth Rate ranked higher than
78.93% of 356 companies
in the Credit Services industry.
Industry Max: 1159, Med: 6.6, Min: -100
TSS: 13.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -1.9, Med: 17.4, Max: 30.9
Current: 13.1
-1.9
30.9
3-Year Total EBITDA Growth Rate 15.80
3-Year EBITDA Growth Rate ranked higher than
67.52% of 314 companies
in the Credit Services industry.
Industry Max: 397.7, Med: 7.1, Min: -162.8
TSS: 15.8
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: -15.5, Med: 18.3, Max: 23.6
Current: 15.8
-15.5
23.6
3-Year EPS w/o NRI Growth Rate 17.00
3-Year EPS w/o NRI Growth Rate ranked higher than
73.00% of 300 companies
in the Credit Services industry.
Industry Max: 1125.7, Med: 8, Min: -132.1
TSS: 17
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -5.9, Med: 15.9, Max: 31.5
Current: 17
-5.9
31.5

» TSS's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

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Business Description

Industry Credit Services » Credit Services    NAICS : 522320    SIC : 6099
Compare TSE:8591 NYSE:SYF NYSE:DFS BOM:500034 XPAR:EDEN NAS:CACC NYSE:WU COL:CSF.N0000 NYSE:ADS TSE:8572 TPE:5871 XTER:GLJ TSE:8593 BOM:532810 NYSE:OMF NAS:SLM NAS:FCFS BOM:532955 BOM:533398 BOM:533519
Traded in other countries TTY.Germany 0LG1.UK
Address One TSYS Way, Columbus, GA, USA, 31901-4222
Based in Columbus, Georgia, TSYS provides payment-processing services in the U.S. and abroad. In 2013 TSYS provided processing services for 28% of domestic consumer credit card accounts and 59% of domestic commercial credit card accounts. The company has operating segments in North America Services, International Services, and Merchant Services, plus the newer NetSpend segment, which deals in prepaid debit and payroll cards and arrived via a 2013 acquisition.

Ratios

Current vs industry vs history
PE Ratio (TTM) 38.76
PE Ratio ranked lower than
70.55% of 343 companies
in the Credit Services industry.
Industry Max: 12291.33, Med: 16.14, Min: 0.03
TSS: 38.76
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 9.77, Med: 20.38, Max: 39.48
Current: 38.76
9.77
39.48
Forward PE Ratio 26.11
Forward P/E ranked lower than
81.25% of 64 companies
in the Credit Services industry.
Industry Max: 56.5, Med: 12.5, Min: 0.06
TSS: 26.11
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 38.76
PE without NRI ranked lower than
71.39% of 339 companies
in the Credit Services industry.
Industry Max: 12291.33, Med: 16.11, Min: 0.03
TSS: 38.76
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 9.53, Med: 22.9, Max: 39.48
Current: 38.76
9.53
39.48
Price-to-Owner-Earnings 29.59
Price-to-Owner-Earnings ranked lower than
66.67% of 102 companies
in the Credit Services industry.
Industry Max: 1561.11, Med: 14.62, Min: 0.35
TSS: 29.59
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 9.06, Med: 15.27, Max: 30.58
Current: 29.59
9.06
30.58
PB Ratio 9.69
PB Ratio ranked lower than
93.30% of 418 companies
in the Credit Services industry.
Industry Max: 2284.63, Med: 1.19, Min: 0.04
TSS: 9.69
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 2.17, Med: 3.54, Max: 9.87
Current: 9.69
2.17
9.87
PS Ratio 5.69
PS Ratio ranked higher than
51.21% of 414 companies
in the Credit Services industry.
Industry Max: 1151.59, Med: 3.46, Min: 0.01
TSS: 5.69
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.28, Med: 2.46, Max: 5.8
Current: 5.69
1.28
5.8
Price-to-Free-Cash-Flow 29.74
Price-to-Free-Cash-Flow ranked lower than
80.77% of 104 companies
in the Credit Services industry.
Industry Max: 1671.38, Med: 8.52, Min: 0.45
TSS: 29.74
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 8.51, Med: 15.39, Max: 30.29
Current: 29.74
8.51
30.29
Price-to-Operating-Cash-Flow 21.96
Price-to-Operating-Cash-Flow ranked lower than
78.74% of 127 companies
in the Credit Services industry.
Industry Max: 2660, Med: 7.24, Min: 0.45
TSS: 21.96
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 6.11, Med: 11.19, Max: 22.37
Current: 21.96
6.11
22.37
EV-to-EBIT 30.43
EV-to-EBIT ranked lower than
70.74% of 352 companies
in the Credit Services industry.
Industry Max: 57054.38, Med: 16.26, Min: 0.08
TSS: 30.43
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 2.2, Med: 17.1, Max: 31.4
Current: 30.43
2.2
31.4
EV-to-EBITDA 20.64
EV-to-EBITDA ranked lower than
54.37% of 366 companies
in the Credit Services industry.
Industry Max: 57054.38, Med: 14.65, Min: 0.08
TSS: 20.64
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 2, Med: 11, Max: 21.3
Current: 20.64
2
21.3
EV-to-Revenue 6.42
EV-to-Revenue ranked higher than
61.88% of 425 companies
in the Credit Services industry.
Industry Max: 95879.51, Med: 5.35, Min: 0.03
TSS: 6.42
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.3, Med: 2.9, Max: 6.6
Current: 6.42
1.3
6.6
PEG Ratio 2.27
PEG Ratio ranked lower than
66.92% of 133 companies
in the Credit Services industry.
Industry Max: 257.2, Med: 0.97, Min: 0.01
TSS: 2.27
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 0.58, Med: 1.55, Max: 27.44
Current: 2.27
0.58
27.44
Shiller PE Ratio 65.06
Shiller PE Ratio ranked lower than
95.45% of 66 companies
in the Credit Services industry.
Industry Max: 128.8, Med: 17.29, Min: 1.21
TSS: 65.06
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 12.74, Med: 24.05, Max: 66.21
Current: 65.06
12.74
66.21
Current Ratio 2.17
Current Ratio ranked lower than
83.94% of 218 companies
in the Credit Services industry.
Industry Max: 2247.35, Med: 2.4, Min: 0.01
TSS: 2.17
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.97, Med: 2.29, Max: 8.55
Current: 2.17
0.97
8.55
Quick Ratio 2.14
Quick Ratio ranked lower than
83.03% of 218 companies
in the Credit Services industry.
Industry Max: 2247.35, Med: 2.4, Min: 0.01
TSS: 2.14
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.95, Med: 2.28, Max: 8.5
Current: 2.14
0.95
8.5
Days Inventory 2.74
Days Inventory ranked higher than
95.31% of 64 companies
in the Credit Services industry.
Industry Max: 659.79, Med: 20.73, Min: 0.02
TSS: 2.74
Ranked among companies with meaningful Days Inventory only.
Days Inventory range over the past 10 years
Min: 1.46, Med: 2.57, Max: 2.91
Current: 2.74
1.46
2.91
Days Sales Outstanding 43.89
Days Sales Outstanding ranked lower than
57.80% of 218 companies
in the Credit Services industry.
Industry Max: 928.93, Med: 19.27, Min: 0.03
TSS: 43.89
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 30.54, Med: 43.74, Max: 50.64
Current: 43.89
30.54
50.64
Days Payable 10.62
Days Payable ranked lower than
78.13% of 64 companies
in the Credit Services industry.
Industry Max: 930.92, Med: 39.69, Min: 0.24
TSS: 10.62
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 4.72, Med: 9.62, Max: 19.45
Current: 10.62
4.72
19.45

