NAS:UIHC (USA) Also trade in: Germany

United Insurance Holdings Corp

$ 14.38 0 (0%)
On watch
Volume: 51,849 Avg Vol (1m): 109,032
Market Cap $: 621.01 Mil Enterprise Value $: -179,750,000.00
P/E (TTM): 479.32 P/B: 1.17
Earnings Power Value 18.36
Net Current Asset Value 0
Tangible Book 10.13
Projected FCF 21.13
Median P/S Value 12.41
Graham Number 2.62
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.81
Cash-To-Debt ranked lower than
68.18% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 10000, Med: 2.82, Min: 0.01
UIHC: 0.81
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.47, Med: 2.82, Max: 10000
Current: 0.81
0.47
10000
Equity-to-Asset 0.24
Equity-to-Asset ranked higher than
52.27% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 0.95, Med: 0.25, Min: 0.03
UIHC: 0.24
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.12, Med: 0.24, Max: 0.66
Current: 0.24
0.12
0.66
Debt-to-Equity 0.30
Debt-to-Equity ranked higher than
75.90% of 83 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.91, Med: 9999, Min: 0.01
UIHC: 0.3
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.05, Med: 0.29, Max: 4.35
Current: 0.3
0.05
4.35
Debt-to-EBITDA 9.78
Debt-to-EBITDA ranked lower than
83.33% of 78 companies
in the Insurance - Property & Casualty industry.
Industry Max: 36.7, Med: 1.62, Min: 0.03
UIHC: 9.78
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.21, Med: 1.99, Max: 12.45
Current: 9.78
0.21
12.45
Beneish M-Score 4.01
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC -1.51%
WACC 14.54%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 0.18
Net Margin ranked lower than
75.94% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 94.29, Med: 6.25, Min: -370.67
UIHC: 0.18
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -1.16, Med: 6, Max: 14.64
Current: 0.18
-1.16
14.64
ROE % 0.26
ROE ranked lower than
76.69% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 55.81, Med: 8.75, Min: -77.05
UIHC: 0.26
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -1.98, Med: 10.64, Max: 26.35
Current: 0.26
-1.98
26.35
ROA % 0.06
ROA ranked lower than
75.94% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.69, Med: 2.09, Min: -17.18
UIHC: 0.06
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.4, Med: 2.6, Max: 8
Current: 0.06
-0.4
8
3-Year Total Revenue Growth Rate 26.50
3-Year Revenue Growth Rate ranked higher than
84.92% of 126 companies
in the Insurance - Property & Casualty industry.
Industry Max: 456.8, Med: 6.3, Min: -30.7
UIHC: 0.5
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -7.5, Med: 10.6, Max: 20.6
Current: 0.5
-7.5
20.6
3-Year Total EBITDA Growth Rate -19.10
3-Year EBITDA Growth Rate ranked lower than
86.61% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 210.7, Med: 1.7, Min: -149.7
UIHC: -35.7
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: -69, Med: -25.8, Max: 151
Current: -35.7
-69
151
3-Year EPS w/o NRI Growth Rate -80.20
3-Year EPS w/o NRI Growth Rate ranked lower than
95.28% of 106 companies
in the Insurance - Property & Casualty industry.
Industry Max: 431.5, Med: 1.5, Min: -100
UIHC: -80.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
N/A

» UIHC's 30-Y Financials

Financials (Next Earnings Date: 2019-08-01)

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524126    SIC : 6331
Compare NAS:EMCI TSE:8715 XKRX:000370 NYSE:MBI NAS:GBLI BKK:TIP BKK:AYUD HSTC:PVI NYSE:HRTG TPE:2850 HKSE:00222 NAS:DGICB NYSE:HCI NAS:NODK NYSE:STC SGX:U13 XKRX:000400 NYSE:UVE XKRX:000540 BKK:BKI
Traded in other countries 0UI.Germany
Address 800 2nd Avenue South, St. Petersburg, FL, USA, 33701
United Insurance Holdings Corp is a holding company for United Property & Casualty Insurance and its affiliated subsidiaries. The company offers homeowners' property and casualty insurance in the United States. United Insurance and its affiliates underwrite insurance in Connecticut, Florida, Georgia, Hawaii, Massachusetts, Louisiana, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Texas.

