Richmond Mutual Bancorp Inc is a United States-based banking company. Its principal business consists of attracting deposits from the general public & brokered deposits and investing those funds predominantly in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.08
Equity-to-Asset	0.09
Debt-to-Equity	2.01
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.42	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.2
	3-Year EPS without NRI Growth Rate	3.5
	3-Year FCF Growth Rate	-2.8
	3-Year Book Growth Rate	-6.3

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	56.9
	9-Day RSI	52.26
	14-Day RSI	51.04
	6-1 Month Momentum %	28.23
	12-1 Month Momentum %	26.42

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.8
	Dividend Payout Ratio	0.62
	3-Year Dividend Growth Rate	55.1
	Forward Dividend Yield %	4.8
	5-Year Yield-on-Cost %	4.78
	3-Year Average Share Buyback Ratio	5.3
	Shareholder Yield %	-27.29

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	22.55
	FCF Margin %	27.32
	ROE %	7.27
	ROA %	0.68
	Years of Profitability over Past 10-Year	6

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	12.81
	PE Ratio without NRI	12.81
	Price-to-Owner-Earnings	13.45
	PEG Ratio	1.83
	PS Ratio	2.89
	PB Ratio	0.97
	Price-to-Tangible-Book	0.98
	Price-to-Free-Cash-Flow	10.56
	Price-to-Operating-Cash-Flow	10.02
	EV-to-Revenue	9.04
	EV-to-FCF	32.96
	Price-to-Graham-Number	0.75
	FCF Yield %	8.87
	Forward Rate of Return (Yacktman) %	10.63

GF Value: $14.49

RMBI

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