Business Description
PennyMac Financial Services Inc
NAICS : 523920
SIC : 6162
ISIN : US70932B1017
Share Class Description:
PFSI: Class ACompare
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Traded in other countries / regions
PFSI.USA1AC.Germany IPO Date
2013-05-09Description
PennyMac Financial Services Inc is a United States-based financial services company primarily engaged in mortgage lending. The company operates through three segments: production, servicing, and investment management. The company's production and servicing segment together form the mortgage banking business that includes mortgage loan origination, acquisition, and sale activities; while the investment management segment includes investment manager's activities, such as performing diligence, and managing acquired assets. The company generates the majority of revenue from its mortgage banking business.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.07 | |||||
| Equity-to-Asset | 0.19 | |||||
| Debt-to-Equity | 3.81 | |||||
| Debt-to-EBITDA | 31.82 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 0.96 | |||||
| Beneish M-Score | -1.83 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -8.3 | |||||
| 3-Year EBITDA Growth Rate | -34.7 | |||||
| 3-Year EPS without NRI Growth Rate | -36.8 | |||||
| 3-Year FCF Growth Rate | 27.3 | |||||
| 3-Year Book Growth Rate | 13.8 | |||||
| Future 3-5Y Total Revenue Growth Rate | -6.33 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 33.61 | |||||
| 9-Day RSI | 40.49 | |||||
| 14-Day RSI | 44.39 | |||||
| 6-1 Month Momentum % | 25.58 | |||||
| 12-1 Month Momentum % | 35.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 2.05 | |||||
| Quick Ratio | 2.05 | |||||
| Cash Ratio | 0.17 | |||||
| Days Sales Outstanding | 20.93 | |||||
| Days Payable | 140.14 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.92 | |||||
| Dividend Payout Ratio | 0.16 | |||||
| 3-Year Dividend Growth Rate | 14 | |||||
| Forward Dividend Yield % | 0.92 | |||||
| 5-Year Yield-on-Cost % | 0.92 | |||||
| 3-Year Average Share Buyback Ratio | 10.9 | |||||
| Shareholder Yield % | -74.62 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 48.87 | |||||
| Operating Margin % | 15.19 | |||||
| Net Margin % | 6.21 | |||||
| FCF Margin % | -69.43 | |||||
| ROE % | 4.13 | |||||
| ROA % | 0.78 | |||||
| ROIC % | 1.77 | |||||
| ROC (Joel Greenblatt) % | 437.1 | |||||
| ROCE % | 2.75 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 32.1 | |||||
| Forward PE Ratio | 8.05 | |||||
| PE Ratio without NRI | 17.71 | |||||
| Shiller PE Ratio | 11.46 | |||||
| Price-to-Owner-Earnings | 35.7 | |||||
| PEG Ratio | 3.61 | |||||
| PS Ratio | 1.95 | |||||
| PB Ratio | 1.23 | |||||
| EV-to-EBIT | 47.74 | |||||
| EV-to-EBITDA | 39.85 | |||||
| EV-to-Revenue | 7.25 | |||||
| EV-to-Forward-Revenue | 9.7 | |||||
| EV-to-FCF | -10.44 | |||||
| Price-to-Median-PS-Value | 1.24 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.06 | |||||
| Earnings Yield (Greenblatt) % | 2.09 | |||||
| FCF Yield % | -36.89 | |||||
| Forward Rate of Return (Yacktman) % | 15.23 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
PennyMac Financial Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,330.825 | ||
| EPS (TTM) ($) | 2.71 | ||
| Beta | 1.62 | ||
| Volatility % | 27.49 | ||
| 14-Day RSI | 44.39 | ||
| 14-Day ATR ($) | 2.258824 | ||
| 20-Day SMA ($) | 89.1135 | ||
| 12-1 Month Momentum % | 35.1 | ||
| 52-Week Range ($) | 56.16 - 94.78 | ||
| Shares Outstanding (Mil) | 50.43 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PennyMac Financial Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PennyMac Financial Services Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
PennyMac Financial Services Inc Frequently Asked Questions
What is PennyMac Financial Services Inc(PFSI)'s stock price today?
The current price of PFSI is $87.00. The 52 week high of PFSI is $94.78 and 52 week low is $56.16.
When is next earnings date of PennyMac Financial Services Inc(PFSI)?
The next earnings date of PennyMac Financial Services Inc(PFSI) is 2024-04-26 Est..
Does PennyMac Financial Services Inc(PFSI) pay dividends? If so, how much?
The Dividend Yield %  of PennyMac Financial Services Inc(PFSI) is 0.92% (As of Today), Highest Dividend Payout Ratio of PennyMac Financial Services Inc(PFSI) was 0.16. The lowest was 0.03. And the median was 0.05. The  Forward Dividend Yield % of PennyMac Financial Services Inc(PFSI) is 0.92%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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