Ratios

Current vs industry vs history
PE Ratio (TTM) 479.32
PE Ratio ranked lower than
92.86% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.27, Min: 2.89
UIHC: 479.32
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 0.89, Med: 10.08, Max: 1833
Current: 479.32
0.89
1833
PE Ratio without NRI 479.32
PE without NRI ranked lower than
93.75% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.6, Min: 2.89
UIHC: 479.32
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 0.89, Med: 10.08, Max: 1833
Current: 479.32
0.89
1833
Price-to-Owner-Earnings 108.96
Price-to-Owner-Earnings ranked lower than
69.05% of 84 companies
in the Insurance - Property & Casualty industry.
Industry Max: 3633.33, Med: 11.52, Min: 2.34
UIHC: 108.96
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 1.25, Med: 4.06, Max: 508.46
Current: 108.96
1.25
508.46
PB Ratio 1.17
PB Ratio ranked lower than
59.40% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.38, Med: 1.43, Min: 0.08
UIHC: 1.17
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.46, Med: 1.28, Max: 3.63
Current: 1.17
0.46
3.63
PS Ratio 0.82
PS Ratio ranked higher than
60.15% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 38.05, Med: 1.22, Min: 0.09
UIHC: 0.82
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.28, Med: 0.71, Max: 2
Current: 0.82
0.28
2
Price-to-Free-Cash-Flow 71.54
Price-to-Free-Cash-Flow ranked lower than
85.23% of 88 companies
in the Insurance - Property & Casualty industry.
Industry Max: 621.88, Med: 12.17, Min: 0.47
UIHC: 71.54
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.63, Med: 3.38, Max: 162.54
Current: 71.54
0.63
162.54
Price-to-Operating-Cash-Flow 41.10
Price-to-Operating-Cash-Flow ranked lower than
83.67% of 98 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1058.33, Med: 10.59, Min: 0.46
UIHC: 41.1
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.61, Med: 3.19, Max: 194.4
Current: 41.1
0.61
194.4
EV-to-EBIT -29.02
EV-to-EBIT ranked lower than
98.23% of 113 companies
in the Insurance - Property & Casualty industry.
Industry Max: 322.99, Med: 12.73, Min: 0.38
UIHC: -29.02
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -61.9, Med: 2.75, Max: 73.1
Current: -29.02
-61.9
73.1
EV-to-EBITDA -10.99
EV-to-EBITDA ranked lower than
78.45% of 116 companies
in the Insurance - Property & Casualty industry.
Industry Max: 182.88, Med: 11.2, Min: 0.33
UIHC: -10.99
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -733.3, Med: 2.6, Max: 17.6
Current: -10.99
-733.3
17.6
EV-to-Revenue -0.24
EV-to-Revenue ranked higher than
57.03% of 128 companies
in the Insurance - Property & Casualty industry.
Industry Max: 27.81, Med: 1.19, Min: 0.01
UIHC: -0.24
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -0.3, Med: 0.5, Max: 1.9
Current: -0.24
-0.3
1.9
Shiller PE Ratio 18.58
Shiller PE Ratio ranked higher than
65.22% of 69 companies
in the Insurance - Property & Casualty industry.
Industry Max: 433.84, Med: 20.4, Min: 7.01
UIHC: 18.58
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 11.89, Med: 19.07, Max: 25.43
Current: 18.58
11.89
25.43

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.68
Trailing Dividend Yield ranked lower than
97.42% of 194 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.15, Med: 2.98, Min: 0.09
UIHC: 1.68
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.57, Med: 1.35, Max: 6.88
Current: 1.68
0.57
6.88
Dividend Payout Ratio 8.00
Dividend Payout Ratio ranked lower than
100.00% of 134 companies
in the Insurance - Property & Casualty industry.
Industry Max: 4.8, Med: 0.32, Min: 0.02
UIHC: 8
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.07, Med: 0.16, Max: 24
Current: 8
0.07
24
3-Year Dividend Growth Rate (Per Share) 6.30
3-Year Dividend Growth Rate ranked higher than
83.54% of 79 companies
in the Insurance - Property & Casualty industry.
Industry Max: 128.9, Med: 8.6, Min: -100
UIHC: 6.3
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 14.5, Max: 47.4
Current: 6.3
0
47.4
Forward Dividend Yield % 1.69
Forward Dividend Yield ranked lower than
100.00% of 192 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.42, Med: 3.17, Min: 0.09
UIHC: 1.69
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 3.35
Yield-on-Cost (5y) ranked higher than
63.73% of 193 companies
in the Insurance - Property & Casualty industry.
Industry Max: 112.5, Med: 4.91, Min: 0.09
UIHC: 3.35
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.14, Med: 2.69, Max: 13.72
Current: 3.35
1.14
13.72
3-Year Share Buyback Rate -25.80
3-Year Share Buyback Rate ranked lower than
86.21% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 21.9, Med: -0.4, Min: -49.5
UIHC: -25.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -26.9, Med: -13.5, Max: 3.5
Current: -25.8
-26.9
3.5

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.42
Price-to-Tangible-Book ranked lower than
64.34% of 129 companies
in the Insurance - Property & Casualty industry.
Industry Max: 32.5, Med: 1.7, Min: 0.08
UIHC: 1.42
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.47, Med: 1.48, Max: 3.51
Current: 1.42
0.47
3.51
Price-to-Projected-FCF 0.68
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
68.48% of 92 companies
in the Insurance - Property & Casualty industry.
Industry Max: 12.4, Med: 0.84, Min: 0.06
UIHC: 0.68
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.28, Med: 0.46, Max: 0.81
Current: 0.68
0.28
0.81
Price-to-Median-PS-Value 1.16
Price-to-Median-PS-Value ranked lower than
83.19% of 119 companies
in the Insurance - Property & Casualty industry.
Industry Max: 7.15, Med: 1.18, Min: 0.35
UIHC: 1.16
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.41, Med: 1.02, Max: 2.27
Current: 1.16
0.41
2.27
Price-to-Graham-Number 5.49
Price-to-Graham-Number ranked lower than
100.00% of 100 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.78, Med: 1.17, Min: 0.41
UIHC: 5.49
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.16, Med: 0.79, Max: 11.23
Current: 5.49
0.16
11.23
Earnings Yield (Joel Greenblatt) % -3.45
Earnings Yield (Greenblatt) ranked lower than
84.09% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 263.16, Med: 6.78, Min: -238.1
UIHC: -3.45
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -407.5, Med: 17.05, Max: 389.2
Current: -3.45
-407.5
389.2
Forward Rate of Return (Yacktman) % 20.12
Forward Rate of Return ranked higher than
55.17% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 333.79, Med: 12.52, Min: -44.7
UIHC: 20.12
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 0.3, Med: 15, Max: 47.9
Current: 20.12
0.3
47.9

More Statistics

Revenue (TTM) (Mil) $ 754.21
EPS (TTM) $ 0.03
Beta 1.25
Volatility % 23.51
52-Week Range $ 13.21 - 22.43
Shares Outstanding (Mil) 43.19

Analyst Estimate

Piotroski F-Score Details