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.41
Trailing Dividend Yield ranked lower than
89.87% of 316 companies
in the Credit Services industry.
Industry Max: 95, Med: 2.56, Min: 0.01
TSS: 0.41
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.4, Med: 1.32, Max: 2.47
Current: 0.41
0.4
2.47
Dividend Payout Ratio 0.16
Dividend Payout Ratio ranked higher than
87.65% of 170 companies
in the Credit Services industry.
Industry Max: 183.33, Med: 0.3, Min: 0.02
TSS: 0.16
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.15, Med: 0.26, Max: 0.31
Current: 0.16
0.15
0.31
3-Year Dividend Growth Rate (Per Share) 9.10
3-Year Dividend Growth Rate ranked higher than
52.17% of 115 companies
in the Credit Services industry.
Industry Max: 132.1, Med: 4.6, Min: -100
TSS: 9.1
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 9.1, Max: 58.7
Current: 9.1
0
58.7
Forward Dividend Yield % 0.41
Forward Dividend Yield ranked lower than
91.15% of 305 companies
in the Credit Services industry.
Industry Max: 95, Med: 2.72, Min: 0.01
TSS: 0.41
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 0.53
Yield-on-Cost (5y) ranked lower than
87.81% of 402 companies
in the Credit Services industry.
Industry Max: 142.86, Med: 2.55, Min: 0.01
TSS: 0.53
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.51, Med: 1.69, Max: 3.17
Current: 0.53
0.51
3.17
3-Year Share Buyback Rate 0.10
3-Year Share Buyback Rate ranked higher than
81.44% of 194 companies
in the Credit Services industry.
Industry Max: 26, Med: -3.7, Min: -404.3
TSS: 0.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -0.6, Med: 0, Max: 1.7
Current: 0.1
-0.6
1.7

Valuation & Return

Current vs industry vs history
Price-to-Projected-FCF 2.17
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
72.22% of 90 companies
in the Credit Services industry.
Industry Max: 23.81, Med: 1.01, Min: 0.05
TSS: 2.17
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.65, Med: 1.61, Max: 9.23
Current: 2.17
0.65
9.23
Price-to-Median-PS-Value 2.31
Price-to-Median-PS-Value ranked lower than
74.32% of 366 companies
in the Credit Services industry.
Industry Max: 31, Med: 1, Min: 0.01
TSS: 2.31
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.63, Med: 1.41, Max: 4.72
Current: 2.31
0.63
4.72
Price-to-Peter-Lynch-Fair-Value 2.29
Price-to-Peter-Lynch-Fair-Value ranked lower than
85.71% of 84 companies
in the Credit Services industry.
Industry Max: 394.94, Med: 0.93, Min: 0.16
TSS: 2.29
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.7, Med: 1.74, Max: 8.02
Current: 2.29
0.7
8.02
Earnings Yield (Joel Greenblatt) % 3.29
Earnings Yield (Greenblatt) ranked lower than
54.41% of 454 companies
in the Credit Services industry.
Industry Max: 1250, Med: 4.38, Min: -434.78
TSS: 3.29
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 3.2, Med: 5.9, Max: 45
Current: 3.29
3.2
45
Forward Rate of Return (Yacktman) % 19.44
Forward Rate of Return ranked higher than
66.86% of 172 companies
in the Credit Services industry.
Industry Max: 154.45, Med: 8.48, Min: -140.02
TSS: 19.44
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -4.3, Med: 19.6, Max: 27.4
Current: 19.44
-4.3
27.4

More Statistics

Revenue (TTM) (Mil) $ 4,075.57
EPS (TTM) $ 3.27
Beta 0.62
Volatility % 27.89
52-Week Range $ 75.58 - 131.01
Shares Outstanding (Mil) 182.44

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 6
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy Y
Less Shares Outstanding yoy Y
Higher Gross Margin yoy Y
Higher Asset Turnover yoy N